Finextra

JULY 14, 2025

This article highlights seven standout features that are redefining banking, tailored for Finextra’s audience of financial professionals, innovators, and tech enthusiasts. The Power of Mobile Banking Mobile banking apps empower users by simplifying complex financial tasks. Let’s explore the features driving this transformation.

Mobile Banking

Stax

JULY 9, 2024

Physical wallets are phasing out, left behind in favor of digital wallets and other digital payment options. There’s no question that cashless payment systems and digital payment adoption have accelerated over the last few years. In 2019, 77% of US consumers were using at least one type of digital payment system.

Digital Payments

Open Banking Excellence

MARCH 5, 2024

JROC will also help focus attention on the economics of Open Banking by introducing the idea of premium APIs, he says. “A One area where the industry is already seeing innovation is with Variable Recurring Payments (VRP) and the upcoming commercial pilot for low risk use cases for financial services, utilities and government payments.

Innovation

Stax

AUGUST 29, 2024

The dominance of cashless commerce means only businesses that ensure the seamless processing of in-store and online credit and debit card payments will remain competitive. The question is: how do payment service providers work and how can you choose the right one for your business?

Payment Service Provider (PSP)

Stax

MARCH 15, 2025

Enter payment monetization. Having a strategy to monetize payments gives SaaS companies an additional revenue stream while enhancing the customer experience and reducing customer churn. But how exactly should a SaaS company monetize payments? What is Payment Monetization?

Enrollments

PYMNTS

JANUARY 20, 2021

Ryan Frere, executive vice president and general manager of B2B for Flywire , believes that embedded finance in B2B is key to payments optimization in 2021. We are seeing payments become an inextricable and largely invisible part of customers’ experiences with different product or service providers. Apple iTunes is another.

Embedded Payments

PYMNTS

MAY 21, 2020

Open banking initiatives and bank-FinTech collaborations continue to expand in an effort to improve financial services offerings for small and medium-sized businesses (SMBs). Treasury Prime Funded For API Tech. Aegean Baltic Bank Taps Wolters Kluwer Tech. Varengold Bank Collaborates On FinTech Finance.

FinTech

The Fintech Times

MARCH 25, 2024

BKN301 Group , the digital payments and banking-as-a-service (BaaS) provider in the MENA region, has launched its new BaaS Orchestrator solution, aiming to empower fintechs and banks of all sizes, helping them incorporate financial features into their existing value propositions.

Payment APIs and Integration

PYMNTS

JULY 9, 2019

small business lender and commercial card company Capital on Tap is collaborating with accounting software company Receipt Bank to launch the Receipt Bank Card, a commercial card solution for small businesses, according to a press release Monday (July 8).

Commercial Card

Fintech Finance

MAY 14, 2024

BKN301 Group , a leading digital payments and Banking-as-a-Service with a focus on EMEA region, unveiled its cutting-edge BKN301 BaaS Orchestrator platform with the objective of radically transforming financial landscape. The BKN301 BaaS Orchestrator connects different core banking systems, payment processors and third-party services.

Payment APIs and Integration

Finovate

JULY 24, 2024

Bank Advanced Receivables will help suppliers accelerate cash flow, lower costs via automation, and provide better payment experiences. This includes numerous manual and paper-based steps, a cumbersome credit process, billing errors, and payment delays,” U.S. Bank Advanced Receivables combines U.S. “With U.S.

Accounts

Finovate

JULY 24, 2024

Bank Advanced Receivables will help suppliers accelerate cash flow, lower costs via automation, and provide better payment experiences. This includes numerous manual and paper-based steps, a cumbersome credit process, billing errors, and payment delays,” U.S. Bank Advanced Receivables combines U.S. “With U.S.

Accounts

PYMNTS

JUNE 15, 2018

trillion by 2021 — the business-to-business payments market is primed for disruption. But the reconciliation, security, payment terms and buyer-supplier relationship do not mean one size fits all for B2B transactions initiated on an eCommerce platform. This is particularly true as payments accelerate. They want to combine them.”

B2C

PYMNTS

APRIL 10, 2019

In a press release , Extend said the funding was led by Point72 Ventures and FinTech Collective, with additional participation from Reciprocal Ventures and strategic partner City National Bank. Extend allows banks to keep up with the fast pace of the evolving payment landscape.

Payment APIs and Integration

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Through trial and error, the company has set up key financial pillars across payments, cash deposits, and lending. Amazon Payments. It’s likely that Amazon was too early to P2P payments. Closing thoughts.

Online and Mobile Banking

CB Insights

AUGUST 2, 2018

Additionally, this rise of these new products comes at a time when consumers are opting for debit cards over credit cards. US consumers aged 18+ make an average of 70 payments per month, with debit cards accounting for 32% of those purchases, according to a 2017 study by the Boston Fed. Source: PYMNTS , July 2018.

Debit Card

Segpay

APRIL 1, 2025

This long-read delves into the key distinctions between regulations in France and the UK and the implications for merchants and payment service providers. France, on the other hand, has integrated its age verification requirements within the broader framework of its existing digital and privacy laws. The French SREN Law (Law No.

Verification

PYMNTS

DECEMBER 3, 2019

That’s important because these perks are the keys to new customer acquisition and existing customer retention — areas where business credit card issuers have a clear weak spot.” Some are focusing on geography, looking at markets with significant room for commercial cards to gain traction.

Commercial Card

Fintech Labs Insights

FEBRUARY 5, 2022

APY of 0.01%. Payments due are automatically coded to match the clients accounting system. Payments due are automatically coded to match the clients accounting system. Fee-free payment via ACH, wire or check. . FAB Score = 63 Rank: #3 on our list of Top 12 Digital Banks for SMBs. Card spend details. .

Checks

Fintech Finance

MAY 6, 2025

Arc is the embedded finance platform of services featuring all of Green Dots secure banking and money processing capabilities designed to fuel value, loyalty and growth for consumers and businesses. and much more. For more information, visit greendot.com/arc.

Payment APIs and Integration