Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. In this article, you will discover all you should know about credit card payment processing for small businesses.

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Stax

MARCH 5, 2025

To choose the right solution, you need to look at various factors when evaluating potential providers, including supported payment types, transaction fees and pricing structures, payout speed, and PCI DSS compliance. How Can Internet Card Payment Processing Help My Business?

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Stax

JULY 16, 2024

Consumers are increasingly opting for debit and credit cards or other digital payment methods—for in-store and eCommerce purchases alike. This is why PCI DSS compliance is critical. In this article, we’ll discuss why your business needs to ensure PCI compliance and what the 12 PCI DSS v4.0

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Fi911

FEBRUARY 26, 2025

The Payment Card Industry Data Security Standard (PCI-DSS) is a set of global standards developed to safeguard cardholder data. It applies to any entity that processes, stores, or transmits credit card information making it especially relevant to banks and financial institutions. PCI-DSS version 4.0,

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VISTA InfoSec

NOVEMBER 9, 2023

In the world of digital transactions, businesses handling payment cards must demonstrate their data security measures through the Payment Card Industry Self-Assessment Questionnaire (PCI SAQ). Your choice depends on your credit card transaction and cardholder data management.

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Cardfellow

MAY 3, 2025

The Self-Assessment Questionnaire (SAQ) is a series of yes or no questions about your security practices. Its the document you will need to submit to prove your compliance with PCI standards. Your credit card processor may be able to help you with the questionnaire, especially if they are charging a PCI compliance fee.

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Stax

JANUARY 23, 2025

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Key steps include application review, risk assessment, credit checks, and compliance verification. Learn More What is Merchant Account Underwriting?

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Clearly Payments

NOVEMBER 13, 2024

Companies can analyze BIN data to track transaction patterns, better understand customer demographics, and assess risk in different regions or among various card types. Card Network : Indicates the card brand, such as Visa, Mastercard, or American Express, helping processors verify the card’s compatibility with their systems.

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Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs.

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Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. Failing to comply with the Payment Card Industry Data Security Standard can have a number of severe consequences for a business.

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Credit Cards PCI DSS Compliance Process 88

Stax

JANUARY 21, 2025

Opt for gateways that support diverse payment options like credit/debit cards, digital wallets, and international payments to accommodate customer preferences. Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions.

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Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Clearly Payments

DECEMBER 2, 2024

With over 79% of consumers using credit or debit cards for transactions, businesses that do not accept cards risk losing significant sales. This article will explore the various ways businesses can accept credit cards, including their advantages, costs, and considerations. Transaction fees range from 1.5%

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Ikajo

MAY 19, 2021

Have you ever wondered how many credit cards are in the world? In fact, gross card fraud losses globally are projected to exceed $35 billion by 2025. However, in 2019, the share of fraud in total card transaction volume started to decrease. What is PCI DSS? This way, PCI DSS 2.0

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Stax

MAY 7, 2024

With credit card transaction volume hitting over $9.5 trillion in the US in 2022, accepting card payments is no longer a question of whether to, but how to. To complete payment processing, credit card companies have to charge processing fees. These fees also vary depending on the card network.

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Credit Cards Process Processors Online and Mobile Banking 88

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving.

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Stax

JANUARY 10, 2024

Credit card transactions have quickly become the lifeblood of eCommerce businesses and storefronts alike. According to Capital One, global credit card transactions in 2022 reached an estimated 678 billion —an average of 1.86 However, accepting credit cards does come with a flipside; the ongoing sting of credit card fees.

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Evolve Payment

NOVEMBER 19, 2024

Table of Contents PCI Compliance in a Nutshell PCI compliance, also known as the Payment Card Industry Data Security Standard , or PCI-DSS, is an important standard that major credit card companies like Visa and Mastercard have adopted to protect themselves and their merchants from the risks associated with exposed cardholder data.

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Stax

MARCH 11, 2025

This article will show all you need to know about online credit card processing and how you can select the best payment services provider for your needs. Talk to sales How Online Payment Processing Works On the surface, online credit card processing happens in seconds.

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Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

DECEMBER 20, 2023

Finding great credit card processing rates may seem impossible, but there’s hope. By following these simple tips, you’ll be able to secure credit card processing rates that make big businesses jealous. Learn More TL;DR Not all credit card processing companies are created equal.

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Credit Cards Small Business Process Security 88

EBizCharge

MARCH 11, 2025

Acumatica allows businesses to accept and process credit cards, debit cards, Automated Clearing House (ACH) payments/eChecks, and other transactions seamlessly by integrating with payment gateways. The total cost varies based on factors like the type of card used, the transaction method, and the merchants industry.

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Stax

APRIL 18, 2024

This blog will walk you through how your customers are using mobile credit card processing, how you can accept payments using mobile technology, what sorts of features to look for in a mobile solution, and some exciting statistics about the future of payment technology. What is mobile credit card processing?

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Credit Cards Process Online and Mobile Banking Mobile Payments 88

Clearly Payments

JANUARY 8, 2024

Identifying and Assessing Risks Understanding the lay of the land is the first step in effective risk management. Conducting a thorough risk assessment tailored to the specific nature of the business is essential. This can include stolen credit card information, identity theft, or fraudulent transactions.

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Stax

MARCH 4, 2024

TL;DR The PCI DSS determines security protocols and sets the standards for payment security. While debit and credit card transactions remain popular, many are now contactless, using near-field communication (NFC). Outside of standard card transactions, mobile wallets are gaining popularity, with 3.4

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EBizCharge

JANUARY 16, 2025

This article will explore the world of merchant category codes, covering their purpose, benefits, and the specifics of using them in the credit card processing landscape. Merchant category codes (MCCs) are four-digit numbers credit card companies use to classify different types of businesses.

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Stax

MAY 5, 2025

A payment gateway solution is a service that authorizes credit card payments and processes them on behalf of the merchant. Features to Look for With Your Mobile Payment Gateway Integrations Assessing the features of prospective payment gateways for your mobile app will help you determine which payment gateway meets your needs.

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Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

EBizCharge

AUGUST 30, 2024

Navigating the complexities of credit card processing fees is a significant challenge for merchants in today’s digital economy. What are credit card processing fees? Credit card processing fees are fees merchants must pay to accept credit card payments from their customers.

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Stax

FEBRUARY 19, 2025

Customers dont expect anything less than instant support these days (especially for debit card and credit card payments) and your team may not have the time and resources to offer that level of service as quickly as they need it. (Plus a stronger cash flow.)

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EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Customers enter their credit card payment and other payment details without leaving your page. This method offers a seamless user experience.

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Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

JUNE 28, 2024

When it comes to accepting payments, businesses often grapple with the costs of credit card processing fees. The question “Is it legal to charge a credit card fee?” Card types The type of card used in a transaction can dictate whether a surcharge is permissible. That said, not all states allow this practice.

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EBizCharge

JUNE 4, 2024

Setting up credit card processing in Acumatica Acumatica payment processing is a straightforward experience that combines the convenience of digital transactions with the robust functionality of the ERP system. Security and compliance are non-negotiable when dealing with credit card processing. Setting up payment methods.

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Clearly Payments

FEBRUARY 23, 2024

They serve as the foundation for assessing the overall health and performance of a payments business. This metric is crucial for assessing the reliability and efficiency of the payment processing system. This metric reflects the financial significance of the processed transactions.

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Stax

DECEMBER 27, 2023

A merchant account acts as a pathway between your business, your customers, and the issuer and acquiring banks to process electronic transactions like credit cards. This includes credit card payments, debit cards, and other payment options that require a merchant account to process payments, such as eChecks and ACH.

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Accounts Online and Mobile Banking Payment Gateways PCI DSS 88

Clearly Payments

FEBRUARY 7, 2024

It provides merchants with an overview of their payment activity and helps assess overall business performance. By analyzing AOV alongside transaction volume, merchants can assess the effectiveness of marketing campaigns, pricing strategies, and upselling techniques.

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Process PCI DSS Processing Costs Payments 98

EBizCharge

JUNE 6, 2024

One ERP that stands out is Microsoft Dynamics 365, a powerhouse for managing business operations, including the pivotal task of credit card processing. Selecting a payment gateway for Microsoft Dynamics 365 is a decisive step toward efficient D365 credit card processing. What is Microsoft Dynamics 365?

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EBizCharge

MAY 2, 2024

Credit card transactions are known to facilitate seamless and convenient payments for consumers, but they can come with many fees. Thankfully, businesses can leverage no fee credit card processing to alleviate the burden of transaction costs. What is no fee credit card processing?

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Credit Cards Process Processors Legal 52

Stax

APRIL 30, 2024

Let’s assume the customer’s preferred payment method is a credit card: The customer makes a purchase and presents their credit card to the merchant. In case of an online purchase, they enter the card details on the merchant’s website. The bank forwards this information to the relevant credit card company.

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Exact Payments

JANUARY 4, 2024

The Payment Card Industry Data Security Standard (PCI DSS) plays a crucial role in protecting cardholder data for businesses that accept credit card payments. This set of security guidelines is mandated by major credit card associations such as Visa, Mastercard, American Express, and Discover.

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