The Payments Association

JANUARY 15, 2025

Integrating Swift with the upgraded FPS would enable a unique reference to be embedded within each transaction, delivering end-to-end tracking across both cross-border (Swift) and domestic payment flows. To date, Swift has enabled European VoP providers from France, Italy and the Netherlands to expand their reach across borders.

SWIFT 88

SWIFT ISO 20022 Cross-Border Cross-Border Payments 88

The Paypers

JUNE 12, 2025

Its infrastructure supports a business-to-business-to-consumer (B2B2C) model that facilitates stablecoin yields, denominated in USD and EUR, for end users through partner platforms. They described OpenTrade’s model as one that is positioned to address structural gaps in access to stablecoin-based yields.

Stablecoins 36

Stablecoins Security Financial Crimes Crime 36

Finextra

JUNE 5, 2025

Despite an abundance of performance data, many firms still lack visibility into what really matters: how systems function at the point of use. Without insight into the end-user experience, problems often go undetected until they escalate into serious disruption. It expresses the views and opinions of the author.

Compliance 52

Compliance Product Finance Payment APIs and Integration 52

The Payments Association

NOVEMBER 20, 2024

The B2B opportunity in distribution A true upside By addressing the financial needs of their distribution channels, companies using embedded finance solutions enhance the operational capabilities of their merchants and solidify their role as essential partners.

Embedded Finance 88

Embedded Finance Use Case B2B Finance 88

PYMNTS

DECEMBER 22, 2020

Increasingly, consumer and corporate end users of various platforms are seeking a more seamless experience, and the owners of those platforms are finding a big opportunity to integrate a range of financial products and services, from payments to financing. But across use cases, Bloh said two key themes are emerging.

Payment APIs and Integration 114

Payment APIs and Integration End User Treasury Non-Bank 114

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. There are a few major pain points in corporate cross-border payments today, Halpin explained, which are greatly addressed with faster and real-time payment networks.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

Fintech Finance

OCTOBER 4, 2024

The study sheds light on how various factors, including use cases, benefits, and industry challenges, are shaping the future of instant payments. “The widespread adoption of instant payments will not only enhance user experiences but will also foster greater competition, innovation, and inclusion in financial services. .

Instant Payments 93

Instant Payments Faster Payments FPC Corporate Credit Unions 93

PYMNTS

DECEMBER 15, 2020

Increasingly, those value-added services are not only focusing on speed of payment, but also enhancing the data that end-users can access about their transactions, with new solutions from Bank of America and Scotiabank some of the latest to bring real-time rails to corporates. Visa Talks Payment Rail Innovation.

Innovation 94

Innovation Cross-Border Payments Cross-Border Real Time Payments 94

PYMNTS

MAY 8, 2020

The small business FinTech arena continues to blossom as more developers explore ways to address a market historically underserved by traditional financial institutions (FIs). The Front-End Strategy: UX. The opportunities to address friction in the B2B banking arena are numerous. The Back-End Strategy: Flexibility.

B2C 70

B2C B2B End User Addressing 70

The Finance Weekly

JUNE 17, 2024

AI Integrations At Planful, their vision lies in delivering a complete, off-the-shelf AI solution for structured and dynamic planning use cases. Their in-house experts possess a deep understanding of the frustrations finance teams face, resulting in a tool specifically designed with AI to address complex technical needs.

AI 130

AI Addressing Automation Finance 130

Fintech Finance

JULY 24, 2024

As the FPC looks to add even more value, Carl’s experience and judgment will be invaluable in assessing the growing need for coordination and standardization to streamline the adoption of faster payments across various use cases.” The post Carl Slabicki Named Chairperson of U.S.

Faster Payments 97

Faster Payments FPC FedNow RTP 97

The Fintech Times

APRIL 22, 2024

The key to Web3 development focuses on providing a user-friendly interface and experience for decentralised applications. It’s common for end-users to interact with Web3 applications instead of the blockchain directly. These native and powerful browser applications are numerous and well-suited to financial use cases.

Finance 130

Finance Blockchain Cryptocurrency Regulations 130

PYMNTS

FEBRUARY 7, 2020

Investors at Alcedo Digital Ventures provided the investment, which Envoy said will be used to accelerate company expansion in the Latin American market, as well as to develop new functionality around its NVOY Stellar cross-border payment solution. ClearMetal.

B2B 98

B2B Blockchain Cross-Border FinTech 98

Open Banking Excellence

NOVEMBER 14, 2023

It allowed for the emergence of various use cases and innovative solutions to address customer needs. Whether evolution or revolution, the future of finance promises exciting possibilities for both industry players and end-users alike. The post Evolution or Revolution?

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

Stax

APRIL 18, 2024

ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. ISV software products are tailored to meet the specific needs of industries and users. Customer Support In-house support teams maintain direct relationships with end-users for assistance.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

PYMNTS

DECEMBER 8, 2016

Finding that right balance between what financial institutions obviously need to cover from a regulatory perspective and eliminating friction from the end user experience isn’t so easy — especially when many millennials haven’t built up enough of a credit profile for banks to easily make that call. It’s All About The Use Case .

Due Diligence 78

Due Diligence Authentication Addressing Social Security 78

PYMNTS

OCTOBER 12, 2020

These comment letters highlighted the need for features to address accessibility, interoperability, security, liquidity, and fraud prevention,” Montgomery said. Interoperability, he added, will be fostered through the use of ISO 20022, for standardized messaging. Certainly FedNow is addressing the instant payment component of that.”.

Instant Payments 97

Instant Payments FedNow Fed Interoperability 97

PYMNTS

MARCH 19, 2020

FinTechs and banks continue to develop new solutions to address many of the biggest pain points of global business payments, from speed to foreign exchange. “A lot of FinTechs are coming into the space at scale, building the pipes, building the connections, applying technology to lower costs for end users,” McCarthy said.

Cross-Border 95

Cross-Border B2B Innovation Payments 95

Faster Payments Council

FEBRUARY 18, 2021

The Real-Time Recurring Work Group will promote the development and adoption of real-time recurring payment solutions to be used by business end users and financial institutions. The list of use cases for real-time recurring payments has grown substantially in recent years.

Financial Inclusion 68

Financial Inclusion Faster Payments FPC Cross-Border Payments 68

PYMNTS

JANUARY 14, 2021

With a focus on addressing these data pain points, EvoluteIQ connects businesses to technology designed for "citizen users" — that is, end users that are not data analytics by specialization.

Automation 70

Automation Finance Payment APIs and Integration Use Case 70

The Fintech Times

MAY 26, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. The potential use cases and benefits for users are hazy at best. In recent years, digital currencies have been all the rave.

CBDC 98

CBDC Central Bank Multi-Currency Privacy 98

Fintech News

DECEMBER 20, 2023

Efforts were also made to advance digital assets, tokenization and central bank digital currency (CBDC) experimentation with initiatives such as Project Guardian and Project Orchid expanding to include more use cases and moving towards “live” pilots.

FinTech 111

FinTech Cross-Border CBDC Web 3.0 111

PYMNTS

OCTOBER 19, 2016

Additionally, our tech partners are really starting to understand merchant challenges and working with our merchants to address key use cases to help streamline a secure checkout experience.”. These platforms enable ads with highly relevant and engaging content for the end user,” said Wind.

Mobile Payments 79

Mobile Payments EMV Payments Breach 79

PYMNTS

FEBRUARY 14, 2020

Liability needs to be shared across the chain, he said, but the first pieces of data and the initial relationships between the end-user and the organization that they are directly interacting with are the most important. The Micro Level. There is ample technology to help solve these challenges.

Money Laundering 82

Money Laundering Privacy Financial Inclusion Use Case 82

PYMNTS

JUNE 12, 2019

It’s another story in the financial services community, of course, where banks and FinTech firms have accelerated their embrace of the application program interface (API) to open up data and unlock new product development opportunities for end users — from individual consumers to multinational corporates.

Overlay Service 54

Overlay Service Payment APIs and Integration Payer B2B 54

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. (Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC RFP Federal Reserve Faster Payments 88

PYMNTS

JANUARY 9, 2020

And as payments are done in bits and bytes, across all manner of use cases, consumers prize convenience and personalization. Fraud is always top of mind – and the webinar will address whether the digital age necessarily means higher vulnerability to attacks.

Point-of-Sale (POS) 60

Point-of-Sale (POS) Payments End User Issuers 60

Faster Payments Council

JANUARY 20, 2020

In some cases, lack of understanding of use cases within an organization or the resources needed to support faster payments adoption may be contributing to this feeling of complexity, and ultimately, may be holding back implementations.

Faster Payments 68

Faster Payments Payments Tools FPC NACHA 68

Faster Payments Council

NOVEMBER 3, 2019

The inaugural Faster Payments Barometer was widely circulated and received well over 700 responses from a broad array of payments stakeholder segments including financial institutions, core processors, payment network operators, business end users, acquirers, fintechs, and more. The survey was conducted from Sept. 18 – Oct.

Faster Payments 68

Faster Payments FPC Interoperability Payments 68

Nanonets

JUNE 5, 2023

In this comprehensive guide, we'll explore everything you need to know about RPA - from what it is and how it works to its benefits, use cases, pitfalls and more. Robotic Process Automation (RPA) is a game-changing technology that enables businesses to automate repetitive and mundane tasks using software robots.

Automation 85

Automation Process Bots Use Case 85

PYMNTS

FEBRUARY 19, 2019

FinTech still exists as a fragmented market, where businesses striving to offer payment services to end users pick and choose among providers, integrate with those providers, and must often navigate across complex technological and regulatory hurdles as they expand into new markets. The process is a complicated one.

eWallet 77

eWallet Global Payments FinTech Payment APIs and Integration 77

PYMNTS

NOVEMBER 16, 2018

Far-flung governments are requiring banks to make customer data available to third parties in an effort to provide services and provide transactions for those end users. But the road to progress and innovation can be a bumpy one, at least when it comes to certain end users adapting to, and adopting, Open Banking.

Non-Bank 63

Non-Bank End User Cross-Border Compliance 63

PYMNTS

MARCH 27, 2020

QR codes have enjoyed mounting adoption in the consumer payments landscape around the world in recent years as FinTech solutions embrace end-user efficiency and take advantage of smartphone penetration. Their use for B2B payments, however, remains limited — but in the U.K., open banking may be able to change that.

Payment Initiation 60

Payment Initiation B2B Online and Mobile Banking Small Business 60

PYMNTS

SEPTEMBER 27, 2019

.’s broader digitization initiative to address changing customer demands for modernized, efficient services and products. Head of Digital Transformation Jonathan Holman said in a statement, pointing to the “speed, transparency and ease of use” that end users require from their banking services.

Small Business 46

Small Business End User Use Case On-Demand 46

PYMNTS

FEBRUARY 3, 2020

That means financial functions beyond banking are taking advantage of application programming interface (API) data integrations, with productivity gains particularly large for business end-users of these products and services.

Payroll 73

Payroll Payment APIs and Integration Faster Payments Due Diligence 73

PYMNTS

MARCH 18, 2019

“Connect the dots” is used as a metaphor for describing how a series of discrete events can explain a “big picture” – often high-impact – action or outcome. Card rails are using push payments to close those gaps and support many new use cases for instant money. See First Data and Fiserv. See Visa and Earthport.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

MARCH 4, 2020

More established financial players offer scale and reach along with decades of experience in touching millions, even billions, of end users’ financial lives. This includes prepaid card offering VamosPay, which is building new use cases to serve the Latino community through prepaid cards and other solutions. “We

Visa 61

Visa FinTech Push-to-Card Financial Inclusion 61