Acquirers Card Association Service Provider 
Stax
MAY 6, 2025
The customer Put simply, this refers to the cardholder who uses their debit or credit card to pay for the products or services. Acquiring bank This is the merchant bank that allows the business to receive money from card transactions and store these funds. Think: Visa, Mastercard, American Express, and Discover.
Cardfellow
JUNE 25, 2025
Even when a dispute is unsuccessful, the acquiring bank will withhold payment for any chargebacks until the matter is resolved. Once a customer has disputed a charge, a your acquiring bank will begin going through a specific procedure to resolve the issue. Other Fraud – Card Present Environment 10.4: No Authorization 12.1:
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Stax
JUNE 17, 2025
And depending on your needs, working with one could give you more flexibility, service, and value than a traditional bank. TL;DR An ISO (Independent Sales Organization) is a third-party company authorized to manage merchant accounts and provide payment processing services on behalf of acquiring banks.
Stax
NOVEMBER 14, 2024
Here are the inside details about what defines a payment solutions provider, how processing works, the credit card processing fees , risks, and more. TL;DR There are several parties involved in credit card processing. They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor.
Clearly Payments
FEBRUARY 14, 2024
From independent sales organizations (ISOs) and payment facilitators (PayFacs) to acquirers, card associations, and beyond, each entity plays a unique role in shaping the payment industry. Acquiring Banks: Acquiring banks act as the conduit for funds to reach merchants, these banks provide the infrastructure for card payments.
PYMNTS
MAY 24, 2019
The merchant acquiring, processing and services industry has seen its share of headlines so far this year, with big players coming together in waves of deal-making to get bigger, and provide a greater range of processing and payment services. The more things change, the more things stay the same.
Segpay
NOVEMBER 28, 2023
3 minute read Sharing information between card associations and service providers like payment facilitators and independent payment operators is important. The information typically flows from the card brands to the acquirers and then to service providers like Segpay. Contact us today.
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