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Addressing Credit Cards PCI DSS 
VISTA InfoSec
MARCH 13, 2025
million credit card users in Australia, along with 43.77 million actively issued debit cards? These figures reflect Australia’s heavy reliance on digital payments and card-based transactions for everyday purchases and online commerce. The latest version PCI DSS v.4.0
165 
Stax
NOVEMBER 21, 2024
Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. In this article, you will discover all you should know about credit card payment processing for small businesses.
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Cardfellow
APRIL 27, 2025
You can also check out the PCI at a glance infographic for a quick overview. For simplicity, I will just refer to PCI DSS standards as PCI for the rest of this article. What is PCI again? In the past, Ive written about how to achieve and maintain PCI compliance. Timeline PCI version 4.0
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Basis Theory
NOVEMBER 12, 2024
Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers. How tokenization applies to being PCI compliant and meeting the 12 PCI DSS requirements. credit card or social security numbers).
157 
Stax
APRIL 8, 2025
For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Even if you consider them to be a cost of doing business, credit card fees can quickly eat away at your already slim profit margins. Let’s get started.
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Fi911
FEBRUARY 26, 2025
The Payment Card Industry Data Security Standard (PCI-DSS) is a set of global standards developed to safeguard cardholder data. It applies to any entity that processes, stores, or transmits credit card information making it especially relevant to banks and financial institutions. PCI-DSS version 4.0,
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EBizCharge
FEBRUARY 26, 2025
Understanding credit card processing in NetSuite NetSuite credit card payment processing allows businesses to securely process customer payments by integrating with payment gateways and merchant accounts, enabling seamless transactions for online, in-store, and invoice-based sales.
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Clearly Payments
JULY 23, 2025
PCI DSS and Secure Card Handling If your business accepts credit or debit cards, you must comply with the Payment Card Industry Data Security Standard (PCI DSS). What merchants need to know in 2025: PCI DSS version 4.0 Visa and Mastercard thresholds (2025): Visa: 0.9%
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EBizCharge
MARCH 18, 2025
For companies using Sage 100, understanding how to process credit cards securely is not just an option it’s a necessity. Why businesses should process credit cards in Sage 100 Sage 100 credit card processing offers multiple benefits that can enhance your invoicing process and the customer payment experience.
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Clearly Payments
JANUARY 21, 2025
Limited Payment Options: Many government platforms still lack support for modern payment methods like mobile wallets, credit cards, and digital banking. Compliance Issues: Governments must adhere to strict regulations like PCI DSS, which can be difficult with aging systems.
Stax
JANUARY 23, 2025
TL;DR Merchant underwriting is the process of evaluating a businesss risk level before approving it for credit card processing for any kind of payments from electronic payments to in-person payments. The primary purpose of merchant account underwriting is to mitigate risks for payment processors and credit card networks.
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Stax
JANUARY 21, 2025
Opt for gateways that support diverse payment options like credit/debit cards, digital wallets, and international payments to accommodate customer preferences. Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions.
Stax
APRIL 3, 2025
Its the third-party service that serves as the link between the payment gateway, acquiring bank, and issuing bank or card network. It works in tandem with the customers bank or credit card provider to verify and authorize the transaction. Acquiring bank – Acts as the link between the merchant and the issuing bank.
Clearly Payments
NOVEMBER 13, 2024
Card Network : Indicates the card brand, such as Visa, Mastercard, or American Express, helping processors verify the card’s compatibility with their systems. Card Type : Specifies whether the card is a credit card, debit card, prepaid card, or other, allowing merchants to apply appropriate processing rules.
104 
Stax
MARCH 11, 2025
This article will show all you need to know about online credit card processing and how you can select the best payment services provider for your needs. Talk to sales How Online Payment Processing Works On the surface, online credit card processing happens in seconds.
Clearly Payments
NOVEMBER 18, 2024
Here are some other articles on chargeback management: How to Build a Chargeback Payments Team in your Company How to Win Chargeback Disputes What is a Good Credit Card Chargeback Rate for Merchants? Skills Required: Attention to detail, familiarity with card network rules, and proficiency in analyzing transaction data.
59 
Stax
JANUARY 28, 2025
Research shows that 55% of customers will abandon their cart if they have to re-enter checkout information like credit card details, negatively affecting your business conversion rate. So, by creating a unified system and eliminating the need to manually enter credit card information, the main feature of Click to Pay is speed.
EBizCharge
MARCH 11, 2025
Acumatica allows businesses to accept and process credit cards, debit cards, Automated Clearing House (ACH) payments/eChecks, and other transactions seamlessly by integrating with payment gateways. The total cost varies based on factors like the type of card used, the transaction method, and the merchants industry.
Stax
MARCH 18, 2025
To address evolving customer demands and accept electronic payments, you need a payment processing system. Customer – The person or business paying for goods or services using a credit card, debit card, or digital wallet. Do you need hardware, like credit card readers or integrated POS systems?
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EBizCharge
FEBRUARY 24, 2025
From credit card payments to electronic funds transfers, knowing which methods to implement can significantly impact a companys financial health. NetSuite can seamlessly integrate numerous payment methods like Automated Clearing House or ACH transfers, credit card payments, and other digital payment methods.
EBizCharge
MARCH 3, 2025
Thankfully, leading integrated enterprise resource planning (ERP) systems like Acumatica cater to diverse business needs by integrating robust credit card processing tools into its platform. Why should businesses process credit cards in Acumatica? What is Acumatica?
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My Payment Savvy
JUNE 16, 2025
A payment gateway processes credit card payments for both online and in-person transactions. Customer Enters Payment Info This is where the customer types their credit card or other payment details into your checkout form. Throughout this process, multiple security measures protect both parties from fraud.
EBizCharge
NOVEMBER 27, 2024
By enabling credit card payments, eCommerce businesses can cater to a broader customer base and enhance their sales opportunities. Fraud detection and security tools: Merchant accounts often include tools and standards to prevent fraud and enhance security, including Payment Card Industry Data Security Standards (PCI-DSS).
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EBizCharge
JANUARY 14, 2025
Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Customers enter their credit card payment and other payment details without leaving your page. This method offers a seamless user experience.
Stax
FEBRUARY 19, 2025
Customers dont expect anything less than instant support these days (especially for debit card and credit card payments) and your team may not have the time and resources to offer that level of service as quickly as they need it. (Plus a stronger cash flow.)
88 
Stax
OCTOBER 14, 2024
Additionally, look for a processor that offers flexibility in accepting various payment methods, such as credit and debit cards, mobile wallets like Apple Pay and Google Pay, and ACH transfers, to accommodate customer preferences and provide a convenient payment experience. Average credit card processing fees range from 1.7%
88 
VISTA InfoSec
NOVEMBER 12, 2024
PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.
130 
VISTA InfoSec
NOVEMBER 12, 2024
PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.
130 
VISTA InfoSec
APRIL 28, 2024
The Payment Card Industry Data Security Standard (PCI DSS) compliance 4.0 In this blog, we will understand PCI DSS compliance 4.0 What is PCI DSS Compliance for banks? What is PCI DSS Compliance for banks? The PCI DSS outlines 12 requirements mentioned below.
130 
VISTA InfoSec
JULY 5, 2023
In this blog post, we’ll delve into the significance of PCI DSS compliance in healthcare and explore how it helps protect patient data and privacy. Personal Data: Personal information such as addresses, phone numbers, e-mails, passport data, social status, and unique identification numbers are available in a secure healthcare database.
130 
Stax
JULY 16, 2024
Consumers are increasingly opting for debit and credit cards or other digital payment methods—for in-store and eCommerce purchases alike. This is why PCI DSS compliance is critical. In this article, we’ll discuss why your business needs to ensure PCI compliance and what the 12 PCI DSS v4.0
88 
Stax
JANUARY 15, 2024
Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs.
88 
Stax
SEPTEMBER 17, 2024
TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. Failing to comply with the Payment Card Industry Data Security Standard can have a number of severe consequences for a business.
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Clearly Payments
JANUARY 12, 2024
Credit card fraud is an unfortunate reality that businesses must face in today’s digital age. Year after year, credit card fraud attempts are on the rise, with a staggering 46% year-over-year increase reported globally. Here are specific steps to take if a credit card fraud incident occurs.
105 
Clearly Payments
DECEMBER 2, 2024
With over 79% of consumers using credit or debit cards for transactions, businesses that do not accept cards risk losing significant sales. This article will explore the various ways businesses can accept credit cards, including their advantages, costs, and considerations. Transaction fees range from 1.5%
105 
Basis Theory
OCTOBER 1, 2024
Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving.
88 
Stax
JANUARY 10, 2024
Credit card transactions have quickly become the lifeblood of eCommerce businesses and storefronts alike. According to Capital One, global credit card transactions in 2022 reached an estimated 678 billion —an average of 1.86 However, accepting credit cards does come with a flipside; the ongoing sting of credit card fees.
88 
Stax
DECEMBER 20, 2023
Finding great credit card processing rates may seem impossible, but there’s hope. By following these simple tips, you’ll be able to secure credit card processing rates that make big businesses jealous. Learn More TL;DR Not all credit card processing companies are created equal.
88 
Stax
APRIL 18, 2024
This blog will walk you through how your customers are using mobile credit card processing, how you can accept payments using mobile technology, what sorts of features to look for in a mobile solution, and some exciting statistics about the future of payment technology. What is mobile credit card processing?
88 
Fi911
MAY 7, 2024
For businesses, the Terminated Merchant File (TMF) is an unwelcome designation analogous to a “no-fly list” for credit card processing. Merchants may also be removed from the list if they were added for PCI-DSS noncompliance, but have since become compliant. This blacklist is maintained by Mastercard.
105 
Clearly Payments
JANUARY 16, 2024
What are Interchange Fees in Canada Interchange fees are charges levied by credit card issuers (such as Visa, Mastercard, and others) to merchants for accepting and processing electronic payments. Card Networks: Major credit card networks like Visa, Mastercard, and others establish the baseline for interchange fees.
105 
Clearly Payments
JANUARY 8, 2024
This can include stolen credit card information, identity theft, or fraudulent transactions. Implementing effective chargeback management practices is essential to minimize their occurrence and address disputes promptly. Secure Network Configurations Configuring secure networks is fundamental to PCI DSS compliance.
Stax
MARCH 4, 2024
TL;DR The PCI DSS determines security protocols and sets the standards for payment security. While debit and credit card transactions remain popular, many are now contactless, using near-field communication (NFC). Outside of standard card transactions, mobile wallets are gaining popularity, with 3.4
88 
BNG Payments
JANUARY 7, 2022
How to Mitigate Credit Card Payment Risks Credit cards are the number one form of payment with businesses today, and with more businesses offering online purchasing each year, the future of credit cards remains bright. At the same time, credit card fraud remains a serious issue.
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