PYMNTS

JANUARY 21, 2021

They can eliminate the pain points in business-to-consumer (B2C) transactions by keeping consumers from waiting to receive their funds, while businesses are witnessing the advantages of using real-time payments when transacting with each other. Around The Real-Time Payments World.

Real Time Payments 92

Real Time Payments RTP P2P Faster Payments 92

PYMNTS

MARCH 10, 2020

Will this be the year that real-time payments — and, especially, peer-to-peer (P2P) — reach critical mass in the United States? The data points to a confluence of events, as Wilcox told PYMNTS: a readiness on the part of consumers to embrace real-time payments, and an increasing readiness of FIs to serve them. “I

P2P 92

P2P Real Time Payments Zelle Credit Union 92

PYMNTS

JUNE 6, 2018

In the first service offered by Mastercard after integrating Vocalink last year, and with an eye on real-time payments, Mastercard Send is launching in the United Kingdom. based bank accounts and receive payments by the same means.

Real Time Payments 55

Real Time Payments Visa Accounts Faster Payments 55

PYMNTS

OCTOBER 2, 2019

To get a sense of where faster payments are headed, look to the consumer. There are dozens of faster payment schemes rooted or taking shape around the world — 54 at last count. That’s a staggering leap from the 14 live faster payment schemes that existed worldwide in 2014, when FIS first released Flavors of Fast.

C2B 81

C2B Faster Payments Real Time Payments Lockbox 81

Fintech Finance

SEPTEMBER 9, 2024

The collaboration empowers local licensed institutions and merchants to conduct a wide range of transactions, including B2B, P2P, B2C, and C2B payments. These services will support diverse cross-border use cases, including foreign education payments, e-commerce transactions, and local acceptance of gig economy payments.

Cross-Border Payments 133

Cross-Border Payments Cross-Border C2B Treasury Management 133

Fintech News

FEBRUARY 15, 2024

2024 is expected to be a year of innovation for the fintech industry, marked by advancements in artificial intelligence (AI), cross-border and real-time payments, cryptocurrency and blockchain, and bundled software-as-a-service (SaaS) offerings.

Innovation 122

Innovation FinTech Cross-Border Payments Cross-Border 122

PYMNTS

JUNE 13, 2019

It seems an especially low number when considering this stat: Only 3 percent of companies meet customer demands for instant business-to-consumer (B2C) payments. As much as 80 percent of firms still rely on paper checks when it comes to making business-to-business (B2B) payments. Separately, Visa Direct debuted in the U.K.

Checks 66

Checks Real Time Payments B2C Faster Payments 66

Faster Payments Council

MAY 17, 2021

While real-time payments (RTP) was previously considered an infrastructure luxury, it has now become a common method of payment in many parts of the world. This adoption has changed the payments landscape. Introduction on RTP and its adoption around the world.

RTP 88

RTP G2C C2B Real Time Payments 88

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Online and contactless adoption multiplied, and digital payments rose. consumers using two or more types of digital payment methods increased by 8%.

B2B 88

B2B Process B2C Credit Cards 88

PYMNTS

APRIL 16, 2019

The most familiar change, though, is tied to the consumer (through their acceptance or denial of requests to share and use data). to adopt APIs, such as with the Revised Payment Services Directive (PSD2). If you look outside B2B or B2C, or consumer P2P, they are needed just about anywhere,” he said of APIs. In the U.S.,

API 71

API P2P B2B Payment APIs and Integration 71

PYMNTS

MARCH 12, 2020

The outmoded B2B payments landscape stands in stark contrast to the business-to-consumer (B2C) and peer-to-peer (P2P) spaces where instant money and real-time payments are becoming the norm. It works both ways as traditionally B2C sellers dip their toes into lucrative B2B waters.

B2B 63

B2B B2C Payments Retail Payments 63

Fintech News

APRIL 24, 2025

billion payments Coda 2.5 billion payments, gamification Airwallex 5.5 billion payments Advance Intelligence Group Valuation: $2 billion Founded in 2016, Advance Intelligence Group is the parent company of Atome Financial, ADVANCE.AI, and Ginee. Atome Financial specialises in consumer financing, ADVANCE.AI

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Finance 138

PYMNTS

SEPTEMBER 23, 2019

Western Union CEO Hikmet Ersek told Karen Webster that real time means that receivers will have funds available to spend within minutes, enabling new real-time, cross-border, cross-currency payments capabilities for C2C, B2C and B2B use cases. “We Changing The Landscape And Overcoming The Challenges .

Accounts 82

Accounts Cross-Border Cross-Border Payments Real Time Payments 82

Fintech Finance

MAY 29, 2024

To gain a deep understanding of the current landscape and future outlook, Rapyd conducted a global research study surveying more than 1,000 business owners and payment decision-makers from a variety of high-opportunity industries, across ten key markets: Brazil, Canada, France, Germany, Italy, the Netherlands, Spain, Singapore, the UK and the US.

RTP 52

RTP Real Time Payments Fraud Prevention B2C 52

PYMNTS

JUNE 18, 2019

Is it prime time for real time, especially for B2B? The rise of Zelle , and any number of peer-to-peer (P2P) payment options, has increasingly brought consumers on board with the need for speed in payments — where settlement is marked by seconds and minutes, not hours or days. Where We Stand In The US.

RTP 78

RTP P2P B2B RFP 78

PYMNTS

JANUARY 23, 2020

Payments made with cash and checks are dropping in volume — the use of cash alone declined 40 percent over the past five years in Canada. Instant payments started 2020 on a high note, however, with the adoption of real-time payments and other speedy disbursement methods increasing over the past few years.

Instant Payments 56

Instant Payments Real Time Payments Online and Mobile Banking Payments 56

PYMNTS

APRIL 10, 2020

“I think one of the largest reasons [insurers are still using checks] is because claim payments, the paying out of a claim, is [a] loss of money, and it is really hard for companies to focus or invest resources in a place in which you are losing money already,” Michele Schmitt, senior product manager for B2B insurance technology firm Tr?v

Technology 79

Technology Legal Checks B2C 79

PYMNTS

AUGUST 10, 2020

Credit and debit card payments accounted for 75.3 percent of all non-cash payments made, with debit cards being roughly twice as popular as credit cards. Financial institutions (FIs) and payment providers are constantly looking to improve and accelerate payments for various reasons.

Direct Deposit 89

Direct Deposit Venmo Non-Bank Payments 89

PYMNTS

JUNE 18, 2019

Adoption of real-time payments in the U.S. The assumption, of course, is that faster payment functionality only has a place in the peer-to-peer payments arena. ’s push for real-time payments is led by The Clearing House, which aims for ubiquity of its real-time payments (RTP) network by 2020.

RTP 47

RTP Real Time Payments Credit Union Payment APIs and Integration 47

PYMNTS

JULY 25, 2019

Financial players worldwide are kicking payment systems into high gear with efforts that range from easier-to-use digital solutions to new instant payment infrastructures. Roughly 40 countries had real-time payment systems in place in 2018, and many more are currently working to provide them. Easy Consumer Access

Faster Payments 64

Faster Payments API Payment APIs and Integration Cross-Border 64

PYMNTS

JUNE 2, 2020

Patients can struggle to afford the high costs associated with medical care, and hospitals can struggle to keep the lights on when bill payments trickle in slowly. They can also threaten healthcare providers’ bottom lines and consumers’ financial securities. percent of consumers reported receiving instant disbursements.

Real Time Payments 52

Real Time Payments Debit Card B2C Checks 52

PYMNTS

MARCH 2, 2020

But while there are a nearly endless number of cases presenting corporate payments challenges, increasingly, businesses of all kinds are seeking a similar experience — and prepaid card technology can be a valuable tool in meeting those requirements. It’s on your phone, it’s virtual, and in seconds it’s pushing a payment to a person’s phone.”.

B2C 60

B2C Payments Push-to-Card On-Demand 60

PYMNTS

DECEMBER 18, 2020

If the pandemic has taught banks anything, it’s that corporates need to offer a range of payment methods to their customers — whether those customers are consumers (for B2C transactions) or enterprises ( B2B ). The value lies in offering payments anywhere, anytime, across a range of B2C and increasingly B2B use cases.

Economy 67

Economy API Payment APIs and Integration B2C 67

PYMNTS

SEPTEMBER 4, 2018

Corporates may not be adopting faster and real-time payments technologies as fast as consumers, but that doesn’t mean the acceleration of payments isn’t impacting corporate finance.

Faster Payments 40

Faster Payments Same Day ACH Real Time Payments Treasury 40

PYMNTS

NOVEMBER 3, 2020

As efforts to innovate payments infrastructure continue, speed remains top priority. But it's not only consumers driving demand for real time. Everlink, FINTAINIUM Partner For Real-Time Payments. OpenPayd Debuts Real-Time FX.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

PYMNTS

DECEMBER 1, 2020

“You cannot have business resiliency without resilient technology,” Gupta said, adding that "it's becoming critical to ensure that your payment infrastructure is highly resilient, highly scalable and highly available." Commerce as conducted by consumers, he said, takes such robust infrastructure for granted.

ISO 20022 71

ISO 20022 B2B Payments Wire 71

PYMNTS

NOVEMBER 8, 2019

As real-time payments (RTP) gain traction with consumers via peer-to-peer (P2P), the pump may be primed for business-to-business (B2B) transactions to follow suit. Key among those conduits, of course, is the Clearinghouse RTP network, where commercial real-time payments made their debut in the U.S.

RTP 40

RTP B2B Real Time Payments P2P 40

PYMNTS

APRIL 22, 2019

Still, others have said that B2B payments should be largely left out of the faster payments conversation. remains in its early days of faster and real-time payments adoption, so neither of these two schools of thought have been proven correct.

Faster Payments 63

Faster Payments Center for Payments Real Time Payments Payments 63

PYMNTS

JANUARY 17, 2020

When you’re a small business, and you have 60 or 80 payments a month, automation is nice, but it’s definitely not the value proposition that will shift businesses off checks.” “Buyers and sellers in the B2B world, they do not share interests, many times,” he said. The result? Conflict Of Interest.

Faster Payments 61

Faster Payments B2B Small Business Venmo 61

PYMNTS

DECEMBER 26, 2018

A good education on this online retail trend — an education backed by original data — comes from Azita Habibi, business development lead at Braintree , a payments services firm owned by PayPal. The research shows that 58 percent of consumers have participated in contextual commerce experiences. Igniting B2B eCommerce.

Cross-Border 62

Cross-Border Real Time Payments RTP Online and Mobile Banking 62

PYMNTS

SEPTEMBER 19, 2019

Things have changed of course, because the very nature of payments has changed, and is changing. Batch processing, increasingly, is giving way to real-time payments and processing throughout the day. As a result, treasurers must grapple with the notion (and the needs) of cash crossing accounts many times a day.

Treasury 46

Treasury Real Time Payments Payment APIs and Integration Cash Management 46

PYMNTS

MARCH 18, 2019

This new feature, available to PayPal customers in good standing, leverages the company’s partnership with Chase, and Chase’s connection to The Clearing House’s RTP network, to move money instantly into the bank accounts of consumers and SMBs. Meanwhile, there are already two ubiquitous faster (than before) payments rails in the U.S.:

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

AUGUST 2, 2019

The latest Global Recurring Payments Tracker delves into the state of global subscriptions, how much of a role consumer payment preferences have and why speed matters so much for cross-border transactions. How Do Consumers Want to Pay? consumers were just behind at 22 percent for both types of subscriptions.

Cross-Border 43

Cross-Border Payment APIs and Integration Real Time Payments Credit Cards 43

PYMNTS

JANUARY 15, 2018

Separate data from NACHA found that of the 2 million same-day ACH transactions completed in the first 11 days of the service, just 6 percent were B2B payments; the rest were made up of B2C and P2P transactions. And despite these statistics, B2B payments innovators remain confident that progress will be made.

B2B 55

B2B Innovation Same Day ACH NACHA 55

PYMNTS

SEPTEMBER 27, 2019

There is never a dull moment in the world of payments and commerce, and no matter how hard you work to keep up, it can be easy to miss something. For all the progress that’s been made on digital payments , the world still has 1.7 The Real-Time Payments Receivables Conundrum.

FinTech 46

FinTech Real Time Payments Cross-Border Legal 46

PYMNTS

DECEMBER 31, 2019

Paper-based payment methods such as checks and cash are awkward and cumbersome in either business-to-business (B2B) or business-to-consumer (B2C) transactions. Manual payment generation is both time-consuming and demanding, tying up personnel who could instead be focusing on other tasks.

Process 61

Process Innovation Same Day ACH B2B 61

PYMNTS

DECEMBER 30, 2020

“We may see some coexistence in the large organizations space, where cards are already used for purchasing,” Narayanan said in the PYMNTS CFO's Guide To Digitizing B2B Payments report, powered by Comdata. It's All About Timing. For some B2C firms, that meant expanding into the B2B market.

B2B 119

B2B Payer Payments BNPL 119