The Payments Association

DECEMBER 2, 2024

2024 reshaped payments with instant payment mandates, crypto regulations, and enhanced consumer protection driving innovation and security. In 2024, payments regulation underwent seismic shifts, with reforms spanning fraud prevention, digital innovation, and consumer protection, collectively redefining the industry’s future.

Regulations 88

Regulations Instant Payments Consumer Protection Payments 88

The Payments Association

JANUARY 21, 2025

With in-depth data covering global market penetration, transaction values, and consumer preferences, the insights presented here will empower decision-makers to refine their strategies, enhance operational efficiency, and capitalise on the growing demand for innovative payment solutions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

FEBRUARY 20, 2025

However, challenges such as interoperability and fraud must be addressed to fully unlock the potential of faster payments. Overcoming cost and interoperability hurdles through innovative solutions will be key to sustaining this momentum and delivering on the promise of faster payments.

Faster Payments 102

Faster Payments Multifactor Authentication FedNow RTP 102

Fintech Finance

FEBRUARY 5, 2025

Hosted by The Payments Association , this premier event brings together over 6000 innovators, thought leaders, and stakeholders to discuss the trends, technologies, and challenges defining the future of payments. Technological Innovations: Exploring blockchain, real-time payments, and artificial intelligence applications. Why Attend?

Embedded Finance 75

Embedded Finance Fraud Prevention Payments Cybersecurity 75

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. This could slow innovation and hike costs.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

The Payments Association

OCTOBER 28, 2024

Payment leaders must focus on fraud prevention, collaboration with tech and telecom sectors, and public education to mitigate future risks. While it offers immediate relief to victims, it doesn’t address the root cause : stopping fraud at the source. What’s next?

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

The Fintech Times

JULY 26, 2025

PayPal’s approach to addressing fraud is multi-pronged, comprising building innovative technologies, leveraging investigative research led by its team of experts, and refining its risk controls to help prevent bad actors from accessing its platforms.

Scams 45

Scams PayPal AI Venmo 45

Fintech Review

APRIL 20, 2025

Cybertech helps mitigate these risks by securing each layer of the stack from device authentication to back-end systems. It also enables faster, safer innovation. Key Technologies in Cybertech The landscape includes a wide range of solutions, each addressing a different part of the threat environment.

Finance 59

Finance Security Fraud Detection Encryption 59

The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Where do you see it driving innovation? How should businesses address this? ” What trends in in-person payments do you see shaping the future?

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

FloQast

JANUARY 22, 2025

But this drive for innovation comes with a responsibility to do things ethically and securely. Its about showing current and prospective FloQast usersand the entire accounting technology industrywhat it means to innovate responsibly. We identified areas needing improvement, prioritized them, and allocated resources to address gaps.

ISOs 105

ISOs AI Accounts Audit 105

The Payments Association

JANUARY 3, 2025

A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. On 19 November 2024, merchants from across sectors gathered in London as part of The Payments Associations Financial Crime 360 (FC360) series to address the ever-evolving challenge of fraud in their operations.

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

Fintech Finance

MARCH 10, 2025

The report, available for access here , details the forces that are reshaping the acquiring industry, driven by regulatory shifts, the explosion of electronic payments and the rise of innovative payment methods. Regulatory developments are further shaping the future of acquiring.

Acquirers 80

Acquirers Economy Fraud Prevention Cross-Border 80

Fintech News

JULY 21, 2025

Strengthening GenAI Cyber Risk Education In July 2024, MAS issued an information paper to help financial institutions better understand the cyber risks linked to GenAI, including risk implications and mitigation measures. to accelerate the development and adoption of quantum and AI technologies in financial services.

FinTech 71

FinTech Scams AI Risk 71

The Fintech Times

MARCH 31, 2025

This innovative price risk insurance will be of most value for raw materials where hedging is currently not possible, as no accessible derivatives markets exist. ChAI Protect is already utilised by large publicly traded firms and is underwritten by tier one, A-rated, underwriters.

Risk 64

Risk AI Underwriting Gateways 64

The Fintech Times

MARCH 28, 2025

Martina Selser , head of account management at Unlimit Mexico Martina Selser , head of account management at Unlimit Mexico, commented: Were committed to providing innovative solutions for our partners which help them deliver exceptional service for their customers.

Process 71

Process Payments Mitigation Payments Tools 71

The Payments Association

JULY 15, 2025

Questions address both immediate challenges (fraud prevention, regulatory compliance, technology readiness) and forward-looking opportunities (AI implementation, collaborative defence strategies, regulatory evolution). Coupled with a culture of innovation and trust, this drives effective, customer-centred fraud prevention."

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Deepfake 88

M2P Fintech

APRIL 10, 2025

Supported by robust mutual fund collateral, LAMF enables financial institutions to extend lower interest rates to borrowers while significantly mitigating their own risk exposure. Addressing Key Obstacles in LAMF Despite its benefits, the LAMF as a sector grapples with significant hurdles.

Mitigation 52

Mitigation Regulatory Compliance Compliance Automation 52

The Fintech Times

DECEMBER 18, 2024

The fintech, which serves as an industry utility with over 30 years of experience, spearheads the creation of innovative digital platforms that support the integration of open banking and finance, crucial for modernising the financial ecosystem. CBI, led by managing director Liliana Fratini Passi, plays a pivotal role in this transformation.

Finance 115

Finance IBAN Fraud Prevention Interoperability 115

The Payments Association

NOVEMBER 25, 2024

The PSR, tasked with promoting competition and innovation, has a statutory responsibility to ensure fair access to payment systems. By undermining regulated channels, de-risking paradoxically amplifies the very threats it aims to mitigate.

Risk 88

Risk Financial Crimes AML Financial Inclusion 88

The Payments Association

JUNE 16, 2025

It highlights major trade-offs in security, privacy, and policy that must be addressed before offline CBDC payments can scale. Continued collaboration is essential to ensure security, usability, and trust in this evolving financial innovation. Retailers and service providers may favour synchronous models to mitigate payment disputes.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Fintech News

DECEMBER 22, 2024

New crypto regulations came into effect, introducing requirements relating to anti-money laundering (AML) and countering the financing of terrorism (CFT) and financial stability, and reflecting Singapores commitment to fostering innovation in the crypto and tokenization space.

FinTech 115

FinTech Cross-Border Payments Cross-Border Money Laundering 115

The Payments Association

MARCH 5, 2025

Unlike legacy systems that rely on outdated rule sets, Lynxs technology: Supports over 100 languages, addressing phonetic, cultural, and alphabetic variations. Lynx helps organisations leverage technology to mitigate risk while still delivering exceptional value to their customers.

Financial Crimes 88

Financial Crimes AML Crime Risk 88

The Payments Association

FEBRUARY 10, 2025

The Economic Crime and Corporate Transparency Act 2023, specifically the “failure-to-prevent fraud” offence, and outlines how businesses can mitigate fraud risks. This article explores the key provisions of the Act, the risks businesses must address, and the steps required to mitigate potential liabilities.

Crime 88

Crime Fraud Prevention Risk Assessment Due Diligence 88

Fintech News

FEBRUARY 10, 2025

Next, in a business angle, Stripe has developed an innovative agent toolkit designed to enhance the functionality of AI agents within the fintech space. However, ethical implementation and regulatory oversight remain critical to ensuring its benefits are maximised while mitigating risks.

AI 88

AI FinTech Fraud Detection Fraud Prevention 88

Stax

MARCH 11, 2025

You must set up a cryptocurrency wallet to accept digital currency and also implement a medium for customers to provide their own wallet address and the payment amount they are sending. Good providers will equip you with advanced fraud detection tools and robust mechanisms for reducing and preventing chargebacks. Kitts and Nevis, St.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

NOVEMBER 14, 2024

These can include terminal fees, early termination fees, setup fees, reprogramming fees, PCI compliance fees, address verification fees, chargeback and retrieval fees, and payment gateway fees. Read on to the next section to learn more about pricing models and how companies increase savings using Stax’s innovative subscription-based system.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

The Payments Association

DECEMBER 10, 2024

It highlights the urgent need for payments firms to address AI-driven fraud to protect financial security, maintain customer trust, and comply with regulations. These partnerships can provide access to innovative tools and expertise that may not be readily available in-house. Why is it important? What’s next? Read More

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88

The Fintech Times

FEBRUARY 28, 2025

Addressing these challenges is crucial for AIs responsible and sustainable integration in the fintech landscape. Contracts need to address AI-specific risks to avoid leaving organisations vulnerable. . “As cyber threats and fraud tactics evolve, fintech firms must remain vigilant.

AI 97

AI Best Practices Regulations Risk 97

The Payments Association

JUNE 16, 2025

The policy does nothing to address the prevention of economic crime and, it is now widely understood, here and abroad, that a whole ecosystem approach including social media companies, technology companies and telcos is required rather than simply penalising financial institutions."

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

Finextra

JUNE 9, 2025

In addition to mitigating fraud, this would also enable banks to compete with the likes of Venmo and PayPal in facilitating mobile, peer-to-peer (P2P) payments.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

Neopay

DECEMBER 4, 2024

Addressing these issues effectively requires organisations to share personal information responsibly, ensuring compliance with data protection laws while prioritising public safety. For example, timely sharing of data between telecommunications providers and banks can mitigate risks for individuals exposed to scams.

Scams 52

Scams Fraud Prevention Laws Assessments 52

The Payments Association

JUNE 11, 2025

Data is critical to operations, and when used wisely, it can yield valuable insights that enhance revenue, reduce expenses, and mitigate risk. Empowering fintech growth through data and AI At FinCrime Dynamics, we specialise in enabling fintechs and digital banking innovators to deploy next-generation, AI-powered financial crime programs.

Risk 88

Risk Financial Crimes Crime Compliance 88

EBizCharge

JANUARY 14, 2025

By proactively adopting innovations such as AI-driven fraud detection, blockchain technologies, real-time payment capabilities, and contactless payment options, businesses can enhance security, improve efficiency, and deliver a superior customer experience. This trend increases speed during checkout and offers a seamless shopping experience.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Evolve Payment

JULY 15, 2025

Electronic payments, including recent innovative digital ACH solutions on the other hand, offer a safer and more transparent alternative but come with their own set of considerations. While traditional cash management might seem like a straightforward solution, the risks associated with it are becoming increasingly evident.

Cash Management 52

Cash Management Reconciliation Payments Audit 52

The Fintech Times

MARCH 11, 2025

In its whitepaper, Intix reveals how businesses can address the growing challenges that come from the new trends shaping the payments landscape. At Intix, we believe that real-time access to transaction insights is the key to navigating this complexity and unlocking new opportunities for growth and innovation.

Cross-Border Payments 64

Cross-Border Payments Payments Cross-Border Volume 64

The Fintech Times

JANUARY 30, 2025

On 25 and 26 March 2025, PAY360 plans to bring together over 6000 attendees, including innovators, thought leaders, and stakeholders, to discuss emerging trends, technologies and challenges defining the future of payments. Technological innovations: Exploring blockchain, real-time payments, and artificial intelligence applications.

Returns 64

Returns Embedded Finance Fraud Prevention Payments 64

M2P Fintech

APRIL 4, 2025

Traditional working capital loans from banks often fall short in addressing these specific needs, leading to cash flow issues and hindered growth. This blog explores the challenges in supply chain financing and how M2Ps Credit Stack is addressing them to empower businesses. What is Supply Chain Financing?

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52