PYMNTS

JANUARY 8, 2021

In short, the global pandemic has ushered in rising usage — and use cases — for TCH’s RTP ® network, and Whisler doesn’t see that slowing down anytime soon. We've seen a lot of excitement this year with the RTP ® network, and we're very much expecting next year to grow even faster,” she said. Becoming A 24/7 RTP Shop.

RTP 139

RTP TCH Funding Agent Continuing Education 139

PYMNTS

JUNE 18, 2019

In recent months, though, real-time payments (RTP) have garnered more interest and no shortage of headlines in the U.S. The Clearing House [TCH] launched its own RTP network at the end of 2017.). Where We Stand In The US. Cheney told PYMNTS that several factors underpin the readiness for that shift toward RTP.

RTP 78

RTP P2P B2B RFP 78

The Fintech Times

MAY 3, 2025

The bank will continue to invest in expanding supported use cases, countries, and currenciesenhancing the infrastructure to meet the evolving needs of fintech partners and enabling more businesses and consumers to move money globally with speed, security, and confidence. .”

International Payments 69

International Payments Cross-Border Cross-Border Payments Same Day ACH 69

PYMNTS

OCTOBER 15, 2020

Moving Beyond ACH . ACH might be among the most readily visible paper check killers — and as Nacha’s Larimer noted, “we need more than just ACH to make huge inroads [against checks]. Real time and the ACH network can actually work together to displace paper checks.” So that is certainly an aspiration.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

PYMNTS

MARCH 9, 2020

Banking association and payments company The Clearing House (TCH) has been confronting such concerns as it advances its real-time payment ( RTP ) offering in the U.S., The federal government deliberated in 2018 and 2019 over developing its own real-time payment system, FedNow , to compete with RTP.

RTP 81

RTP TCH ISO 20022 Real Time Payments 81

PYMNTS

JANUARY 26, 2021

According to Russ Waterhouse , executive vice president of Product Development and Strategy at The Clearing House (TCH), the surge in digitization brought on by the COVID-19 crisis has accelerated the evolution of a range of RTP (Real-Time Payments) network advancements, including instant payroll, merchant settlements and tokenization.

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

PYMNTS

NOVEMBER 3, 2020

In this week's roundup of payment rail innovation, PYMNTS finds B2B payments use cases serve as an important driver of adoption, with FinTechs and financial service providers embracing payment rails old and new to enable real-time B2B payments and foreign exchange. B2B Drives ACH Volume Up.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

Fintech Finance

AUGUST 15, 2024

Instant payments use the FedNow service, developed and launched by the Federal Reserve in July 2023, and the RTP® network, launched in 2017 by The Clearing House. So far, over 1,000 banks and credit unions have signed on with either the RTP or FedNow networks, or both, and instant payment volume continues to grow. is growing.

Instant Payments 105

Instant Payments Treasury RFP RTP 105

PYMNTS

JUNE 23, 2020

The Clearing House’s RTP finds expansion within the community bank arena, while abroad, the Bank of Thailand is planning its own infrastructure development to accelerate B2B payments. RTP Gains Community Bank Traction. In the U.S., And when it comes to legacy rails, the U.S. ” HSBC Debuts Real-Time Direct Debit.

Federal Reserve 106

Federal Reserve RTP Payment APIs and Integration Fed 106

Fintech Finance

SEPTEMBER 13, 2024

With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®. I truly think this will be a huge asset to banks as they make their journey into the world of RTP and FedNow.”

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Fintech Finance

MARCH 31, 2025

Transaction volume on the EPN ® system, the ACH network operated by The Clearing House Payments Company L.L.C., in 2024, continuing the trend of yearly ACH volume and value growth. ACH commercial volume last year. ACH volume has been growing across all user types and use cases. year over year. .

ACH Network 59

ACH Network ACH Continuity Same Day ACH 59

PYMNTS

JANUARY 26, 2021

As real-time payment (RTP) schemes move from pilot to implementation worldwide, cybercrooks follow, drawn by the lure of instant ill-gotten gains at scale. First, appreciate how far RTP had come. percent are either currently implementing RTP or plan to do so within the next three years.”. PYMNTS recently reported that “66.7

RTP 109

RTP Real Time Payments NACHA Same Day ACH 109

Fintech Finance

OCTOBER 23, 2024

Finzly’s modern payment hub on the BankOS platform enables financial institutions to connect effortlessly to traditional rails like Automated Clearing House (ACH) and Fedwire, as well as modern networks such as FedNow and Real Time Payments (RTP), all with just a few clicks and independent of their core systems.

FedNow 97

FedNow FedWire Instant Payments RTP 97

PYMNTS

MARCH 18, 2019

First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. Last week, NACHA issued an ACH operations bulletin announcing the delay of the rollout of a third Same Day ACH (SDA) processing window by six months, to March 19, 2021.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

AUGUST 12, 2019

That’s the talk track now from the Fed , which a week ago today announced its plans to build and operate a new set of real-time rails, using accelerated access to employer paychecks as its launch use case. Ironically, perhaps, the ACH network’s first direct deposit use case was the U.S.

Real Time Payments 78

Real Time Payments FedNow TCH Fed 78

PYMNTS

NOVEMBER 30, 2020

Now, the major real-time payments (RTP) players are ready to push the button on real-time, all the time, redefining fast money and revolutionizing multiple aspects of the commercial biome. RTP Use Cases Growing Faster. Use cases for real-time are growing as more players enter the space. With over 150 U.S.

Real Time Payments 68

Real Time Payments RTP Payroll P2P 68

Faster Payments Council

AUGUST 23, 2024

Financial Institutions are enabling use cases and improving send reach that allows customers to manage their cash on hand and easily disburse payments up to the due date while maintaining a positive account status and avoiding late fees. It's time to confront the harsh reality—innovation alone doesn't drive broad adoption.

FPC 128

FPC ISO 20022 Federal Reserve Instant Payments 128

Fintech Finance

JULY 24, 2024

With experience and focus on innovative payment services across Real-Time Payments (RTP® and FedNow®), ACH, card solutions and alternative payment rails, Carl is well-positioned to support the FPC’s continued growth and innovation in faster payments.

Faster Payments 97

Faster Payments FPC FedNow RTP 97

PYMNTS

OCTOBER 30, 2020

Corporate buyers that pay vendors, meanwhile, might seek to satisfy these business partners by delivering money via same-day ACH or over the RTP network. You can do standard ACH that’s free and it’s slow, or you can step up and go to same-day ACH or RTP,” she said. “It Managing Cash Flow Reporting in B2B.

Faster Payments 59

Faster Payments Payments Tools RTP Same Day ACH 59

PYMNTS

NOVEMBER 8, 2019

As real-time payments (RTP) gain traction with consumers via peer-to-peer (P2P), the pump may be primed for business-to-business (B2B) transactions to follow suit. Key among those conduits, of course, is the Clearinghouse RTP network, where commercial real-time payments made their debut in the U.S. roughly two years ago.

RTP 40

RTP B2B Real Time Payments P2P 40

PYMNTS

DECEMBER 18, 2019

Local and global ACH transfers are used by 29 percent (the same portion of businesses that write checks to make international payments), while 17 percent use prepaid debit cards. Credit Unions Embrace RTP. enabling it to manage the settlement and liquidity of transactions made via RTP for its 500 credit union members.

B2B 52

B2B Credit Union Electronic Funds Transfer (EFT) RTP 52

Fintech Finance

APRIL 12, 2024

As part of the phased testing and certification process (Depository Institution Testing, or DIT2) Finzly submitted 40 use cases to the Federal Reserve Financial Services, each of which met or exceeded the stringent certification criteria, reaffirming Finzly’s commitment to excellence and technological advancement.

ISO 20022 78

ISO 20022 FedWire ISOs Fed 78

PYMNTS

JANUARY 22, 2021

Those who were happy to wait days to receive checks in the mail or for ACH transactions to settle are now likely to regard these delays as unnecessary frictions in their car-buying journeys. The RTP network is a powerful tool, but any tool must be wielded properly to have its desired effect. Contingency Planning.

RTP 56

RTP Finance Security Real Time Payments 56

PYMNTS

DECEMBER 4, 2019

While firms like Diamante and SatoshiPay embrace blockchain, traditional players like Wells Fargo and HSBC are relying on RTP to accelerate corporate payments. HSBC Loops Into RTP. Wells Next to Tap RTP for Corporates. The integration will first go live for U.S. business customers, the FI noted.

B2B 52

B2B RTP Cross-Border FPC 52

Faster Payments Council

MARCH 15, 2023

With the system joining the existing RTP system, both promising to modernize the way money moves and allow for greater use of instant payments, it seems the shift to real-time payments is 'inevitable'. FedNow may not interoperate with RTP, and it doesn't seem to be a priority for either. What are your options?

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

PYMNTS

AUGUST 6, 2019

“We only get to make this kind of decision once every 30 or 40 years,” Brainard said, noting that this was the biggest payments oriented move made by The Fed since the early 1970s and the implementation of the ACH system. “At As is, she said, the need for the Federal Reserve and its ubiquity within the US banking system.

FedNow 85

FedNow Fed Federal Reserve Instant Payments 85

Finovate

APRIL 25, 2024

Trice Trice is a fast, secure platform for instant bank transfers, connecting directly to FedNow and RTP for real-time account-to-account transactions.

Credit Union 52

Credit Union Irrevocability Payment APIs and Integration FedNow 52

PYMNTS

DECEMBER 18, 2020

The value lies in offering payments anywhere, anytime, across a range of B2C and increasingly B2B use cases. At a high level, PaaS is both strategy and technology, a way for banks to retire legacy systems and digitize payments using the cloud to help manage it all. The Use Cases. PaaS For B2B.

Economy 67

Economy API Payment APIs and Integration B2C 67

Tearsheet

MARCH 27, 2024

Workers have the option to receive EWA funds at no cost within 1-3 days via ACH, or they can opt to have their direct deposit sent to a reloadable Visa debit card, named Friday by DailyPay. The RTP network has been positioning itself to take center stage when it comes to facilitating on-demand wages. billion by 2027 from 2.8

Instant Payments 64

Instant Payments RTP Consumer Financial Protection Bureau (CFPB) FedNow 64

Finovate

OCTOBER 15, 2024

The company also helps third-party organizations across various industries integrate instant payments with traditional payment tools into their existing payment and money movement use cases including A2A, P2P, Bill Payment, B2B and B2C disbursements. Launching Payfinia will help Tyfone further build on the instant payments experience.

Instant Payments 52

Instant Payments FedNow Same Day ACH Federal Reserve 52

PYMNTS

NOVEMBER 13, 2019

as service providers old and new introduce more options for consumer and business payers to move money quickly and, in some cases, instantly. However, real-time payments (RTP) have a long way to ubiquity, and while each payment rail has its advantages, each also has drawbacks that could stifle efforts for near-universal adoption.

Real Time Payments 51

Real Time Payments Faster Payments Federal Reserve RTP 51

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. (Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

PYMNTS

JULY 27, 2020

In the case of banks, Edward said, they’ve done part of the job in some instances by connecting to some rails, but they haven’t built the tech or processes to properly offer instant payment solutions. And so right now for real-time payments that’s got to include … prepaid, debit and credit card, ACH, check, wallets and more.

On-Demand 91

On-Demand Instant Payments Push-to-Card Treasury 91

Finovate

APRIL 4, 2024

Account Galaxy offers two main use cases to facilitate BaaS functionality: advanced payment processing and flexible accounting capabilities. payment rails, including Fed ACH, Fedwire, RTP, SWIFT, and FedNow. These capabilities offer non-banks and fintechs virtual accounts where transactions can be monitored in real-time.

Accounts 52

Accounts Non-Bank FedWire Payment APIs and Integration 52

PYMNTS

AUGUST 14, 2020

The companies are casting a broader net of collaborators, with the announcement that their Business Payments Network (BPN) is growing to include support for ACH and wire transactions in addition to card payments. The Clearing House On The Race for Real-Time Payments In The US.

Addressing 64

Addressing Verification FedNow Fed 64

PYMNTS

OCTOBER 29, 2020

Firms are also looking at options like same-day ACH and The Clearing House 's RTP network as they explore how to speed up B2B transactions. Same-day ACH may appeal to some companies, while the RTP network suits others, for example. Inside Businesses’ Faster Payments Selections. But how can firms come to these conclusions?

Faster Payments 43

Faster Payments Same Day ACH Real Time Payments Payroll 43

Center for Payments

OCTOBER 21, 2022

In 2017, The Clearing House launched the Real-Time Payments (RTP) rail, a 24/7/365 processing system. There is a significant upward growth trend with RTP as more financial institutions and companies find use cases for instant payments. payments system: ACH, card, check, wire, and now instant payments.

Accreditation 40

Accreditation RTP Instant Payments Professional Development 40