Finextra
JULY 10, 2025
Money transfer giant Wise has been hit with a $4.2 million fine from multiple US state regulators over deficiencies in its anti-money laundering controls.
Fintech News
JULY 14, 2025
Just before the COVID-19 pandemic, one of the leading private banks in Latin America made a strategic move: it began replacing its legacy card issuing system in a bold shift toward digital-first issuing. That investment was quickly put to the test when later, during times of lockdown, the bank was tasked with issuing one million prepaid cards for a nationwide financial aid initiative.
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Payments Dive
JULY 8, 2025
In letters to Zelle’s bank owners, Sen. Elizabeth Warren and two other Democrats asked what the financial institutions are doing to protect customers using the digital payments service.
Open Banking Excellence
JULY 8, 2025
Open banking in the United States is rapidly evolving, driven by both market initiatives and ongoing regulatory discussions. This research, conducted at the Oxford University’s Future of Finance and Technology Research Initiative in partnership with Open Banking Excellence (OBE), provides an in-depth analysis of the current status of open banking in the U.S., contrasts it with developments in Europe and the UK, and highlights key insights for the future of open banking in the country.
Speaker: Jason Cottrell and Gireesh Sahukar
Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.
Fintech News
JULY 8, 2025
Singaporean fintech firm Finmo has received authorisation from the UK Financial Conduct Authority to operate as an Electronic Money Institution (EMI), allowing it to provide payment and treasury services in the country. The license permits Finmo to issue electronic money, process domestic and international fund transfers, offer foreign exchange services, and issue IBANs.
Stripe
JULY 9, 2025
Stripe’s users rely on us to calculate tax correctly and quickly, no matter where a transaction happens. Our new jurisdiction resolution system (JRS) is a faster, less resource-intensive solution to the challenging problem of determining tax obligations in places with complicated, overlapping tax jurisdictions.
Payments Space brings together the best content for payment processing professionals from the widest variety of industry thought leaders.
BioCatch
JULY 10, 2025
Massimo Moratti thought he was helping his country. When the voice on the phone claimed to be Italy's Defense Minister Guido Crosetto, urgently requesting funds to rescue kidnapped journalists, the former Inter Milan owner didn't hesitate. Within hours, nearly one million euros had vanished into a fraudulent Hong Kong account.
PCI Security Standards
JULY 10, 2025
From 10 July to 11 August, eligible PCI SSC stakeholders are invited to review and provide feedback on the draft PCI Secure Software Standard v2.0 during a 30-day request for comments (RFC) period.
The Payments Association
JULY 11, 2025
Analysed: The future of point of sales (POS) systems 10 July 2025 by Payments Intelligence What is this article about? How modern point-of-sale (POS) systems are evolving into cloud-native, AI-driven platforms central to retail operations. Why is it important? This transformation enables businesses to enhance efficiency, customer experience, and competitive positioning while reducing costs.
Fintech Finance
JULY 8, 2025
The demand for embedded financial services is growing fast with 90% of small- and medium-sized businesses indicating access to financial products and services from within their software platforms is critical, according to Worldpay ® research. To meet this demand, Worldpay is expanding its Worldpay for Platforms offering to Canada and the United Kingdom, while deepening its presence in Australia.
Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting
Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical
Basis Theory
JULY 10, 2025
With Capital One acquiring Discover, merchants need to know the card brand now more than ever. We share 3 reasons why it’s important in the blog!
Fintech News
JULY 8, 2025
A new whitepaper titled The Future of Global Payments & Fourth Generation Payment Networks (4GPN) has been jointly released by the Thunderbird School of Global Management and fintech firm Wiseasy. The paper outlines how emerging technologies such as IoT, blockchain, cryptocurrency, and cloud computing are converging to transform the digital payments industry, with Fourth Generation Payment Networks (4GPN) playing a central role.
The Fintech Times
JULY 10, 2025
As real-time payments take off, set to make up one in three transactions worldwide by 2030, a new whitepaper from RS2, a global payments technology provider, warns the industry is falling behind where it matters most: fee settlement. While consumers embrace the speed and convenience of instant payments, many acquirers and payment service providers (PSPs), the companies that help merchants accept payments, continue to rely on outdated, end-of-day systems that eat into margins and cost them revenu
The Payments Association
JULY 8, 2025
On 10 June 2025 the European Banking Authority (EBA) published an opinion (the Opinion) clarifying the interplay between the second EU Payment Services Directive (PSD2) and the EU Markets in Crypto-Assets Regulation (MiCA) in relation to crypto-asset service providers (CASPs) transacting in electronic money tokens (EMTs), which term includes most stablecoins. 1 The Opinion provides supervisory guidance to EU national competent authorities (NCAs) on the application of PSD2 to CASPs and recommen
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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?
Fintech Finance
JULY 15, 2025
Clear Junction , a specialist in global payments and banking infrastructure for regulated financial institutions, has extended access to its named virtual IBAN (vIBAN) services to licensed virtual asset service providers (VASPs) – a functionality previously only available to banks and electronic money institutions (EMIs). A named vIBAN is a unique code assigned to an individual customer for sending and receiving payments, without creating a separate payment account.
Finextra
JULY 9, 2025
The Bank of England has hit UK payments operator Vocalink with an £11.9 million fine after it missed a deadline to fix problems in its risk management framework.
Fintech News
JULY 9, 2025
Finastra , a global provider of financial services software, has named Adam Banks to its Board of Directors. He is a seasoned technology executive with extensive experience across financial services, cybersecurity, infrastructure, and logistics. Banks previously served as Global Group Chief Technology and Information Officer at A.P. Moller–Maersk, where he led the company’s technology transformation and helped restore operations following a major cyberattack in 2017.
NFCW
JULY 9, 2025
Global contactless payment transaction values will increase from US$7.7tn in 2025 to US$18.1tn in 2030, a rise of 106%, market analysts Juniper Research predict. NFC ticketing and the arrival of open NFC wallets on Apple devices will be the two key growth drivers, the analysts say. “The fastest growing contactless payment mechanism driving this expansion is Near-field Communication (NFC) ticketing; projected to grow by 300% over the next five years,” they say. “NFC ticketing en
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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.
The Payments Association
JULY 9, 2025
OpenPayd, a leading provider of financial infrastructure, today announced the launch of its stablecoin infrastructure, enabling businesses to move and manage digital assets and fiat through one platform. OpenPayd is making money movement instant and seamless by connecting local and international fiat rails to all major blockchains, enabling businesses to view, hold, make, and receive payments across any digital currency and any rail globally.
Fintech Finance
JULY 8, 2025
Episode Six , a leading global technology provider of enterprise-grade card issuing and ledger infrastructure, today announced the broadening of its partnership with Monavate. The collaboration will support the UK-based modern payments and BIN sponsorship platform as it scales globally. The strengthened collaboration reinforces Episode Six’s role in powering MonavateOne., a platform that allows its clients to operate as issuer, processor, and ledger across multiple markets.
Finextra
JULY 8, 2025
The UK's Financial Conduct Authority has fined neobank Monzo £21,091,300 over its "inadequate" anti-financial crime systems and controls that were in place between October 2018 and August 2020
Fintech News
JULY 9, 2025
Ant International , the global arm of Chinese tech firm Ant Group, is evaluating the possibility of applying for stablecoin licenses in several countries, according to comments made during the Reuters Next Conference in Singapore. Kelvin Li Kelvin Li, who leads platform technology at Ant International, explained to Reuters that the company is not looking to support cryptocurrency trading.
Speaker: David Nisbet, Everett Zufelt, and Michaela Weber
Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.
Clearly Payments
JULY 12, 2025
Economic growth and the payments industry are closely connected. When the economy grows, people and businesses spend more, fueling transaction volume and, in turn, payment processing activity. Conversely, slowdowns in GDP can signal tighter consumer spending, lower business investment, and reduced demand for financial services. In this article, we break down the relationship between GDP and the payments industry with real-world data and insights.
The Payments Association
JULY 10, 2025
Paymentology , the leading global issuer processor, today announces the appointment of Julie Sutton as Head of Growth, Europe. Julie brings a wealth of commercial leadership experience, having held senior roles across the payments and fintech sectors at companies including Soldo, Marqeta, Modulr, and WEX. In her new role, Julie will lead Paymentology’s growth strategy across Europe, working closely with clients and partners to scale next-generation card programmes.
Fintech Finance
JULY 15, 2025
ZBD , the innovative fintech company creating next-gen payment experiences for interactive entertainment, has secured an Electronic Money Institution (EMI) license in the Netherlands and announced a strategic partnership with ClearBank , the enabler of real-time clearing and embedded banking. This latest regulatory milestone follows ZBD’s achievement in December 2024, when it became one of the first companies in the EU to be approved under MiCAR.
Finextra
JULY 10, 2025
Eltropy, the leading digital conversations platform for community financial institutions (CFIs), today announced that Eltropy Video Banking is now fully embedded within the company's Unified Conversations Platform.
Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón
Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.
Fintech News
JULY 10, 2025
Ripple has named BNY Mellon as the primary custodian for the reserves backing Ripple USD (RLUSD), its enterprise-focused stablecoin. The partnership reflects a joint effort to build compliant digital asset infrastructure suited for financial institutions. RLUSD is issued under a New York Department of Financial Services Trust Company Charter and is designed to improve the speed, cost and efficiency of cross-border payments.
Finovate
JULY 11, 2025
This week’s edition of Finovate Global looks at recent fintech headlines from the South American nation of Peru. EBANX partners with Peruvian digital wallet Yape Brazilian payments company EBANX announced a direct integration with Peruvian digital wallet, Yape. Designed for cross-border commerce and relying on an easy user enrollment process, Yape enables users to pay for purchases on international ecommerce websites using either their Yape wallet balance or a linked card.
The Fintech Times
JULY 10, 2025
Bookkeeping automation provider Dext has joined forces with Airwallex , the global payments and financial services platform, to launch a new payment solution later this year. Dext and Airwallex will work together to launch Dext Payments, an integrated payments solution within the Dext platform, completing the accounts payable workflow in Dext and offering full automation from invoice upload through to payment.
Fintech Finance
JULY 9, 2025
PayJunction , a leading tech-focused payments company, announced today an integration with Twilio (NYSE: TWLO), the customer engagement platform providing real-time personalized experiences, that enables businesses to easily automate and scale their phone payment operations. Through this integration, PayJunction merchants can now deploy AI-driven Interactive Voice Response (IVR) solutions that securely process payments over the phone and eliminate manual processes, saving time and money. “
Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms
In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.
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