Finovate

JANUARY 28, 2025

Abrigo , a compliance, credit risk, and lending solutions provider for financial institutions, has acquired Integrated Financial Solutions (IFS). Abrigo’s “targeted efficiency” approach reduces fraud losses and protects customers while saving time for financial institution personnel. Terms were not disclosed.

Acquirers

The Payments Association

JULY 18, 2025

Develop systems to support robust affordability and creditworthiness assessments, aligned with the FCA’s Consumer Duty and credit risk principles. Growing dependence on third-party cloud, fraud detection, and payment platform providers raises systemic risk as firms are responsible for ensuring those vendors meet resilience standards.

Regulations

Finextra

JUNE 26, 2025

Home Announcements Identity Experian integrates Mastercard ID verification and fraud prevention tech External This content is provided by an external author without editing by Finextra. Mastercards Identity Insights enriches Experian’s data by verifying and connecting identity elements, aiming to validate individuals authenticity.

Fraud Prevention

PYMNTS

DECEMBER 9, 2020

Managing credit risk used to be a reactive process. Waiting until account holders fall behind to take action not only meant that customers’ credit scores would take a hit before their banks were alerted to a problem, but also that banks would lose the revenue from the scheduled payment.

Credit Risk

The Fintech Times

APRIL 15, 2024

Artificial Intelligence (AI) has dominated discussion across all fintech sub-sectors for at least the last couple of years and continues to do so. With this in mind, it only makes sense that we delve into the impact that AI has had on the embedded finance space as part of our April monthly theme.

Embedded Finance

The Finance Weekly

NOVEMBER 20, 2023

AI is , transforming the finance sector, especially in financial planning and analysis (FP&A). Why Should FP&A Leaders Consider to Integrate AI? FP&A leaders experience , significant advantages when they embrace AI. Top 8 AI Uses in Finance AI/ML can enhance FP&A operations in many ways.

AI

PYMNTS

DECEMBER 14, 2020

consumers think about artificial intelligence (AI) as it relates to their financial lives? Just ask them, as was done for the December 2020 How To Put AI In Your 2021 FI Business Plan Playbook , a collaboration with Brighterion. Better credit management is just one benefit AI can confer to banks, however,” per the Playbook.

AI

FICO

JANUARY 7, 2019

The tremendous interest in AI and machine learning drove the readership on the Fraud & Security blog in 2018. 5 Keys to Using AI and Machine Learning in Fraud Detection. Each use case should be supported by expertly crafted anomaly detection techniques that are optimal for the problem at hand.

Posting

FICO

JUNE 22, 2018

AI helps businesses create tremendous efficiencies through automation, while enhancing an organizations ability to make more effective business decisions. However, it’s no surprise that companies are beginning to be held accountable for the outcomes of their AI-based decisions. GDPR and Other Regulations Demand Explainable AI.

AI

Stax

AUGUST 22, 2024

PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. Major risk factors for PayFacs include fraudulent transactions, merchant credit risk, regulatory compliance, and operational risks.

Risk Management

Trade Credit & Liquidity Management

MAY 27, 2025

As the global marketplace grows more interconnected and transactions shift online, businesses face an unprecedented wave of commercial fraud attempts, from sophisticated “bust-out” schemes to synthetic identity fraud that blends real and fabricated data. Please consider becoming a paid subscriber. billion in 2022 to $252.7

Fraud Prevention

FICO

JULY 18, 2022

FICO Fact: Can unconstrained AI/ML expand access to credit? FICO leverages machine learning (ML) in solutions ranging from fraud detection to marketing. The use of Machine Learning must be balanced with deep domain expertise in credit risk modeling. Tue, 07/02/2019 - 02:45. by Can Arkali.

AI

Fintech News

OCTOBER 28, 2024

The shortlisted teams, comprising fintech firms and solution providers from regions including Australia, India, the United States, and Kenya, have presented proposals utilising technologies like Artificial Intelligence (AI) and Distributed Ledger Technology (DLT) to enhance financial well-being and resilience in today’s evolving economic landscape.

FinTech

FICO

JUNE 9, 2022

FICO’s New AML Scores Use AI and Machine Learning to Detect More Money Laundering. New AML scores reduce false positive alerts by 50% while detecting 100% of known money laundering transactions, and discover new aberrant, potentially risky behaviors. How to Build Credit Risk Models Using AI and Machine Learning.

Money Laundering

FICO

DECEMBER 12, 2022

However, in terms of artificial intelligence (AI) and analytics, 2022 has been a great year for FICO, my data science team, and AI innovation in general. This patented technology can provide insight in investigating payment card fraud, detecting cyber security threats, credit risk, and identifying money laundering activities. .

Money Laundering

FICO

JANUARY 9, 2019

Today’s Deep Dive: Innovative Unsupervised Learning in AI. With machine learning and AI the focus of many firms, FICO Chief Analytics Officer Scott Zoldi went deep into how these technologies work. Here’s an excerpt: Most of the well-known applications of machine learning and computational AI involve supervised learning.

Posting

FICO

SEPTEMBER 18, 2018

Online retailers only passing the registered address, not the delivery address through fraud checks. In your opinion, what should come first: an underwriting decision or a fraud decision - and why? Andy: Credit risk is the bigger player in account originations. Preventing Application Fraud with Machine Learning and AI.

Fraud Detection

Nanonets

APRIL 5, 2023

Credit risk managers, credit policymakers, and legal resources may have the expertise, but reviewing documents and assessing creditworthiness can still be tedious and error-prone. Despite having a team of experts, making accurate lending decisions while minimizing risk remains a challenge.

Automation

FICO

MARCH 6, 2020

With the acquisition of Tonbeller in 2015, FICO expanded its fraud portfolio and moved into the growing market for financial crime and compliance solutions to bring the benefits of advanced analytics to a field dominated by rule-based systems. Here at FICO, AI is in everything we do. How will AI shape anti financial crime?

Financial Crimes

FICO

APRIL 28, 2020

AI, Machine Learning and Optimization. Fraud & Security. Discover’s PULSE Network, one’s of the USA’s leading debit/ATM networks, has dramatically improved its fraud detection, blocking 30 percent more fraud, increasing the value-detection rate 40 percent and improving the false positive ratio by 25 percent.

Financial Inclusion

FICO

SEPTEMBER 20, 2018

Online retailers only passing the registered address, not the delivery address through fraud checks. In your opinion, what should come first: an underwriting decision or a fraud decision - and why? Andy: Credit risk is the bigger player in account originations. Preventing Application Fraud with Machine Learning and AI.

Fraud Detection

FICO

MARCH 27, 2018

FICO has long been a pioneer in the use of machine learning (ML) and artificial intelligence (AI) to help our clients improve decisions in the financial services industry. Our first patent in this field was over 25 years ago regarding the use of neural nets to detect credit card transaction fraud. Research Continues.

Credit Risk

FICO

NOVEMBER 23, 2021

Paul Deall, head of risk, mortgages at Westpac (previous winner). An accomplished leader with 18 years’ experience in credit risk, banking and analytics in the Australian market, Paul has a track record of using technology and data to develop and implement strategic change to drive tangible business outcomes. by Nikhil Behl.

Regulatory Compliance

Fintech News

APRIL 24, 2025

Following our latest expert webinar on the rise of cognitive banking in Asia, weve distilled the key AI trends which are already shaping the future of finance in the region. AI is also revolutionising how financial institutions reach previously underserved segments. The Gen Z age segment is most engaged towards the concept.

AI

Finovate

MAY 15, 2025

Credit risk analytics provider Carrington Labs teamed up with real-time decisioning infrastructure company Oscilar. The partnership will make Carrington Labs’ explainable AI-powered, advanced credit risk and cash flow underwriting models available via Oscilar’s decisioning platform.

Credit Risk

The Fintech Times

FEBRUARY 7, 2025

A couple of years after its initial boom, artificial intelligence (AI) still remains a huge buzzword in the fintech industry, as every firm looks at a new way of integrating the tech into its infrastructure to gain a competitive edge. The ‘human touch’ is important as organisations implement AI into their infrastructure.

AI

The Fintech Times

MARCH 5, 2025

Banks are increasingly investing in risk technology infrastructure, according to findings from a new survey by FT Longitude , the thought leadership agency owned by the Financial Times , and SAS , the data and AI solution provider. Effective data management and data governance frameworks have also become essential.

Risk

The Fintech Times

MAY 21, 2025

Abrigo , the compliance, credit risk and lending solutions provider, has published a new survey revealing that small business owners (SBOs) are facing serious threats from fraud, with over half (57 per cent) reporting they have experienced some form of attack.

Small Business

Finovate

APRIL 22, 2025

Feedzai is acquiring Demyst to unify its AI-powered risk management with external data orchestration, enabling faster, smarter fraud detection and compliance decisions. Paired with Feedzais market-leading AI, this ensures every data point is fully utilized to drive smarter and faster decisions.

Acquirers