PYMNTS

OCTOBER 19, 2020

So said that in a traditional screening process, SMEs “would send PDFs of bank statements or PDFs or their audited or unaudited financials, and banks [would] take weeks to underwrite. And the cost of underwriting a large borrower vs. a small SME was virtually the same.”. Information Asymmetry.

AI 120

AI B2B Underwriting Non-Bank 120

PYMNTS

MARCH 10, 2020

Traditional banks will require credit histories and collateral to underwrite a small business loan, both of which many SMBs in Southeast Asian nations lack. Mathur emphasized that an augmented data collection approach can do more than simply connect SMBs to capital when they cannot access bank financing.

Underwriting 77

Underwriting Small Business Value Added Service Non-Bank 77

PYMNTS

DECEMBER 15, 2020

Considering the complexities of B2B transactions , cash is not a sustainable method of moving funds from a retail buyer to a cannabis brand distributor or wholesaler. But there are other pain points in B2B payments for the legal cannabis market, according to Doug Gordon , executive vice president and head of LeafLink Financial.

Legal 111

Legal B2B Underwriting Payment Reconciliation 111

PYMNTS

OCTOBER 20, 2016

And, as the growth of B2B cCommerce grows, each business prefers to pay on its own terms, which can cause some upset in doing business. Founded in 2013, Minnesota-based Apruve is aiming to become the industry standard platform for B2B credit management. But we’ve found some great banking partners to help us underwrite our platform.”.

B2B 73

B2B Underwriting Credit Risk Payments 73

Fintech Finance

SEPTEMBER 6, 2024

BlueSnap , a global payment orchestration platform for leading B2B and B2C businesses, has appointed Bill Christensen as SVP, of Acquiring & Risk. The post BlueSnap Appoints Bill Christensen as SVP of Acquiring & Risk appeared first on FF News | Fintech Finance.

Risk 105

Risk Acquirers Risk Management Underwriting 105

PYMNTS

JUNE 17, 2020

Today, B2B payment terms are in dramatic flux, while supply chain disruptions have led to bottlenecks that leave some vendors in short supply of cash. As such, trade finance will be an important piece of the global recovery puzzle. The first and most obvious risk is credit risk, or the risk that a business will fail to repay financing.

Finance 68

Finance Mitigation B2B Underwriting 68

PYMNTS

NOVEMBER 17, 2020

This week's look at the most recent initiatives in partnerships and open banking reveals a focus on SMB lending and finance, while Banking-as-a-Service (BaaS) also gains traction to allow non-banks to offer their own banking services to corporate customers. Allied Irish Bank Embraces LendScape Receivables Finance.

Finance 99

Finance FinTech Risk Mitigation Non-Bank 99

PYMNTS

AUGUST 10, 2020

For small- and medium-sized businesses in B2B industries like construction and manufacturing, the need for alternative funding products like asset-based loans and factoring could see an increase amid supply chain disruptions and B2B payment delays.

B2B 52

B2B Finance Small Business Third-Party Service Provider 52

PYMNTS

SEPTEMBER 21, 2020

Decades ago, asset-based finance developed a nasty reputation. As a financing tool that requires business owners to place valuable assets — whether working capital or physical — up for collateral, asset-based financing (ABF) was often viewed as a solution to a dire problem when no other options were available.

Finance 102

Finance Underwriting Compromise Adjustments 102

PYMNTS

NOVEMBER 15, 2018

As the peaks and valleys of blockchain hype continue to rise and fall, more doubt has surfaced over the future of distributed ledger technology, particularly in the area of B2B payments. Analysts point to the challenges associated with adoption and implementation of blockchain-powered B2B payment solutions as a key hurdle for the technology.

B2B 74

B2B Blockchain Risk Assessment Payments 74

PYMNTS

MARCH 13, 2020

Trade finance is a critical tool in supporting global trade for both buyers and sellers, particularly smaller businesses. Yet these financing products aren’t without their risks and drawbacks, and today, criticism continues to mount for certain invoice financing tactics in particular. An Alternative To Factoring.

Finance 69

Finance Payment APIs and Integration Due Diligence Underwriting 69

Tearsheet

AUGUST 7, 2024

Morgan’s extensive client relationships with Slope’s AI-driven B2B payment platform. This collaboration aims to provide corporate clients with improved short-term financing options and embedded payment solutions at the point of sale. The partnership brings together J.P. How does the integration of Slope into the J.P.

AI 59

AI B2B Finance Underwriting 59

PYMNTS

NOVEMBER 28, 2018

B2B payments is all too often a waiting game, one that can be damaging to the survival of a small business (SMB). This week, the company announced the launch of its B2B payments network, which allows a small business to turn a check payment into usable funds via prepaid card. CONEXT is looking to do a bit of both.

B2B 67

B2B Small Business Checks Payments 67

PYMNTS

APRIL 9, 2019

While use of trade finance continues to climb, the International Chamber of Commerce ‘s Banking Commission has warned the financial services market that small and medium-sized business (SMB) access to trade finance is disproportionately low, as large financial institutions (FIs) pull back from the SMB borrower segment.

Finance 63

Finance Underwriting Risk Mitigation Mitigation 63

PYMNTS

JULY 26, 2019

Lloyd’s syndicate Beat Syndicate 4242 is collaborating with trade finance solution provider Previse to underwrite those invoices financed by third parties so suppliers can get paid more quickly, according to a Thursday (July 25) press release. Beat Syndicate will underwrite pre-approval invoice payments for an unnamed large U.K.

Underwriting 40

Underwriting B2B Instant Payments Risk 40

Fintech News

FEBRUARY 8, 2024

In terms of the number of deals, both financing and M&A have remained more resilient compared to the volume. Moreover, early-stage financing in the Middle East, as demonstrated by the Islamic-oriented crypto assets exchange Haqqex, further illustrated the global confidence in fintech’s potential. Ushering in Insurtech 2.0

FinTech 113

FinTech Embedded Finance B2B Volume 113

Fintech News

FEBRUARY 8, 2024

In terms of the number of deals, both financing and M&A have remained more resilient compared to the volume. Moreover, early-stage financing in the Middle East, as demonstrated by the Islamic-oriented crypto assets exchange Haqqex, further illustrated the global confidence in fintech’s potential. Ushering in Insurtech 2.0

FinTech 109

FinTech Embedded Finance B2B Volume 109

PYMNTS

OCTOBER 15, 2018

Call it the yin and yang of B2B payments — inseparable and contradictory opposites. The urgency is borne from the fact that B2B payments are increasingly becoming cross-border, especially for mid-market companies. The whole supply chain needs to finance the effort and the labor, and the materials that go into the process,” he said. “It

Automation 75

Automation B2B Cross-Border Payments 75

Fintech Finance

JUNE 26, 2024

In her new role, she will oversee the entire product portfolio and deliver on a customer-centric vision for transforming AR and B2B payments. Building a sustainable company requires not only great products but also a deep customer obsession that ensures a best-in-class experience from underwriting to implementation to support.

Product 98

Product Underwriting Payments B2B 98

PYMNTS

JANUARY 8, 2021

Even so, small business lenders are headed toward their own challenges when underwriting financing. Lenders need to embrace the opportunity to collaborate with the small businesses they are financing in order to gain better visibility into that company's performance. A Collaborative Spirit.

Finance 92

Finance Small Business Shutdown Credit Union 92

Fintech Finance

SEPTEMBER 18, 2024

Brex, the corporate card and spend management platform for startups and enterprises, today announced Brex Embedded payments – a new API-driven payments solution that makes it easy for B2B software vendors to accelerate customer workflows with Brex virtual cards. Brex’s robust credit process and balance sheet makes onboarding faster.”

Global Payments 105

Global Payments Payment APIs and Integration Embedded Payments Reconciliation 105

PYMNTS

JULY 26, 2019

But a closer look at the rest of the B2B funding market shows investors turned to FinTechs helping small businesses grow and operate across borders, with FX, cross-border payment, and trade finance solutions securing new funding. Enabling its business and bank clients to facilitate global B2B payments, VertoFX raised $2.1

B2B 62

B2B Cross-Border Payments Cross-Border Payroll 62

PYMNTS

DECEMBER 10, 2018

B2B eCommerce platform 3dcart is integrating payments functionality into its offering through a new partnership with Apruve. According to 3dcart, net terms are used in 80 percent of B2B transactions allowing companies to wait 30 or 60 days to pay for goods after being invoiced. A press release issued Friday (Dec.

B2B 59

B2B B2C Payments Credit Limit 59

Fintech Review

APRIL 11, 2025

Over the years, weve covered a broad range of fintech topics from digital banking to decentralised finance , regtech , green fintech , and more. It represents a shift in mindset: finance as a service, not a place. They use alternative credit scoring methods and automated underwriting. Essential for open banking.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

PYMNTS

JANUARY 25, 2019

Equipment finance company CapX Partners has announced an integration of Moody’s Analytics technology to strengthen its underwriting and risk mitigation capabilities. CapX noted that Moody’s Analytics’ tool addresses the pain point of lack of access to historical data on small businesses seeking financing.

Underwriting 43

Underwriting Small Business Risk Mitigation Underserved 43

PYMNTS

SEPTEMBER 7, 2018

Investors this week placed more than $447 million in B2B FinTech startups, with the biggest investment rounds landing at companies that address more than one point of friction. One startup, Colombia’s Portal Finance, also signals investors’ appetites for multitasking B2B FinTech startups.

Finance 46

Finance Underwriting Risk Mitigation B2B 46

Fintech News

SEPTEMBER 4, 2024

These companies, which represent countries such as Malaysia, the Philippines and South Korea, are tackling challenges in sectors such as lending, banking, and business finance, leveraging innovative business models and cutting-edge technologies to boost efficiency and enhance accessibility across the financial services industry. With a US$6.6

FinTech 117

FinTech Cross-Border Payment APIs and Integration Credit Cards 117

Fintech Finance

JUNE 21, 2024

Gynger , the first embedded financing platform for technology purchases, announces that it has raised $20 million in Series A funding, led by PayPal Ventures, with participation from Gradient Ventures, Velvet Sea Ventures, BAG Ventures and Deciens Capital. We are building the future of flexible financing for all technology.

PayPal 98

PayPal Embedded Finance Finance On-Demand 98

PYMNTS

DECEMBER 16, 2020

Those changes will have knock-on effects in other areas of corporate finance. Zhang and his co-founder, Ansel Parikh, had been developing Finch initially as a way to integrate consumer lending products within online marketplaces and other businesses, unlocking those firms' customer data to underwrite financing.

Payroll 116

Payroll Underwriting Use Case API 116

PYMNTS

MARCH 29, 2019

Equity investments reigned this week, thanks to backing for accounts payable (AP) automation firm MineralTree and treasury management company Kyriba , but it was the logistics market that saw the largest venture capital round — and secured another unicorn for the B2B startup space. MineralTree.

B2B 53

B2B Treasury Small Business Cybersecurity 53

PYMNTS

APRIL 6, 2018

On the surface, investors were quite varied this week when it came to backing B2B startups. With more than $95 million in financing placed, startups across eProcurement, cybersecurity, logistics, alternative finance, blockchain and supply chain management secured support. The platform also integrates a financing feature.

B2B 46

B2B Payment APIs and Integration Cybersecurity Blockchain 46

PYMNTS

MARCH 12, 2020

This week, Bectran, which provides a B2B credit management solution, announced enhancements to its Cash Application automation capabilities. The API will reduce friction related to manual data sharing and entry, the company said, enabling lenders to more easily collect necessary information as they underwrite and make loan decisions.

Payment APIs and Integration 77

Payment APIs and Integration API Small Business Underwriting 77

PYMNTS

JULY 25, 2019

The world of B2B payments can be a somewhat lopsided place to navigate — a reality incredibly apparent in looking at the difference in payments terms that larger, more established companies with thicker profit margins get when compared to their smaller, newer and thinner-margined counterparts.

Finance 53

Finance Risk Assessment B2B Underwriting 53

PYMNTS

JUNE 7, 2019

However, if SMBs’ access to capital is small, startups’ struggle to gain financing is even narrower if an entrepreneur decides to not sell a portion of the company in return for venture capital. According to Lackland, angel investors and venture capitalists are often the only options for startups in need of financing to grow.

Finance 51

Finance Underwriting Non-Bank Risk 51

PYMNTS

SEPTEMBER 7, 2018

There are some B2B FinTech segments that are mainstays with investors. This week, though, investors revealed their appetite for B2B FinTech firms that can multitask. Portal Finance. In one of the largest investment rounds of the week, Colombia’s Portal Finance announced $200 million for its lending solution for banks.

B2B 43

B2B FinTech Point-of-Sale (POS) Small Business 43

Fintech Finance

MARCH 6, 2024

Supporting the rapidly growing B2B e-commerce space has been an integral part of Allianz Trade ’s strategy for several years. Allianz Trade is now gearing up to accelerate and go further in order to support more efficiently the B2B ecosystem and to adapt its offer to the rise of e-commerce trade flows.

B2B 52

B2B BNPL Payment APIs and Integration Multi-Currency 52

PYMNTS

FEBRUARY 26, 2019

Designed as a solution to support cash flow management for online commerce companies, Capital Advance provides access to working capital financing for businesses selling online. Capital Advance is an extension of Payoneer’s Early Payments solution, which rolled out in 2017 as the company’s first step into seller financing.

Finance 56

Finance Underwriting Payment Solutions Risk 56