EBizCharge

JUNE 24, 2025

Understanding those differences can help you avoid compliance headaches, improve the customer experience, and recover more of what you’re losing to payment processing costs. In-store, you might use updated POS software and post signage near the door and checkout counter. What is credit card surcharging? Stay within limits.

Credit Cards

EBizCharge

JUNE 27, 2025

The customer pays the full transaction amount, including the fee, and the business receives the base sale amount, effectively eliminating payment processing costs from their side. It’s worth noting that while many payment processing solutions now support no-cost credit card processing, not all do so in a compliant way.

Credit Cards

EBizCharge

JUNE 27, 2025

This guide will walk you through the basics of credit card surcharging in Canada, from legal background and card network rules to disclosure requirements and best practices. If you’re a business owner dealing with rising credit card processing costs, this is for you. Can I surcharge in Canada?

Credit Cards

EBizCharge

JUNE 24, 2025

Best Practices for Communicating with Customers Being upfront with your customers makes a big difference. Post clear, easy-to-read signs that explain what the surcharge is and why it’s there. For example: “A 3% surcharge is applied to credit card purchases to help offset credit card processing costs.”

Credit Cards

EBizCharge

JUNE 23, 2025

The courts have generally sided with merchants who argue they should be able to recoup processing costs. Transparency is not just a best practice—it’s mandatory. The post Maximum Credit Card Surcharge Limits Explained appeared first on EBizCharge. But the picture gets messier at the state level. Test and monitor.

Credit Cards

Clearly Payments

MARCH 13, 2024

Best Practices for Measuring Results Define Clear Objectives and Key Performance Indicators (KPIs): Before diving into measurement, it’s essential for payments businesses to define clear objectives and identify the key performance indicators (KPIs) that align with their strategic goals.

Best Practices

EBizCharge

JULY 25, 2024

These fees are intended to cover the cost associated with credit card processing fees, which merchants pay to credit card companies such as Visa, MasterCard, or American Express for each transaction. Traditionally, businesses absorb credit card processing costs, but with surcharging, they pass the fees directly to consumers.

Best Practices

Nanonets

OCTOBER 1, 2024

That’s what we’ll explore in this post. We'll walk you through the invoice validation process, explore common challenges faced by AP teams, and provide practical strategies to streamline your workflow. Poor exception management leads to backlogs, delayed payments, and increased processing costs.

Best Practices

Stax

DECEMBER 20, 2023

In this post: What are interchange fees? How much does interchange cost? Visa interchange fees Mastercard interchange fees Discover interchange fees American Express interchange (OptBlue) What is the total cost of accepting credit cards? Interchange fees are simply a cost of doing business. How Much Do You Pay?

Credit Cards

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs. It offsets the card processing costs, transferring the financial obligation to the latter.

Credit Cards

EBizCharge

AUGUST 5, 2024

This article will explain what billbacks are, how they work, and best practices for managing them. Billbacks often complicate the accounting process as they require retroactive adjustments to the revenue, leading businesses to use billback software or third-party billing software. What is a billback? How do billbacks work?

Best Practices

Stax

JANUARY 24, 2024

However, the idea of applying a credit card surcharge to offset the processing cost of credit cards has always been a hotly debated topic. Simply put, a surcharge amount is an extra fee that some merchants choose to levy on customers to cover the costs of processing credit card payments.

Credit Cards

Stax

JANUARY 24, 2024

However, the idea of applying a credit card surcharge to offset the processing cost of credit cards has always been a hotly debated topic. Simply put, a surcharge amount is an extra fee that some merchants choose to levy on customers to cover the costs of processing credit card payments.

Credit Cards

Stax

JULY 5, 2024

This fee falls under the category of of non cash adjustment—a term that a term that describes any additional charges applied to non cash payments to cover processing costs. Merchants still pay for the costs of debit card processing out of their pockets. What is a listed price or regular price?

Adjustments

EBizCharge

AUGUST 15, 2024

These fees are incurred by merchants for each transaction and are paid to the card-issuing banks as compensation for handling the credit risk and processing the payment. Pass-through fees are essential for merchants since they directly impact overall credit card processing costs. The post What Is a Pass-Through Fee?

Credit Cards

Stax

FEBRUARY 28, 2024

Customers who want to use their credit card have to pay an additional fee covering the processing costs. For anyone new to the term, surcharging is a payment processing option allowing merchants to pass on credit card fees. Customers who want to use their credit card have to pay an additional fee covering the processing costs.

Credit Cards

EBizCharge

JUNE 28, 2024

Credit card networks impose a cap on surcharges, typically restricting them to no more than the merchant’s cost to process credit card transactions or up to 3%, whichever is lower. Consequently, merchants cannot profit from these fees; their purpose is solely to cover processing costs. appeared first on EBizCharge.

Credit Cards

Stax

AUGUST 29, 2024

Streamlined reconciliation and reporting PSPs usually provide detailed post-transaction reporting and analytics to give you a real-time picture of your overall business performance and the spending patterns of your customers. PSPs tend to unilaterally and spontaneously freeze accounts because of the nature of their business model.

Payment Service Provider (PSP)

Clearly Payments

JULY 11, 2024

These hidden fees can quickly accumulate, significantly increasing the overall cost of payment processing for merchants. Pricing Models and Their Impact The pricing model chosen by a merchant greatly influences their payment processing costs.

Process

EBizCharge

JUNE 26, 2024

This accounting approach includes various manufacturing costing methods tailored to production processes, such as activity-based, standard, and process costing. Manufacturing accounting is crucial to maintaining inventory valuation, aiding the production cost analysis, and facilitating informed decision-making.

Accounts

Tearsheet

MAY 29, 2024

During the same time period, Ansa’s technology drove down the company’s payment processing costs by 28%. By integrating rewards, incentives, and other loyalty initiatives with customer balances, merchants are able to boost loyalty and reduce their spend on processing fees. Q: Couple best practices in launching a branded wallet?

Microtransactions

EBizCharge

JUNE 7, 2024

By carefully selecting, installing, configuring, and testing your Magento payment gateway, you establish a robust foundation for processing credit card payments, contributing to the growth and success of your online storefront. Following these best practices can significantly improve your Magento payment processing experience.

Payment Gateways

EBizCharge

MAY 14, 2024

This flexibility enables businesses to scale their billing operations seamlessly and cost-effectively, ensuring they can continue to meet the needs of their growing customer base without experiencing bottlenecks or disruptions in their billing processes. The post How Do You Set Up Automated Billing?

Automation

Evolve Payment

JUNE 8, 2023

At the end of the day, accepting credit cards can help middle market businesses improve payment collection rates and optimize cash flow management dramatically by implementing business best practices. The question changes from “how much is credit card processing costing us?”

Credit Cards

EBizCharge

MAY 20, 2024

How much does NetSuite payment processing cost? NetSuite’s pricing for payment processing varies based on several factors, including the specific payment gateway or chosen processor, transaction volume, additional platform features, and transaction fees. Is NetSuite payment processing secure?

Process

Nanonets

JULY 12, 2024

This blog post will explore different scenarios and techniques for extracting data from forms using OCR and Deep Learning. This often requires separate algorithms, which can increase computational costs. Organizations may need to rely on third-party integrations or develop APIs to automate this process, which can be time-consuming.

Process

Segpay

MARCH 10, 2025

Best Practices for Seamless Integration with Segpay Leverage Segpays API or hosted checkout options for fast and easy integration. What Are the Costs Associated with Gaming Payment Gateways? Several key expenses come into play when using a gaming payment gateway , and Segpay offers solutions to help mitigate these costs.

Payment Gateways

Nanonets

NOVEMBER 15, 2023

Let's say you process 10,000 invoices monthly at $10 each. Now consider this: roughly a third of businesses surveyed were able to reduce invoice processing costs even more: a whopping 50%. This process is time-consuming, prone to errors, and delays vendor payments. That's roughly $300,000 saved annually.

Accounts

Nanonets

NOVEMBER 16, 2023

Additionally, it offers greater visibility into the approval process, making it easier to track the status of invoices and hold departments accountable for delays. AP automation can schedule payments to trigger post approval, based on vendor terms and business cash-flow considerations, ensuring the optimal use of financial resources. 

Automation

Payment Savvy

OCTOBER 8, 2024

It comes with lower fees, making it a better option for businesses looking to save on payment processing costs. These rules ensure that ACH debit payments are processed securely, with safeguards to protect sensitive financial information. The post What Is a Direct Debit? Is Direct Debit Safe? So, is direct debit safe?

ACH

EBizCharge

OCTOBER 17, 2023

These fees are intended to cover ACH return processing costs and encourage adherence to best practices to ensure more accurate and valid payments. 6 reasons why ACH returns are initiated ACH returns can be initiated whenever circumstances impede the transfer process’s completion. appeared first on EBizCharge.

ACH

Seon

MAY 16, 2024

For chargebacks and penalties, for every $100 in chargebacks, an operator pays $207 when factoring in processing costs, chargeback penalty fees and the refunded transaction; this means that for a large operator suffering $1 million in chargebacks, the total cost can reach or exceed $2.07

Fraud Prevention

Segpay

FEBRUARY 28, 2024

Key Takeaways √ Hidden charges in payment processing can dig into and erode your bottom line. Merchants can implement several best practices to avoid surprise processing costs. 5 minute read Hidden charges in payment processing can seriously impact any merchant’s bottom-line revenues.

IRS