The Payments Association

JANUARY 3, 2025

Fraud unveiled: Key takeaways from merchant roundtable discussion January 3 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. Why is it important?

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

The Fintech Times

MARCH 31, 2025

This report highlights the need for unified action to address both domestic and cross-border risks, fostering a safer financial system for all.” Nasdaq Verafin’s unique consortium data approach delivers insights into counterparty risk to reduce false positives and significantly improve payments fraud detection.

Cross-Border 64

Cross-Border Addressing Financial Crimes Elder Abuse 64

The Payments Association

OCTOBER 28, 2024

While banks and payment providers are making strides in fraud detection and prevention, the report stresses the need for more robust collaboration with technology and telecom sectors. While it offers immediate relief to victims, it doesn’t address the root cause : stopping fraud at the source. This equates to £6.65

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

Finextra

JULY 7, 2025

This broad applicability in banking (from automating fraud reviews to generating customer communications) underscores how financial firms are integrating GenAI into their core workflows more aggressively than most. Indeed, 64% of finance leaders report using AI for fraud detection and risk management in their institutions.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Payments Association

JANUARY 21, 2025

Table of Contents Voices from the industry: Insights into the 2024 payments landscape In 2024, we witnessed a convergence between consumer and B2B payments, driven by the rise of BNPL adoption, AI-powered fraud detection, and the continued digitalisation of payment platforms.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

The Payments Association

JUNE 9, 2025

Filip Berlikowski CTO, Payall "RT2’s real-time capabilities and ISO 20022 structured data will transform UK payments—enabling immediate fraud detection, reducing false positives, and turning compliance into a competitive edge. It addresses growing needs for resilience, speed, and innovation across the payments landscape.

ISO 20022 88

ISO 20022 Payment APIs and Integration ISOs Interoperability 88

Finovate

APRIL 8, 2025

Further, fraudsters are increasingly adept at circumventing and subverting rules-based AML and fraud detection strategies. To address this, Hawk puts AI-powered technology to work increasing the fraud detection accuracy to find more crime while keeping false positives low.

Financial Crimes 71

Financial Crimes Crime Money Laundering Fraud Detection 71

The Payments Association

DECEMBER 10, 2024

The article explores the growing threat of AI-enabled fraud in the payments sector and how firms can combat it with advanced technologies. It highlights the urgent need for payments firms to address AI-driven fraud to protect financial security, maintain customer trust, and comply with regulations. Why is it important?

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88

The Payments Association

MAY 16, 2025

Modern payment orchestration platforms (POPS) have evolved into critical infrastructure for digital businesses, delivering strategic capabilities that address performance, compliance, customer experience, and revenue optimisation. Why is this topic important? This supports robust risk management strategies.

Transactions 88

Transactions PCI DSS Payments Multi-Currency 88

Stax

APRIL 3, 2025

Fraud detection – Fraud detection and prevention measures identify and block any fraudulent activities in the payment system. Digital goods & services – Businesses that sell ebooks, software, and online courses should consider processors that support instant payouts and fraud detection.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Clearly Payments

JANUARY 21, 2025

Stronger Security: Advanced encryption, tokenization , and fraud detection protect sensitive data and bolster public trust. Real-time tracking and fraud detection improved trust in the system, while administrative overhead was significantly reduced.

Government Payments 59

Government Payments Government Governance PCI DSS 59

The Payments Association

JANUARY 13, 2025

Stronger fraud detection and better industry collaboration are needed to protect consumers The Payment Systems Regulator’s (PSR) findings in its December’s Unmasking how fraudsters target UK consumers in the digital age report reveal a stark picture of the growing threat posed by authorised push payment (APP) scams.

Scams 88

Scams Romance Scams Phishing Volume 88

Fintech Review

APRIL 20, 2025

In the financial sector, it includes fraud detection, threat intelligence, data encryption, biometric verification, and risk monitoring. Key Technologies in Cybertech The landscape includes a wide range of solutions, each addressing a different part of the threat environment. What Is Cybertech?

Finance 59

Finance Security Fraud Detection Encryption 59

Clearly Payments

NOVEMBER 13, 2024

This routing allows the processor to request authorization for the transaction from the issuing bank, which then approves or denies it based on factors like available funds and fraud checks. Security and Fraud Detection : The BIN can provide valuable data points that help prevent fraud.

Process 104

Process Processors Payments Compliance 104

The Payments Association

MARCH 19, 2025

Future-proof payment and banking infrastructure by implementing cloud-native, AI-driven automation, and Open API solutions that streamline payments and improve fraud detection. Improve resilience and security by embedding real-time monitoring, automated KYC/AML compliance, and fraud prevention directly into payment workflows.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Stax

MARCH 4, 2025

In fact, integrating payment capabilities into products that businesses use to conduct their operations can help SaaS providers address $35 trillion in payments annually. Due to the sensitive nature of online transactions, these integrations often rely on secure encryption (SSL/TLS) and fraud detection tools like 3D secure authentication.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Stax

MARCH 18, 2025

To address evolving customer demands and accept electronic payments, you need a payment processing system. A good system plays a vital role in managing cash flow, alleviating fraud risk, and enhancing customer satisfaction. 3D Secure (3DS) authentication and AI-powered fraud detection add extra security layers.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

DECEMBER 12, 2024

They feature built-in fraud protection tools such as tokenization, CVV verification, 3D Secure (3DS), and IP address monitoring. Payment gateways integrate with eCommerce platforms to create a secure, customizable checkout experience. Mobile payment solutions.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

Stax

MARCH 11, 2025

You must set up a cryptocurrency wallet to accept digital currency and also implement a medium for customers to provide their own wallet address and the payment amount they are sending. Good providers will equip you with advanced fraud detection tools and robust mechanisms for reducing and preventing chargebacks.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

The Payments Association

FEBRUARY 4, 2025

Hotels can offer a wider variety of payment options, enhanced fraud protection, and an easier way to manage international transactions, improving guest satisfaction and increasing revenue potential. To find out more about PXP, please visit: [link]

Fraud Detection 88

Fraud Detection Payments Security Transactions 88

The Payments Association

FEBRUARY 10, 2025

Payment Service Providers must strengthen due diligence, monitoring, and collaboration with regulators to address these risks. Partnering with regional providers, leveraging AI for fraud detection, and conducting regular audits will ensure compliance, transparency, and operational excellence. What’s next?

IBAN 88

IBAN AML Master Account Due Diligence 88

The Payments Association

FEBRUARY 3, 2025

By integrating real-time data sharing, artificial intelligence, and advanced fraud detection tools, avoided.io offers a comprehensive solution to address one of the most pressing issues in modern payments. Real-time fraud detection and prevention: Avoided.io Avoided.io Key features and services of Avoided.io

Fraud Prevention 100

Fraud Prevention Disputes Fraud Detection Card Network Rules 100

The Payments Association

MAY 21, 2025

Organised crime groups target FIs and their customers, adapting attack methods across payment channels to bypass fraud detection systems, with authorised push payment fraud (APPF), account takeover (ATO) fraud, and AI-enabled deep fake scams. Static and inflexible fraud prevention solutions are no longer sufficient.

Fraud Prevention 88

Fraud Prevention Fraud Detection Financial Crimes Crime 88

Fintech News

APRIL 25, 2025

In the past year, digital document forgeries, often created with generative AI (genAI), increased by a staggering 244%, according to Entrusts 2025 Identity Fraud Report. Deepfakes now account for 40% of all biometric fraud detected. Similarly, Signicats 2024 report on AI-Driven Identity Fraud found that 42.5%

Deepfake 101

Deepfake APACS Account Takeovers Verification 101

The Fintech Times

NOVEMBER 16, 2024

To this end, 65 per cent of merchants plan to invest in artificial intelligence (AI) over the next 12 months, recognising its role in real-time fraud detection and improved payment performance. One of the main reasons for this is that 63 per cent of merchants believe this is their main challenge for the year ahead.

Fraud Prevention 59

Fraud Prevention Compliance Regulatory Compliance Fraud Detection 59

Fintech Finance

NOVEMBER 14, 2024

65% of merchants plan to invest in artificial intelligence (AI) over the next 12 months, recognising its role in real-time fraud detection and improved payment performance. ” Facing new realities: SEPA Instant As Europe’s SEPA Instant payment deadline approaches on 9 January 2025, industry readiness remains uncertain.

Payment APIs and Integration 98

Payment APIs and Integration Regulatory Compliance Fraud Prevention Cross-Border Payments 98

The Payments Association

JUNE 16, 2025

Questions address both immediate challenges (transaction fees, fraud prevention, cart abandonment) and forward-looking opportunities (emerging payment methods, international expansion, technology adoption). 29% of businesses find fraud prevention extremely challenging—making it the most severe concern across all payment-related issues.

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

The Payments Association

JUNE 11, 2025

Consequently, the cost of fraud prevention now reaches $4.61 for every $1 of actual fraud incurred, intensifying the trade-off between safeguarding the platform and maintaining scale. Understanding and addressing the complex fraud ecosystem is now essential for UK platforms operating in an increasingly hostile digital environment.

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

EBizCharge

JANUARY 14, 2025

Fraud detection and prevention are critical features of a payment gateway. To help with this, here are four payment gateway-related trends to look out for in 2025: AI-powered fraud detection: Protecting your business from fraud is more important than ever in 2025. Thus, AI-powered fraud detection is on the rise.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

MARCH 18, 2025

A secure payment processing provider for Sage 100 will also give merchants access to fraud detection and prevention tools, 3D Secure, chargeback management, and more. By protectin g payments in Sage 100, your company can reduce the risk of data breaches and fraud, ensuring a secure experience for all parties involved.

Credit Cards 52

Credit Cards Process Security Data Breach 52

Fi911

DECEMBER 3, 2024

The analysing algorithm considers a multitude of data elements to detect any anomalistic behavior, including: email addresses names device details IP addresses card numbers Either credit card information or IP addresses can initiate these velocity limits, thereby alerting to any suspicious transaction volumes or repeated submissions.

Checks 52

Checks Fraud Prevention Account Takeovers Fraud Detection 52

Finextra

JUNE 30, 2025

On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization. finance leaders cite fraud and risk management as areas in which they use AI. Fraud detection, compliance and customer service are prime areas of focus.

AI 69

AI Finance Fraud Detection Use Case 69

The Payments Association

JULY 15, 2025

Questions address both immediate challenges (fraud prevention, regulatory compliance, technology readiness) and forward-looking opportunities (AI implementation, collaborative defence strategies, regulatory evolution). The methodology combines quantitative analysis of threat patterns with qualitative assessment of strategic responses.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Deepfake 88

Fintech News

FEBRUARY 10, 2025

The Regulatory Minefield as Agentic AI Picks Up Its Pace As Agentic AI rapidly evolves in its development and application, regulators face several concerns that need to be carefully addressed to ensure its safe and ethical use within the fintech sector.

AI 88

AI FinTech Fraud Detection Fraud Prevention 88

The Payments Association

FEBRUARY 10, 2025

It highlights new corporate responsibilities, significant penalties for non-compliance, and the businesses need to implement strong fraud prevention measures to protect their financial and reputational standing. Compliance requires proactive fraud risk assessment, the implementation of preventive procedures, and a culture of accountability.

Crime 88

Crime Fraud Prevention Risk Assessment Due Diligence 88

The Payments Association

JUNE 16, 2025

Financial technology investment priorities To address these challenges, organisations are prioritising investments in financial technology. Investments in emerging technologies, such as AI and machine learning, are being made to address vulnerabilities and drive innovation.

Embedded Finance 88

Embedded Finance AI Cybersecurity Addressing 88

The Payments Association

APRIL 22, 2025

Stronger fraud detection and better industry collaboration are needed to protect consumers The Payment Systems Regulator’s (PSR) findings in its December’s Unmasking how fraudsters target UK consumers in the digital age report reveal a stark picture of the growing threat posed by authorised push payment (APP) scams.

Scams 88

Scams Romance Scams Crime Online and Mobile Banking 88