Cardfellow

JUNE 25, 2025

At this stage, and in most cases (unless the business has violated the terms of service of their card association), you will be able to present evidence to the acquirer proving that the transaction in question is legitimate. You’ll need to assess the pros and cons for your business if and when the situation arises.

Disputes 98

Disputes Credit Cards Card Association Acquirers 98

Stax

MAY 6, 2025

The issuing bank This is the cardholders bank or the financial institution that issued their credit or debit card. Credit card associations This is the card network or card brand that powers the credit card for the cardholder. Q: What are the key parties involved in processing a credit card transaction?

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

Stax

JUNE 17, 2025

Register with the card networks After securing bank sponsorship, you’ll need to register with the major card associations (like Visa and Mastercard). Considerations for Assessing an Independent Sales Organization Not all ISOs are created equal. Q: Are ISOs and MSPs the same in the context of payment processing?

ISOs 88

ISOs MSPS Credit Cards Acquirers 88

Stax

JUNE 24, 2025

Look for a credit card processor that offers transparent pricing and does not tack on any unnecessary fees (e.g., While assessment and interchange fees are non-negotiable (these are set by card associations), processor markups vary widely from company to company, so make sure you get the most favorable rates.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

Stax

SEPTEMBER 17, 2024

This includes applying security patches promptly, conducting regular vulnerability assessments, and maintaining secure coding practices throughout the development lifecycle. Assess Your Current Compliance Status Begin by assessing your current compliance status. PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

JANUARY 21, 2025

Interchange-plus pricing – Involves interchange fees and card association fees plus an agreed markup. Before committing to a payment gateway or requesting a quote, assess how much money you receive regularly. However, it might only be suitable for smaller transaction volumes. The higher the amount, the higher you pay.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Evolve Payment

NOVEMBER 19, 2024

Identify Your Self-Assessment Questionnaire (SAQ) The self-assessment questionnaire (SAQ) is a form the merchant completes that qualifies them for PCI compliance. Determining which form to complete is the hardest part in this process, as there are numerous options based on how you accept cards.

PCI DSS 94

PCI DSS Compliance Processors Breach 94