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Real-Time Payments Are Soaring In The U.S.

Tom Groenfeldt

Follow Author Jul 17, 2025, 03:08pm EDT Share Save Comment Close up of network data flowing on black background. was slow getting to real-time payments , but the businesses and individuals are taking them up in a big way, using primarily the private sector RTP rails from The Clearing House (TCH). getty The U.S.

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Consumers and Businesses Aligned as Both Prioritise Instant Payments and Fraud Prevention, Says DGN

The Fintech Times

Instant payments and fraud prevention have quickly become the areas fintechs need to focus on most, according to the third portion of the ‘2024 Payment State of the Union’ study by Discover Global Network , the global payment network.

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Visa using AI to fight instant payments fraud

Bank Automation

Visa is deploying AI to fight fraud on instant payment networks as businesses and consumers ramp up the use of the payment channels. The payments giant developed the solution in-house, James Mirfin, senior vice president and global head of risk and identity solutions, told Bank Automation News.

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Strategic agreement between EPI and EuroPA: building a unified European digital payments network

Finextra

It accelerates the adoption of A2A payments across all transaction types: P2P, B2C, C2B, B2B WHAT ABOUT THE DIGITAL EURO? The digital euro, a retail CBDC under development by the ECB, shares key goals: instant payments, interoperability, and reduced dependency on non-European networks.

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Why staying put is no longer the safe option for payments innovation

The Payments Association

Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. Integration headaches: Open Banking, APIs, and AI-driven automation often require costly, unreliable workarounds. Rising costs & skills gaps: Maintenance costs are skyrocketing while expertise in legacy tech is fading.

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Trustly Expands in Italy with 63% Transaction Growth and New Partnerships Driving Open Banking Innovation

Fintech Finance

As a pioneer in account-to-account payment technology, Trustly leverages Open Banking to offer both consumers and businesses a comprehensive suite of payment and data solutions. We believe our Open Banking technology can help businesses lower translation fees, speed up payments, and help reduce fraud.

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Payment orchestration: Beyond transaction routing

The Payments Association

Real-time payments and instant settlement: As consumer expectations shift, instant gratification has become the norm rather than a luxury. Real-time payment networks and instant settlement capabilities are transforming how funds move across systems. This supports robust risk management strategies.