EBizCharge

JUNE 19, 2025

A surcharge is added only when a customer uses a credit card. A convenience fee, on the other hand, is charged for offering an alternative payment method—like paying online instead of in person. Check that debit cards aren’t being surcharged and that receipts reflect the fee properly. Regulations can change.

Credit Cards 52

Credit Cards Debit Card Card Network Rules Processors 52

EBizCharge

JUNE 17, 2025

At EBizCharge, we help businesses implement surcharge programs that reduce costs without violating card network rules or state laws. What Is a Credit Card Surcharge? A convenience fee might be your best option when: You offer an alternative payment method that adds processing or administrative costs.

Credit Cards 52

Credit Cards Legal Rules Debit Card 52

EBizCharge

JUNE 18, 2025

A credit card surcharge vs. convenience fee comes down to when and why the fee is applied. A surcharge is added specifically for using a credit card, while a convenience fee is charged for offering an alternative payment method, like paying online instead of in person.

Credit Cards 52

Credit Cards Rules Visa Caps 52

Payment Savvy

JULY 12, 2024

A convenience fee is an additional charge added to a customer’s bill when they use a non-standard payment method. Essentially, it’s a way for businesses to offset the cost of processing these alternative payment methods while still providing a convenient option for customers.

Card Network Rules 52

Card Network Rules Non-Bank Alternative Payment Methods Credit Cards 52

Stax

JANUARY 15, 2024

TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs. It offers benefits, such as passing interchange fees to users, boosting profit margins, and encouraging alternative payment methods. Encouraging Alternative Payment Methods.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Clearly Payments

FEBRUARY 8, 2024

Payment Card Network Rules: Visa, Mastercard, and other credit card networks have their own sets of rules and standards governing the operation of their networks. Regulations mandate robust data security practices and require prompt notification of data breaches to affected parties.

Regulations 105

Regulations Electronic Fund Transfer Act (EFTA) Federal Reserve Electronic Funds Transfer (EFT) 105