EBizCharge

JUNE 30, 2025

That’s why the promise of free credit card processing for small businesses sounds so appealing. Who wouldn’t want to accept card payments without paying a dime? If you’re not careful, you could end up violating state laws or card network rules, which may result in fines or restrictions from your payment processing solution.

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Credit Cards Small Business Process Credit Card Payment Processing 52

EBizCharge

JUNE 19, 2025

Credit card processing fees have been increasing over the years and eating into the profit margins of small and mid-sized businesses. To combat these costs, many merchants are turning to two different strategies: credit card surcharges and cash discount programs. You need to check state laws and card network rules.

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Credit Cards Legal Processing Costs Card Network Rules 52

EBizCharge

JULY 1, 2025

It’s not an easy decision, but it’s an increasingly common one, especially for businesses that operate on thin margins or process a lot of card transactions. Are you unsure whether your fees are compliant with state laws and card network rules?

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Process Credit Cards Rules Laws 52

Stax

JULY 30, 2024

However, before you start surcharging customers, you need to be aware of all the rules surrounding it. Apart from card networks setting their own rules and guidelines, states also have certain rules that merchants must abide by. Today, credit card surcharging is widely accepted in the United States.

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Credit Cards Laws Debit Card Rules 166

Payment Savvy

JULY 12, 2024

For example, you could add a convenience fee if your standard payment method is cash or check, but a customer wants to pay over the phone or online with a credit card. In this article, you’ll learn the convenience fee meaning and the pros and cons. Always disclose convenience fees upfront to maintain transparency with your customers.

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Card Network Rules Non-Bank Alternative Payment Methods Credit Cards 52

EBizCharge

JUNE 28, 2024

When it comes to accepting payments, businesses often grapple with the costs of credit card processing fees. The question “Is it legal to charge a credit card fee?” This article will explore the legality of charging such fees as well as the pros and cons associated with them.

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Credit Cards Legal Debit Card Best Practices 52

Clearly Payments

FEBRUARY 8, 2024

This article aims to provide an in-depth overview of the key regulatory organizations, payment regulations, and prevailing trends that shape payment regulation in the USA. Payment Card Network Rules: Visa, Mastercard, and other credit card networks have their own sets of rules and standards governing the operation of their networks.

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Regulations Electronic Fund Transfer Act (EFTA) Federal Reserve Electronic Funds Transfer (EFT) 105