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As real-time payments take off, set to make up one in three transactions worldwide by 2030, a new whitepaper from RS2, a global payments technology provider, warns the industry is falling behind where it matters most: fee settlement. It proposes an AI-driven approach that promises smarter routing, dynamic pricing and enhanced fraud detection.
A new whitepaper by global payments processor and technology provider, RS2 , has revealed that a staggering 70% of banks’ IT budgets are consumed by maintaining outdated legacy systems. Additionally, AI-driven predictive analytics enhance system reliability, minimize downtime, and optimize resource allocation for peak efficiency.
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RS2 has today announced the release of its latest whitepaper, “Real-Time Fee Calculation and Settlement for a Real-Time World ,”. The other key findings from the whitepaper include: Interchange fees are unpredictable and can erode acquirer/PSP margins up to 33% with a 10bps shift in scheme fees.
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