Trending Articles

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Quavo secures $300M growth investment from Spectrum Equity

Finextra

Quavo, Inc. (“Quavo”), a leading provider of cloud-based software that automates and manages fraud and dispute processes for financial institutions, today announced a $300 million investment by leading growth equity investment firm Spectrum Equity to accelerate investments across the business and drive innovation and value for customers.

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PayPal World Launches to Connect Major Wallets Used by Two Billion Users

Fintech News

PayPal has launched a new platform called PayPal World to simplify cross-border payments and digital wallet interoperability for both consumers and businesses. The platform is expected to go live later this year, starting with interoperability between PayPal, Venmo, and other participating networks from key markets. PayPal World will initially support five payment systems: Mercado Pago, NPCI (UPI), Tenpay Global, PayPal, and Venmo, all of which will be interoperable through the platform.

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The digital wallet revolution: navigating Europe’s payment future

The Payments Association

As digital payments continue to evolve across Europe, the landscape for digital wallets is undergoing a significant transformation. To explore these shifts, Worldline experts Colombe Hérault, authentication and identification business manager at Worldline, and Clément Jozwiak, chief product officer at Worldline, share their perspectives on consumer trends, the convergence of payments and identity, and the broader forces shaping the future of digital wallets in Europe Consumer and market trends:

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A Merchant’s Guide to Payment Compliance in 2025

Clearly Payments

In 2025, staying compliant with payment rules is essential for businesses of every size. Card networks like Visa and Mastercard are enforcing stricter standards, regulators are expanding privacy laws, and payment providers are under pressure to monitor merchant activity more closely. For merchants, this means one thing: understanding and managing payment compliance is no longer optional, it’s necessary to keep processing payments smoothly and growing your business without interruption.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Introducing PayPal World: A Global Platform Connecting the World’s Largest Payment Systems and Digital Wallets, Starting with Interoperability to PayPal and Venmo

PayPal

• Launch partners include Mercado Pago, NPCI International Payments Limited (UPI), PayPal, Tenpay Global, and Venmo. • Interoperability begins with partners connecting to PayPal and Venmo. • Technology agnostic platform designed to enable further wallet interoperability. • More wallets to join in the coming months as the platform expands around the world.

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Solidgate taps Tuum for global money movements

Finextra

Tuum, a next generation core banking provider, is proud to announce its partnership with Solidgate, a leading payment processing and orchestration platform, to power Solidgate Treasury – a solution that gives online businesses global access to their funds, without the traditional bottlenecks.

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Designing Payments for Scale: A Practical Guide to Smarter Checkout with Workflow Engine

The Payments Association

What No One Tells You About Accepting Payments Imagine an e-commerce merchant, ready to take their business online. They’ve built something great – a product people want, a brand they trust, and a growing audience ready to buy. They’ve validated demand, fine-tuned their offering, and now it’s time to take the next step: accepting payments and scaling the business.

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Worldline Increases Payment Authorisation Rates With AI-Powered Routing Solution

The Fintech Times

Businesses are now able to route payments globally using artificial intelligence (AI), following the launch of a new service by the payments services organisation Worldline. Payments are routed through acquirers, and choosing the most suitable one leads to increased authorisation and optimised costs. Traditionally, it would be challenging to select the right acquirer quickly, but with the new Worldline solution, merchants can utilise AI to select the optimal payment route in real time by analysi

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FICO Survey Finds Social Media and Mule Accounts Driving Scam Surge in APAC

Fintech News

Scams and mule accounts have overtaken other types of fraud as the top concern for banks in Asia Pacific, according to a new poll by analytics software firm FICO. In the survey, 69% of senior banking executives said these scams were their primary worry, highlighting the growing number of cases where victims are tricked into authorising payments that are difficult to trace or reverse.

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How A2A Innovation is Advancing The Fight Against fraud

Finextra

Speaking to FinextraTV in this interview, Helena Forest, EVP, Global Product & Commercial, Real Time Payments, Mastercard and Luke Reynolds, SVP, Financial Crimes, Mastercard discuss the impact of fraud and payment scams and look to address their prevention. As well as covering the many forms of fraud, such as APP fraud and romance scams, Forest and Reynolds explore the innovations currently available to help reduce its impact.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Stripe Acquires Orum for Undisclosed Amount

Finovate

Stripe is acquiring payment orchestration startup Orum to enhance its real-time payments capabilities, including FedNow, RTP, and AI-driven instant payouts. Terms of the acquisition were not disclosed. The move follows Stripe’s earlier acquisitions of stablecoin platform Bridge and user data API company Privvy. The acquisition reflects Stripe’s broader strategy to lead in modern, fast, and seamless payment infrastructure amid growing global demand for real-time payments.

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Evolving money laundering risks for EMIs: Insights from the upcoming NRA

The Payments Association

Evolving money laundering risks for EMIs: Insights from the upcoming NRA 18 July 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The UK 2025 National Risk Assessment’s decision to reclassify e-money institutions (EMIs) as high risk for money laundering and terrorist financing. Why is it important? This reclassification has significant regulatory and commercial consequences for the EMI sector, potentially raising compliance costs, impacting bank partnerships, a

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Genome Works With HUCH to Deliver Instant Notifications for Incoming SEPA Payments

The Fintech Times

Genome , a Lithuania-based electronic money institution, has partnered with HUCH , a fintech provider in the UK and Europe, to enable instant detection of incoming SEPA payments. Recognising that payment delays often cost businesses revenue, Genome is teaming up with HUCH to offer a new solution that aims to eliminate the risk of these delays. Following the integration of a new API and webhooks, which enable instant notifications about client-to-business payments, businesses that Genome services

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Scaling Across APAC: Why Cross-Border Payments Matter More Than Ever

Fintech News

In today’s digital-first economy, the Asia-Pacific (APAC) region has emerged as a global hotspot for fintech innovation and digital commerce. From e-commerce and digital subscriptions to SaaS and travel platforms, companies are increasingly turning to APAC as the frontier for their next phase of growth. But behind this momentum lies a persistent operational challenge: cross-border payments.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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PayPal introduces AI-powered scam alerts

Finextra

PayPal has launched AI-powered, dynamic scam detection for PayPal and Venmo Friends and Family payments, enhancing protection for our customers around the world.

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Same Day ACH Fuels Second Quarter ACH Network Gains

Trade Credit & Liquidity Management

From a Press Release dated July 21, 2025, Reston, Virginia In the second quarter of 2025, the ACH Network experienced robust growth, driven largely by the continued expansion of Same Day ACH. The network processed 8.7 billion payments totaling $23.3 trillion, reflecting increases of 5% in volume and 7.9% in value compared to Q2 2024. Same Day ACH , in particular, saw strong year-over-year performance, and its usage continues to rise across sectors, including consumer, business, government, and h

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Payments regulation roadmap: Q3 2025​

The Payments Association

Payments regulation roadmap: Q3 2025 18 July 2025 by Payments Intelligence Introduction Regulatory developments continue apace in the payments industry, ushering in a period of intensified complexity and strategic significance. In the UK, the implementation of landmark fraud prevention laws and the expansion of the cryptoasset regulatory perimeter mark a decisive shift towards greater accountability.

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Clover Monthly Fees: Choosing a Pricing Plan

Cardfellow

There are several choices, each with different costs and features. In this article, we’ll cover the monthly fees for Clover plans, hardware/software compatibility, and what you get with each software plan. Clover Equipment There are currently five choices for Clover credit card processing equipment: Go, Flex, Mini, Station, and Station 2018. In the past, Clover had a few different options that detailed the features of the plan and the monthly costs.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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GoCardless Powers Cashflows Payouts, a Solution Promising to Eliminate Delays in Sending Payments

The Fintech Times

Bank payment company GoCardless has partnered with Cashflows , the platform helping businesses accept payments, to power Cashflows Payouts, a new solution enabling businesses to send real-time payments using account-to-account payment technology. Cashflows Payouts aims to enhance how businesses handle disbursements by enabling instant, branded, and secure payouts through an intuitive self-service portal.

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BNY taps Goldman Sachs blockchain platform to tokenize Money Market Funds

Finextra

The Bank of New York Mellon is to employ blockchain technology developed by Goldman Sachs to maintain a record of customers’ ownership of select Money Market Funds (MMFs), opening up the transferability of existing MMF shares.

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How AI and Real-Time Data Are Changing Merchant Payment Processing

Clearly Payments

In 2025, the payments landscape is evolving faster than ever, driven by innovations that directly impact merchants’ bottom lines. Global digital payment volume is expected to reach $10 trillion this year, growing more than 15% annually. Merchants face increasing pressure to keep up with customer expectations for seamless, secure, and flexible payment options, or risk losing sales to competitors who do.

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Fintech specialist BAT VC invests in Payall to revolutionize cross-border payments solutions

The Payments Association

BAT-VC , a leading venture capital firm specializing in fintech and cross-border innovations, has announced a strategic growth investment in Payall Payment Systems. The investment will accelerate Payall’s mission to provide institutional-grade infrastructure enabling banks and financial institutions to offer safe, low-cost, and transparent cross-border payments.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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B2B Fintech Sees Strong Investor Interest: Top B2B Deals in Q2/2025

Fintech News

Business-to-business (B2B) fintech companies, which provide financial products, services, or infrastructure specifically for other businesses, are attracting growing interest from investors. In Q2 2025, B2B fintech firms dominated the largest deals in the industry, capturing 60% of the top 10 equity payments investments, and 50% of the top 10 equity banking rounds, new data released by CB Insights show.

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Why is the FCA Introducing BNPL Regulations, and How Could They Impact the Market?

The Fintech Times

UK regulator, the Financial Conduct Authority (FCA), has published new proposals to regulate the Buy Now Pay Later (BNPL) market. New FCA proposals could see future legislation requiring lenders to check that people can afford BNPL loans, and to offer support if customers get into financial difficulty. Should the new rules come into play, BNPL borrowers will also be able to complain to the Financial Ombudsman Service if something goes wrong.

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MDP become the first payment processor in Egypt to enable tokenization for electronic transactions

Finextra

MDP, Africa’s leading digital payments enabler, proudly announces a major milestone in advancing secure digital payments to become the first payment processor in Egypt to enable tokenization for electronic transactions, in strategic collaboration with the National Payment Scheme “Meeza” via Apple Wallet.

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What is the Difference Between Mastercard and Visa?

Stax

Visa and Mastercard are two of the most popular card networks, together making up over 80% of credit cards in circulation in the U.S. But which offers the best credit card option? Both cards are accepted globally and offer very similar capabilities. As a result, many commentators joke that the only real difference between the two is the logo. In this post, we’re going to provide overviews of both Mastercard and Visa and outline the similarities and differences between both card networks—and the

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Bridging innovation and experience: The future of card processing in the UK

The Payments Association

The UK card processing landscape presents a unique paradox: while fintech innovation thrives, many banks remain constrained by legacy systems that limit agility and increase operational costs. Traditional processors tend to offer proven scale but lack modern flexibility, while newer cloud-native platforms promise innovation but often lack the deep operational expertise required for complex portfolio migrations and management.

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Ego Switches Payments in 7 Days, Saving €30k a Month and Boosting App Conversions With Primer

Fintech Finance

Ego Primer Partnership has transformed how the fashion brand handles payments. Ego gained control and flexibility by switching to Primer. This cut down on extra fees and improved mobile app conversions. This strategic move helped Ego improve its payment stack after its new mobile platform saw huge growth. By using Primer to reduce its reliance on a single payment service provider (PSP) and efficiently routing payments, Ego has cut payment fees by €30,000 per month and increased revenue through h

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What Are Embedded Payments?

Cardfellow

The short answer is that embedded payments refers to payment options that are integrated directly into apps or websites. Instead of requiring an external credit card machine or redirecting you to a payment processing page online, the payment capability is “embedded” in the app or website. In this article, I’ll go into more detail on how embedded payments work and what businesses need to pay attention to.

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RBA proposes to lower cap on interchange fees

Finextra

Sign in Sign up News Latest news Company updates Long reads TV Research Events All Conferences Webinars Popular Community Community latest Latest expert opinions Groups Search members Jobs APIs Sign in Sign up News Back News Latest news Company updates Long reads TV Research Events Back Events All Conferences Webinars Popular Community Back Community Community latest Latest expert opinions Groups Search members Jobs APIs payments markets retail wholesale wealth regulation crime crypto sustainabl

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt