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Atoa Payments Secures FCA Authorisation: a ‘Springboard’ to Slash Payment Processing Costs

The Fintech Times

The UK’s Financial Conduct Authority (FCA) has approved Atoa Payments , an open banking-enabled payments provider, to operate as an Authorised Payment Institution (API). Now, with FCA authorisation, Atoa is accelerating its mission to bring fast, secure, and cost-effective payments to larger enterprises.

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Understanding Payment Processing Costs in Acumatica and How You Can Save

EBizCharge

As companies transition to online payment platforms, the complexities of payment processing costs can often lead to unexpected expenses that eat into margins. Understanding these costs empowers businesses to make smarter financial decisions. Thorough research will help your business garner these cost savings.

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Click to Pay Can Challenge Digital Wallets: Juniper Research Reveals Tokenisation Trends

The Fintech Times

The research was published in Juniper Research ‘s Global Network Tokenisation Market: 2025-2029 report , and predicts that the growth of network tokens will mean they are better placed to fight fraud, lower processing costs and streamline checkout experiences for users in the future.

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Credit Card Processing Rates: How Much Does It Cost to Process Payments in 2025?

Stax

Merchants can, however, negotiate with their payment processor to cut costs, tweak pricing, or secure better rates. Choosing a credit card processor that offers transparent pricing, strong customer support, and top-tier security is the key to lowering processing costs. This fee isnt a fixed rate for all transactions.

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Everything You Need to Know About Credit Card Processing

Stax

In this context, they accept the funds from the sale once a card is authorized and deposit them into the business’ bank account. The terminal then contacts the credit card processing company for authorization. Step 3: The card is authorized. Typically, card transactions are authorized in less than a minute.

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AI x Payments: From Fraud Detection to Hyperpersonalised Checkout

Finextra

Higher acceptance rates, lower processing costs, and a significantly smoother customer experience. External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author. What is the result?

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What Is an ACH API and How Does It Work?

Stax

Businesses use ACH API integration to lower payment processing costs, streamline high-volume or recurring payments, and improve payment status visibility. An ACH API is a type of application programming interface that enables businesses to initiate, process, and track ACH payments electronically through the ACH network.

ACH