PYMNTS

APRIL 28, 2019

A research group revealed that it has discovered “serious shortcomings” in the predictive tools used by law enforcement agencies. This report documents the serious shortcomings of risk assessment tools in the U.S. And it’s not just these researchers that believe the technology is flawed.

Law Enforcement 58

Law Enforcement Laws Risk Assessment AI 58

PYMNTS

APRIL 10, 2020

percent of organizations in this sector currently use AI, according to PYMNTS’ latest research. The study is part of the larger Unlocking AI series by PYMNTS, examining how AI and other computational systems are being used to manage critical business functions, including payments, regulatory compliance, risk assessment and fraud protection.

AI 144

AI Fraud Detection Risk Assessment Regulatory Compliance 144

Payments Dive

JULY 11, 2025

The Department of Housing and Urban Development issued a request for public comment late last month on BNPL loans, posing nearly two dozen questions about the industry, BNPL customers and metrics assessing a borrower’s overall financial situation. “As What housing-related expenses are most often sacrificed to repay BNPL debts?”

78

78

PYMNTS

APRIL 24, 2020

These circumstances have brought to the fore what has long been a central concern for lenders: assessing and managing credit risk. This vital task is complicated even in normal times due to the multitude of financial risk factors in play at any given time. percent reported using AI for underwriting and risk assessment purposes.

Credit Risk 100

Credit Risk Risk Underwriting AI 100

The Fintech Times

FEBRUARY 5, 2025

This new research by AuditBoard illuminates the primary barriers to conformance with regulations such as DORA, NIS2, and the EU AI Act, and provides a map forward for organisations looking to improve their cybersecurity posture. Meanwhile, 63 per cent of those claiming compliance report having transparency measures in place.

Compliance 64

Compliance Cybersecurity Audit AI 64

Finextra

JUNE 15, 2025

The gambling industry’s experience with fraud detection and real-time risk assessment again becomes is valuable and available within cloud technology. This necessity has pushed cloud architecture toward true redundancy rather than theoretical compliance. Cloud also provides rapid recovery often near real time. Its a timing issue.

Technology 52

Technology Security Online and Mobile Banking Wire Transfer 52

Fintech News

MARCH 20, 2024

Research by Sumsub shows that one in every 100 users of digital platforms globally became a victim of fraud ring activities in 2023. The incidence of network fraud in APAC is notably higher than in other regions, with Asia reporting an average of 2.6% said Vyacheslav Zholudev, CTO and co-founder of Sumsub.

APACS 108

APACS Fraud Prevention Deepfake Account Takeovers 108

The Paypers

DECEMBER 7, 2023

Global integrated risk assessment company Moody’s Analytics has launched Moody’s Research Assistant, a search and analytical tool supported by artificial intelligence.

Research 36

Research Risk Assessment Assessments Risk 36

Finextra

JULY 7, 2025

AI and Edge Computing: How to Power Data-Driven Finance Artificial Intelligence (AI) is revolutionising fintech through real-time fraud detection, automated trading and risk assessment. billion in the first half of 2024 , defying a global downturn.

FinTech 52

FinTech Payment APIs and Integration PCI DSS AI 52

Finextra

JULY 8, 2025

Instead, firms can designate other suitably trained senior staff, provided that the MLRO retains oversight of the process and ensures compliance with the FCA’s standards and the firm’s internal risk framework. A Smarter Approach to Risk Assessment The FCA reiterates that not all PEPs pose the same level of risk.

Money Laundering 52

Money Laundering Due Diligence Risk Risk Assessment 52

Fintech Finance

AUGUST 2, 2024

Having been in operation for just over a year, ComplyTek has been recognized by Chartis Research as the top 50 best AI solution in the global RegTech space. Behavioral Analytics : Advanced analytics to analyze customer behavior, identify compliance risks, and provide insights into non-KYC activities using predictive modeling techniques.

Instant Payments 94

Instant Payments Transactions Payment APIs and Integration Compliance 94

PYMNTS

DECEMBER 14, 2020

AI can make it easier for financial institutions (FIs) to predict how likely their customers are to make timely payments and improve overall risk assessment capabilities. However, many FIs lack internal proficiency to use AI-assisted credit risk assessment for maximum effectiveness. Turns out AI now does this, too.

AI 87

AI Online and Mobile Banking Risk Assessment Credit Risk 87

Finextra

JUNE 6, 2025

PayPal’s BNPL solution, Pay in 4, incorporates sophisticated fraud prevention technology and machine learning models to assess creditworthiness quickly. Among other things, Sezzle is using machine learning for customer risk assessment and to offer tailored financing options.

BNPL 52

BNPL Technology Payment APIs and Integration AI 52

CB Insights

MAY 18, 2021

Bouncer : California-based Bouncer is a card-scanning and risk detection technology platform that identifies fraudulent transactions by running automated card authentications. The post Stripe Acquires Bouncer To Integrate Card Authentication Into Its Fraud Detection Platform appeared first on CB Insights Research.

Fraud Detection 74

Fraud Detection Authentication Acquirers Risk Assessment 74

PYMNTS

NOVEMBER 18, 2020

K Health is also funded in part by Maccabi, the second largest HMO in Israel, and its tech incubation arm, Morris Kahn Institute for Research and Innovation. . The startup’s collaboration with Mayo Clinic adds to its existing partnerships with Anthem health insurance and the Israeli health maintenance organization (HMO) Maccabi.

Risk Assessment 93

Risk Assessment NOV Assessments Returns 93

FICO

JULY 31, 2019

As TPRM or third-party risk management grows in importance, so does cybersecurity risk assessment as part of it. The latest Assessment of Business Cyber Risk (ABC) report from the US Chamber of Commerce and FICO discusses four steps for improving third-party cybersecurity risk management.

Risk 70

Risk Security Risk Assessment Risk Management 70

PYMNTS

MARCH 6, 2020

PYMNTS’ latest research seeks to distinguish the real from the hype when it comes to genuine AI adoption in the financial sector. Even more significantly, our research shows that FIs are using AI with greater focus than they have in the past, with two areas emerging as key applications: payments fraud and credit risk.

AI 81

AI Credit Risk Regulatory Compliance Risk Assessment 81

The Fintech Times

SEPTEMBER 14, 2024

Incorporating high-quality, comprehensive data enables teams to assess risk more accurately and make informed decisions, leading to proactive risk management and fostering innovation and competitive advantage in the industry.”

Compliance 106

Compliance AI Process Suspicious Activity Report (SAR) 106

PYMNTS

DECEMBER 9, 2020

Banks that use AI-driven predictive models are able to detect the risk of delinquency as many as 12 months before a customer ever misses a payment, providing banks and their customers the breathing room they need to take action. The practical applications for AI extend far beyond credit risk assessment and detection, however.

Credit Risk 98

Credit Risk AI Risk Fraud Detection 98

Fintech News

JUNE 3, 2024

In the insurance industry, AI is also poised to enhance risk assessment, offer customized coverage, improve incident monitoring, and streamline operations, it says. Cybersecurity Ventures, a researcher and publisher covering the global cyber economy, predicts that this cost will grow by 15% per year in the near term, reaching US$10.5

Ransomware 109

Ransomware APACS Cybersecurity AI 109

PYMNTS

SEPTEMBER 25, 2018

The updates include connectivity with third parties, allowing its Fusion Framework System users to engage with their suppliers and other third parties in supply chains to streamline the vendor risk assessment process. The enhancement means third parties can more easily participate in a holistic risk mitigation strategy, Fusion noted.

Risk Management 73

Risk Management Risk Risk Mitigation Risk Assessment 73

Stax

DECEMBER 4, 2023

An effective AML compliance program must include Know Your Customer (KYC) protocols, transaction monitoring and reporting, risk assessment and categorization, and training and awareness for staff. Risk assessment and categorization The first step towards mitigating risk is to assess it.

Money Laundering 88

Money Laundering Compliance AML Due Diligence 88

FICO

APRIL 6, 2018

How are advances in artificial intelligence and machine learning changing credit risk assessment? On Tuesday, April 17, 1:30-2:30, my colleague Ethan Dornhelm and I will show that machine learning offers tremendous efficiencies for research “in the lab”.

Credit Risk 89

Credit Risk Risk Assessment Risk AI 89

PYMNTS

MARCH 12, 2018

An estimated 86 percent of companies around the world experienced at least one cyberattack last year, according to Kroll research, as cited by Insurance Business last week. Still, researchers found that cybercrime is the “most disruptive” to a small business.

Small Business 54

Small Business Cybersecurity Risk Assessment Data Breach 54

Nanonets

DECEMBER 13, 2023

Risk Assessment and Compliance Prediction: AI can assist in proactively identifying potential compliance risks by analyzing historical data and patterns. In addition, AI employs predictive analytics to assess and analyze historical claims data. Encryption techniques and access controls further enhance data protection.

AI 102

AI Process Fraud Detection Compliance 102

PYMNTS

MARCH 13, 2017

Emailage, the email risk assessment company, has found that during 2016 $1 billion in fraud was stopped by using technology and a syndicated network of global merchants. Research by Aite predicts that by 2020 card-not-present (CNP) fraud will reach $7.2 billion in the U.S. CNP fraud is on the rise in the U.S.

Risk Assessment 40

Risk Assessment EMV Assessments Risk 40

PYMNTS

MARCH 22, 2019

They also ensure that all contract data is stored on blockchain, thus reducing risk of fraud,” he said. It is in the context of risk assessment that artificial intelligence (AI) can play a role in invoice financing, said the executive. Risk can be predicted accurately, if all this data is incorporated in an algorithm.

Blockchain 65

Blockchain Finance Risk Assessment Due Diligence 65

The Fintech Times

AUGUST 17, 2024

As technology continues to advance, these platforms are becoming indispensable for investors seeking to streamline their research, make informed decisions, and execute purchases with greater efficiency. Digital platforms allow investors to complete the entire buying process online, from initial research to closing the deal.

Consulting 75

Consulting Research Blockchain AI 75

Fintech News

MAY 16, 2024

FWD Singapore In Singapore, the insurtech sector is leveraging artificial intelligence (AI)-driven risk assessment to transform the insurance industry. Singlife’s research indicates that a staggering 53% of gig workers lack any form of insurance to protect against accidents and potential income loss.

Online and Mobile Banking 116

Online and Mobile Banking Innovation Blockchain Fraud Detection 116

The Fintech Times

NOVEMBER 27, 2024

As of August 2024, around 12 per cent of UK adults own some sort of crypto asset – equivalent to around seven million people – while around 93 per cent have at least heard of them, according to new FCA research revealed on Tuesday. In fact, the FCA noted a rise in the average value of crypto held by people from £1,595 to £1,842.

Regulations 112

Regulations Stablecoins Risk Consulting 112

PYMNTS

NOVEMBER 16, 2018

The FI will use PayNet’s Credit History Report and MasterScore v2 as part of its efforts to fully digitize the SMB lending process, with the PayNet solutions enabling the bank to automate risk assessment and loan approvals for borrowers. In another statement, BNB Bank EVP and Chief Lending Officer Kevin L.

Community Banks 53

Community Banks Small Business Risk Assessment Underwriting 53

FICO

JUNE 2, 2023

At FICO, we have been on the frontlines of this challenge for decades, working tirelessly to identify sources of safe and reliable alternative data to enhance the risk prediction of our scores, including our industry-leading FICO® Scores, such as the UltraFICO™ Score. More than 200 million U.S.

Credit Risk 52

Credit Risk Financial Inclusion Risk Assessment Assessments 52

FICO

DECEMBER 2, 2019

“Cyber insurers all too frequently see the devastating impact that poor vendor risk management can have on an organization,” said Richard Spotswood, Head of Cyber & Technology at Barbican Insurance. A new report from Chartis Research named FICO as a category leader in cyber risk quantification. by FICO.

Risk 52

Risk Data Breach Breach Assessments 52

Finextra

JULY 7, 2025

Research by IBM found that about 50% of enterprises in financial services have actively deployed AI, the highest of any sector. JPMorgan Chase (2024) AI Application: Employee productivity and research Experience Impacted: EX - Banking Employee Experience Internal ChatGPT-Like Research Assistant: The largest U.S.

AI 64

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 64

Fintech Review

SEPTEMBER 5, 2024

Today, the company announced major enhancements to its platform that bridge the gap between Web2 and Web3, enabling real-time risk assessment and the proactive blocking of scams like pig butchering, ransomware, sextortion, and others. AI is pioneering a new era in fraud prevention. In 2023, investment scams alone led to more than $4.5

Scams 52

Scams Blocks AI Fraud Prevention 52

PYMNTS

JUNE 27, 2019

More than any other model we’ve seen, Omniscore truly behaves as a human would in the risk assessment of a payment transaction, which is the very definition of artificial intelligence.”. The next generation of AI in fraud prevention is much more than machine learning — supervised or unsupervised.

AI 57

AI Fraud Prevention Risk Assessment Assessments 57

FICO

SEPTEMBER 15, 2022

“We have been on a journey in Saudi since 2011, to grow lending and increase financial inclusion through the adoption of advanced risk assessment tools,” said Swaied Alzahrani, CEO of SIMAH. Prior to the implementation, lenders in the region had been relying heavily on salary data to assess a consumer’s propensity to repay a loan.

Financial Inclusion 52

Financial Inclusion Risk Assessment Assessments Risk 52