The Payments Association

MARCH 5, 2025

As global sanctions and regulatory pressures intensify, Lynxs AML Screening empowers financial institutions with pioneering AI to stay ahead of compliance challenges. The Lynx AML screening solution is artificial intelligence (AI), which is driven, highly configurable, and designed to evolve with the changing regulatory landscape.

Financial Crimes 88

Financial Crimes AML Crime Risk 88

Finextra

JUNE 18, 2025

Home Announcements Regulation OnePay selects Flagright for trransaction monitoringg and AML compliance External This content is provided by an external author without editing by Finextra. The partnership highlights OnePay’s commitment to innovation through smarter AI transaction monitoring.

AML 52

AML Compliance Financial Crimes AI 52

Trade Credit & Liquidity Management

JUNE 25, 2025

Traditional, rules-based anti-money laundering (AML) systems are increasingly seen as outdated and insufficient for detecting hidden threats, exposing institutions to regulatory, financial, and reputational risks.

Financial Crimes 52

Financial Crimes Crime AI Cross-Border 52

Clearly Payments

NOVEMBER 13, 2024

For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management. These six digits identify the institution that issued the card, offering key information to parties involved in a transaction. What is a Bank Identification Number (BIN)?

Process 104

Process Processors Payments Compliance 104

Finovate

APRIL 8, 2025

AI-powered anti-money laundering (AML) company Hawk has raised $56 million in Series C funding. Hawk , a company offering AI-powered anti-money laundering (AML), screening, and fraud prevention solutions, has secured $56 million in Series C funding. Hawk made its Finovate debut at FinovateSpring 2022 in San Francisco.

Financial Crimes 71

Financial Crimes Crime Money Laundering Fraud Detection 71

Fintech News

JUNE 3, 2025

The taskforce, which reviewed data from nine crypto ATM operators, found that users aged 50 and above were behind nearly 72% of transactions by value, with those aged 60 to 70 alone accounting for 29%. Australia has seen rapid growth in the number of crypto ATMs, rising from 23 in 2019 to over 1,800 by 2024.

ATM 69

ATM Money Laundering Scams Digital Currency 69

The Payments Association

MARCH 19, 2025

Security & compliance risks: Meeting growing AML, fraud prevention, and regulatory demands is difficult with rigid, outdated infrastructure. Improve resilience and security by embedding real-time monitoring, automated KYC/AML compliance, and fraud prevention directly into payment workflows.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

The Fintech Times

JUNE 27, 2025

Offering a Scan to Pay app, powered by PayID and PayTo, QwikPay enables instant wallet-to-wallet transactions by scanning a QR code. In line with AML laws Additionally, iDenfy’s automated AML screening solution helps comply with AML laws, protecting the fintech business against severe penalties and reputational damage.

Risk Management 59

Risk Management Compliance Risk AML 59

Fintech News

JULY 1, 2025

Sumsub ’s Anti-Money Laundering (AML) Transaction Monitoring solution delivered a 272% return on investment (ROI) over three years. By centralising AML monitoring and automating key workflows, the solution helped reduce alert volumes and improve collaboration. ” said Andrew Sever, Co-founder and CEO at Sumsub. .”

AML 64

AML Money Laundering Compliance Audit 64

The Fintech Times

JUNE 11, 2025

Digital fraud prevention company SEON is launching its expanded Anti-Money Laundering (AML) Compliance suite, introducing a range of AI-powered capabilities to provide enhanced support to fraud and compliance teams. We see the significant value of having one system that can help teams operate more efficiently and effectively.”

AML 45

AML Compliance AI SARS 45

The Payments Association

FEBRUARY 14, 2025

Stablecoins offer the potential for faster, cheaper, and more secure transactions, making them an attractive option for both consumers and businesses. Key actions for firms Develop infrastructure : Developing the necessary infrastructure to support stablecoin transactions should be a priority.

Stablecoins 88

Stablecoins Payment APIs and Integration Regulatory Compliance Compliance 88

The Payments Association

MAY 12, 2025

Now, thanks to open banking and the EUs Instant Payments Regulation (IPR), regulated businesses are rethinking whats possible: real-time transactions, richer customer insight, and smoother experiences, all while staying compliant. This isnt just a technical upgrade. Its a strategic shift.

Regulations 88

Regulations Push-to-Card Instant Payments Non-Bank 88

Stax

JANUARY 23, 2025

Ensure regulatory compliance by adhering to anti-money laundering (AML) laws and Know Your Customer (KYC) requirements. Step 4: KYC and AML Checks Compliance officers or automated systems integrated with KYC and AML verification services verify the identity of business owners and ensure compliance with anti-money laundering regulations.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Fintech News

JUNE 12, 2025

These developments were the focus of a recent webinar, “ Strengthening Your Crypto Compliance Program: Addressing AML and OJK Requirements ,” part of the Indonesia Crypto Literacy Program. Fragmentation across jurisdictions and incompatible data protocols are major barriers, leading to insecure or incomplete transaction regulation flows.

Compliance 118

Compliance Travel Rule Risk Due Diligence 118

Fintech Finance

JULY 15, 2025

This approach enables full traceability of funds, streamlined reconciliation, enhanced AML and KYC processes, and greater institutional trust. A named vIBAN is a unique code assigned to an individual customer for sending and receiving payments, without creating a separate payment account.

IBAN 81

IBAN AML Reconciliation Treasury 81

Neopay

APRIL 10, 2025

The central bank’s inspection revealed breakdowns in Revolut’s transaction monitoring systems and deficiencies in detecting potentially suspicious activity. This follows a 2022 penalty of 70,000 for delayed accounts and after previous attention of the UK’s Financial Conduct Authority in 2019 on AML compliance.

Central Bank 52

Central Bank Money Laundering AML Financial Crimes 52

The Payments Association

JUNE 3, 2025

The evolution of CBDC thinking Historically, consumer-facing banks have treated payments as an extension of banking: an account-based system where intermediaries authorise and validate each transaction. However, Payments involve both transmitting and representing value, typically as claims or liabilities recorded within financial systems.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

The Payments Association

MARCH 19, 2025

The payments landscape is evolving with digital assets, real-time transactions, and new regulationsbusinesses must adapt to stay efficient and compliant. Transaction volumes are surging, payment methods are diversifying, and businesses are under pressure to adapt. Transactions are now settled in minutes instead of days.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

Fintech Review

APRIL 10, 2025

Branta , a provider of advanced payment verification for Bitcoin and Lightning, announces its partnership with Amboss , a leading provider of payment operations solutions for the Bitcoin Lightning Network, to bring an industry-first risk management solution for irreversible Bitcoin transactions.

Bitcoin 52

Bitcoin Transactions OFAC Verification 52

Stax

APRIL 3, 2025

Evaluate your business size, transaction volume, industry considerations, total cost, and customer experience. They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Fintech News

JULY 2, 2025

As more transactions move online, fraudsters are leveraging increasingly advanced tactics to exploit vulnerabilities in onboarding and transaction processes. These insights provide a dynamic, real-time view of user risk, making it possible to adapt defenses on the fly without disrupting legitimate transactions.

Fraud Prevention 112

Fraud Prevention Technology Checks Money Laundering 112

The Payments Association

APRIL 7, 2025

Meanwhile, businesses are subject to an increasingly strict AML regulatory focus and a turbulent sanctions landscape. I am encouraged to see that the report recognises authorised push payments (APP) fraud and AI-driven fraud, as well as the need to improve transaction monitoring to identify and stop this type of fraud.

Financial Crimes 88

Financial Crimes Crime AML Fraud Prevention 88

Finovate

JUNE 20, 2025

NetGuardians and Intix have merged to form Vyntra, a new company focused on unifying transaction observability and financial crime prevention for banks and financial institutions. The two announced this week that they have merged to form Vyntra , which aims to bring transaction intelligence to financial institutions.

Financial Crimes 52

Financial Crimes AML Crime Money Laundering 52

The Payments Association

NOVEMBER 12, 2024

In response, regulatory bodies like the Financial Conduct Authority are tightening anti-money laundering (AML) and counter-terrorism financing (CTF) measures, levying steep penalties for non-compliance. In reality, effective transaction monitoring is far more nuanced. billion in losses in 2023 alone.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

The Payments Association

MARCH 19, 2025

By 2025, they are projected to handle 39% of global POS transactions, up from 29% in 2021. Digital wallets, also known as e-wallets, are digital applications that securely store payment details and enable users to make electronic transactions. Digital wallets are on an unstoppable trajectory. What are digital wallets?

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech News

JUNE 9, 2025

It offers full case context, including user background, transaction history, and behavioural insights, while suggesting informed next steps to assist with quicker and more accurate decisions. Furthermore, the solution offers real-time risk updates, ensuring that each decision reflects the most recent user behaviours and transaction patterns.

Financial Crimes 93

Financial Crimes Crime AI Deepfake 93

Finextra

JULY 3, 2025

Your users can: Load money via card, bank, or cash agents Pay merchants or peers directly Set up recurring utility payments Use QR codes, NFC, or biometric verification for transactions In short: It behaves like a bank account with embedded superpowers, making it ideal for unbanked users, rural markets, and ecosystems where banks are slow to reach.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

Finextra

JUNE 25, 2025

What began as a tool for basic automation has evolved into a powerful intelligence layer, quietly reshaping how we fight fraud, route transactions, and deliver seamless, personalised payment experiences. AI enables real-time defence by continuously learning from behavioural patterns, device signals, geolocation, and transaction metadata.

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59

Fintech News

JULY 14, 2025

“A compliance policy is only as strong as the infrastructure that delivers it” That’s how Baran Ozkan, Co-Founder and CEO of Flagright, summed up the latest anti-money laundering (AML) storm that hit Singapore. Suspicious transactions weren’t investigated in time, even after internal systems flagged them.

Compliance 64

Compliance Financial Crimes Money Laundering AML 64

Fintech News

APRIL 28, 2025

Transactions are free of charge, with near-instant settlement, although transfers are subject to compliance and risk controls. OKX Pay incorporates compliance features such as know-your-customer (KYC) verification, anti-money laundering (AML) controls, and multisignature security protections.

Web 3.0 69

Web 3.0 Stablecoins Money Laundering Payments 69

Fintech Finance

JULY 15, 2025

This approach enables full traceability of funds, streamlined reconciliation, enhanced AML and KYC processes, and greater institutional trust. A named vIBAN is a unique code assigned to an individual customer for sending and receiving payments, without creating a separate payment account.

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The Fintech Times

MARCH 6, 2025

Estate agents typically have had to deal with a lot of challenges when getting property transactions over the line. Taking the burden off them by managing these processes, Coadjute , the proptech firm, has launched a new suite of property transaction services alongside a new brand.

Compliance 59

Compliance Checks AML Transactions 59

Fintech Review

NOVEMBER 20, 2024

The SOE optimises transaction routes and provides near-instantaneous settlement for financial institutions globally. It is setting new standards in cross-border transactions with cutting-edge technology and a focus on accessibility. Describe how Almond FinTech ensures the affordability of cross-border transactions for end-users.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Multi-Currency FinTech 115

Finextra

JUNE 24, 2025

It accelerates the adoption of A2A payments across all transaction types: P2P, B2C, C2B, B2B WHAT ABOUT THE DIGITAL EURO? 📌 In the digital euro model, payments would be made in central bank money, with banks having a less central role in the transaction flow.

Agreements 59

Agreements Payment Networks Digital Payments Payment APIs and Integration 59

The Payments Association

JUNE 29, 2025

ID-Pal Once is built for dynamic identity workflows, with use cases that include: Step-Up Authentication for high-risk or high-value transactions Time-based re-checks for compliance with periodic review cycles and internal AML policies Instant re-verification of returning customers to be audit-ready Robert O’Farrell, co-founder and chief technical (..)

Verification 88

Verification Returns Checks Compliance 88

The Fintech Times

MARCH 12, 2025

As a result of the new partnership, Intergiro is integrating SEON’s anti-fraud and anti-money laundering (AML) technologies.# Consequently, this will strengthen payment security by identifying and blocking suspicious transactions, card fraud, and chargeback abuse. As fraud evolves, organisations’ cyber defences must too.

Embedded Finance 72

Embedded Finance Finance Deepfake Payment APIs and Integration 72

The Fintech Times

NOVEMBER 6, 2024

Buna’s compliance program integrates rigorous anti-money laundering (AML), counter-terrorism financing (CTF), and sanctions screening protocols both before and after settlement, offering real-time monitoring and thorough due diligence to safeguard financial transactions.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Visa Due Diligence 59