Finextra

JUNE 6, 2025

PayPal’s BNPL solution, Pay in 4, incorporates sophisticated fraud prevention technology and machine learning models to assess creditworthiness quickly. Among other things, Sezzle is using machine learning for customer risk assessment and to offer tailored financing options.

BNPL 52

BNPL Technology Payment APIs and Integration AI 52

The Payments Association

MAY 16, 2025

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Merchants should assess exposure, engage with providers, and begin implementation planning ahead of key deadlines. Next steps/action required: Conduct a comprehensive fraud risk assessment across all channels and partners.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

The Fintech Times

JULY 30, 2024

.” Supporting SMEs with financing “By embedding lending options directly into our payment ecosystem, we’re creating a seamless financial experience that meets the evolving needs of modern businesses,” said Ronen Spivak , group head of value-added services and managing director at Network International.

Underwriting 52

Underwriting Risk Assessment Embedded Finance Settlement 52

The Fintech Times

MARCH 1, 2024

Woli , the money management platform that provides children and teenagers with the tools to manage their finances, is partnering with Paynetics , a European provider of embedded finance, to power their payment accounts and Visa cards.

FinTech 64

FinTech Point-of-Sale (POS) Consulting Risk Assessment 64

FICO

MAY 23, 2022

The score was built on the information of 70 million Mexicans, using 700 million credit data points and allows Círculo to assess 96 percent of applicants. Solving the credit evaluation problem would ensure that loans could be underwritten more quickly and with appropriate risk assessments.

Financial Inclusion 52

Financial Inclusion Risk Assessment Embedded Finance Assessments 52

Finovate

MARCH 29, 2024

“MineOS AI Asset Discovery and Risk Assessment will bridge the gap between the practical and theoretical sides of AI and data governance as companies navigate the complex new business landscape.” ” Central and Eastern Europe Bulgarian embedded finance company Paynetics has acquired U.K.-based

Verification 69

Verification Privacy AML Cross-Border Payments 69

The Fintech Times

JANUARY 9, 2024

Fintech Qashio, in partnership with MENA embedded finance platform CredibleX , has launched ‘Qashio Financing’ This new initiative aims to provide flexible and accessible financing to businesses of all sizes. Fintech Andaria unveils a collaboration with Mastercard to empower its embedded finance proposition.

FinTech 59

FinTech Non-Bank Cross-Border Payments Embedded Finance 59

Tearsheet

AUGUST 7, 2024

This collaboration aims to provide corporate clients with improved short-term financing options and embedded payment solutions at the point of sale. Morgan’s financial strength and Slope’s innovative approach to credit risk assessment and monitoring. The partnership brings together J.P.

AI 59

AI B2B Finance Underwriting 59

The Fintech Times

FEBRUARY 20, 2024

Jumio , a provider of automated, end-to-end identity verification, risk assessment and compliance solutions, names Igor Beckerman as chief financial officer. The company intends to use the funds to consolidate its position as a European embedded finance leader and to expand its footprint in the US.

FinTech 64

FinTech B2B Non-Bank Compliance 64

M2P Fintech

MARCH 28, 2024

Credit Underwriting Credit Underwriting is the process by which a lender (such as a bank, credit union, or fintech company) assesses the creditworthiness of a borrower before granting them a loan or line of credit. DigiLocker DigiLocker is a secure digital document wallet provided by the Ministry of Electronics and IT.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

M2P Fintech

FEBRUARY 25, 2025

With digital workflows, embedded finance capabilities, and self-service portals, an LMS minimizes operational delays, enhances customer experience, and helps financial institutions launch, iterate, and scale lending products faster. Business/SME Loans Small and medium-sized enterprises (SMEs) often need financing to manage cash flow.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52

Finextra

JUNE 23, 2025

Approval rates also reflect fundamental flaws in risk assessment. GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance 23 June Now Hiring All companies Welcome to Finextra. These figures include businesses with solid revenues, clear growth plans, and healthy repayment histories. That leaves founders in limbo.

Small Business 52

Small Business Non-Bank AI Push-to-Card 52

Fintech News

MARCH 3, 2025

CapBays fintech-driven model integrates embedded finance, alternative data, and digital lending, using AI-powered credit decisioning and data-driven risk assessment. The company aims to improve cash flow and reduce financial burdens for SMEs by offering more accessible and flexible financing.

Finance 97

Finance Risk Assessment Embedded Finance Cross-Border 97

Fintech Review

FEBRUARY 25, 2025

Artificial Intelligence and Machine Learning Artificial intelligence (AI) and machine learning are revolutionising trade finance by enhancing risk assessment, fraud detection, and operational efficiency. These digital documents are not only easier to process but also significantly reduce the risk of document tampering and loss.

Finance 85

Finance Technology Distributed Ledger Technology (DLT) Blockchain 85

The Fintech Times

FEBRUARY 17, 2025

As the technology matures and adoption increases, PFaaS is poised to play a central role in shaping the future of digital payments and embedded finance. They push traditional payment processors to innovate, enhance the merchant experience and empower ISVs to become key players in the payment ecosystem.

ISVS 59

ISVS Visa Risk Assessment Embedded Finance 59

Fi911

APRIL 28, 2025

Tokenization & Encryption By replacing sensitive payment information with randomly generated tokens, these technologies significantly reduce the risk of data breaches. Encryption further secures data transmission between parties.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 52