Finextra

JULY 27, 2025

Paired with this is Plaid’s Balance API, which provides real-time available balance checks on demand. Fintechs leverage Balance to prevent non-sufficient funds errors – for example, a personal finance app might ping Plaid’s /accounts/balance/get endpoint before initiating a transfer to ensure the user has enough funds.

Product

Fintech Finance

SEPTEMBER 25, 2024

Checkout.com , a leading digital payments company, today announced several new product innovations at its global enterprise customer event, Thrive, held in Barcelona, Spain. Integrating payment flows with cash management simplifies complex global fund management and provides greater visibility and control for customers.

Continuity

Finovate

AUGUST 6, 2024

Digital banking solutions provider Blend has forged a partnership with instant payments-as-a-service company Astra. The partnership will integrate Astra’s Card to Account payment solution directly within Blend’s Deposit Account application flow.

Instant Payments

Payment Savvy

FEBRUARY 10, 2021

The payment processor forwards the details to the relevant card network and ultimately passes them to the issuing bank for authentication. Payment Authentication. After the issuing bank receives payment, authentication occurs next. Some of the payment costs include card brand and interchange fees.

Credit Cards

Payment Savvy

MAY 10, 2024

Whether you’re using a budgeting app, investing platform, or peer-to-peer payment solution, chances are you’ve encountered Plaid. Venmo then utilizes Plaid to securely confirm these account details and check your available balance. What Is Plaid Bank Verification?

Payment APIs and Integration