CB Insights

JUNE 5, 2018

Banks are happy to offer credit cards to their customers — they’re highly profitable, and consumers like their convenience, among other benefits. The credit card system involves a number of different parties that allow consumers to pay using a line of credit. The customer is responsible for repaying the issuing bank.

Online and Mobile Banking 68

Online and Mobile Banking Debit Card Credit Cards Payment Gateways 68

EBizCharge

NOVEMBER 12, 2024

A merchant services provider (MSP) is an intermediary between banks, card networks, and merchants, ensuring smooth and secure transactions between businesses and their customers. MSPs provide payment technology that enables businesses to process digital payments, such as credit, debit, and ACH/eCheck transactions.

Service Provider 52

Service Provider MSPS Payment Gateways Debit Card 52

Payment Savvy

AUGUST 3, 2023

A BIN checker is a free tool that helps you retrieve information about a payment card based on the BIN number. Any valid BIN number contains key details about a card brand, its issuing bank, card type, and card level. You can dig deeper and find out the ISO country, website, and contact details.

Issuers 98

Issuers Card Issuer Processors Credit Cards 98

Stax

MARCH 15, 2025

When you decide to monetize payments, there are a number of responsibilities you’ll need to take on. These include: Bank sponsorship Companies that offer payment processor services must be backed by a sponsor bank. credit card processing, lending, etc.

Enrollments 88

Enrollments Payment APIs and Integration Payments Online and Mobile Banking 88

Finovate

SEPTEMBER 20, 2024

Demand from consumers for financial services is already significant and continuing to grow, with point-of-sale (POS) digital payment volumes tripling to over $22 billion in the three years ending in 2023, with the number of POS terminals and bank cards in circulation doubling over the same time period. million in funding.

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

EBizCharge

AUGUST 12, 2024

What’s the difference between acquirers, issuers, and payment processors? When navigating the realm of credit card processing, it’s crucial to distinguish between merchant acquirers (acquiring banks), card issuers, and payment processors, as each plays a distinct role in the card transaction ecosystem.

Credit Cards 52

Credit Cards Acquirers Process Debit Card 52

The Fintech Times

JULY 16, 2024

Fintech PAYSTRAX has forged a new partnership and integration with UK payment solutions provider Cardstream to provide smooth card and online transactions for its customers. PAYSTRAX merchants can also integrate Cardstream’s payment gateway into their online platforms, websites or mobile apps.

FinTech 52

FinTech Online and Mobile Banking Non-Bank Payment Gateways 52

Payment Savvy

JULY 3, 2024

Online, they enter their debit card information (card number, expiration date, CVV code) directly on the merchant’s website or app. Once the card is swiped, tapped, or details entered, the merchant’s POS system or payment gateway captures the transaction details.

Debit Card 52

Debit Card Process PCI DSS Processors 52

Seon

JUNE 21, 2023

Multi-use VCCs : With low-friction onboarding, fraudsters may use bots to try and generate cards en masse. Physical credit card holders : Fraudsters may use stolen account details to apply for VCCs, potentially leading to false negative fraud checks when virtual card transactions are made.

Credit Cards 52

Credit Cards Risk Online and Mobile Banking Phishing 52

CB Insights

DECEMBER 4, 2019

In addition to serving Amazon’s core customers, payments is an attractive revenue line when thinking about the scope of the payments market. Swipe fees alone are a $90B-a-year business for banks, card networks like Visa, and payment processors like Stripe.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101