Remove B2B Remove Underwriting Remove Value Added Service
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Rethinking The SME Loan Underwriting Model In Southeast Asia

PYMNTS

Traditional banks will require credit histories and collateral to underwrite a small business loan, both of which many SMBs in Southeast Asian nations lack. The report added that for banks, the costs of gathering that data remains significantly high, with the volume of available information remaining low.

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Fostering Payments Trust In A Global Freelance Economy

PYMNTS

Many financial institutions still struggle to underwrite loans for these sorts of borrowers as they may not fully understand the business model. This opens up an opportunity for freelance marketplaces and partners to introduce value-added services to help these workers get the funds they need to grow their business.

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B2B FinTechs Diversify Funding Strategies With M&A, IPOs

PYMNTS

However recent analysis from Iron Pillar , as reported recently in the Times of India, suggests that such a slowdown may not be detrimental to the B2B FinTech startup arena. Finland’s Enfuce announced more than $11 million in new funding for its B2B financial services offerings, with Maki.vc Also in the U.K.,

B2B
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Alibaba On Why US Is The ‘Testing Ground’ For Global B2B eCommerce

PYMNTS

Trust in B2B eCommerce is critical for both buyer and suppliers, and as more businesses demand to conduct trade online, B2B eCommerce platforms like Alibaba are positioning themselves as facilitators of this buyer-supplier trust. Buyers’ Shifting Balance of Power.

B2B
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How FinTech Tackles Financial Inclusion For India’s SMBs

PYMNTS

Yet, the vast majority of small firms in India remain underbanked, according to SOLV CEO Nitin Mittal, who recently told PYMNTS that opportunities to drive B2B eCommerce in India are not only vast, but open doors to support digitization and financial inclusion for SMBs. Addressing The Digitization Gap. Alternative Financial Data. ” .

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APIs, ISVs And The End Of Business As Usual

PYMNTS

To that end, said Daniela Mielke, CEO at RS2 Software , in an interview with Karen Webster, application programming interfaces (APIs) can help integrated software vendors (ISVs) and payment facilitators (PayFacs) make payments “invisible” as part of the merchant and consumer experience — and offer those merchants a range of value-added services.

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Payoneer Review: The Digital Backbone of Cross-Border Payments

Fintech Review

Payoneer Business Model: B2B Infrastructure with Consumer-Grade UX At its core, Payoneer is a B2B fintech company. Its revenue model blends transaction fees, FX margins, card fees, and value-added services. This creates a strong B2B moat. Its an embedded , multi-rail solution for global digital commerce.