The Payments Association

MAY 3, 2025

Among these, the integration of blockchain and stablecoins in cross-border payments and treasury management emerged as a central theme. Now, digitally native businesses are leveraging blockchain and stablecoins not to speculate, but to optimise cost and speed in cross-border transactions.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

PYMNTS

JUNE 15, 2018

As part of Ripple ’s $50 million pledge for blockchain research, the crypto firm has said it will give $2 million over five years to the McCombs School of Business at the University of Texas in Austin. Through the initiative, graduate students and faculty may potentially receive funding for projects, CoinDesk reported.

Research 44

Research Blockchain Cryptocurrency Participant 44

PYMNTS

NOVEMBER 2, 2016

The CEO of blockchain tech startup Ripple has decided to step aside for the firm’s current COO and president. According to a statement from Larsen, the executive will continue to play an active role in the development of the blockchain firm. In an interview with PYMNTS, SWIFT Head of Payments Initiatives for the Americas and U.K.

SWIFT 75

SWIFT Blockchain NOV Global Payments 75

PYMNTS

MARCH 31, 2020

Thailand-based Siam Commercial Bank (SCB) announced an expansion of its partnership with blockchain technology firm Ripple to expand its cross-border payment capabilities for business customers. GrainChain Unites Banks And Blockchain. For the seller, the payment is then converted to fiat currency based on a fixed exchange rate.

B2B 77

B2B Payroll Payments Cross-Border Payments 77

PYMNTS

SEPTEMBER 21, 2016

This week, Karen Webster was joined again by NACHA President and CEO Jan Estep to discuss the relationship between Same Day ACH and other faster payments initiatives — namely, real-time payments and blockchain. What’s Under The Faster Payments Umbrella? Where The Blockchain Fits.

Faster Payments 76

Faster Payments Same Day ACH ACH ACH Network 76

PYMNTS

SEPTEMBER 3, 2018

In the continuing swirl of headlines that seem to blur and blend cryptos, blockchains and developing nations, a number of collaborations between large tech firms, traditional financial institutions (FIs) and FinTech upstarts stood out. Payments Initiatives In Africa. The latter is a government-owned bank.

Blockchain 41

Blockchain API Distributed Ledger Technology (DLT) Cross-Border 41

PYMNTS

DECEMBER 6, 2017

As the financial services industry takes a look back at 2017, a few milestones stand out: the progress of faster and instant payment initiatives. The evolution of blockchain-based services. And, much to the relief of corporates, the continuing focus on B2B payments innovation. Collaboration between FinTechs and banks.

B2B 73

B2B Cross-Border Blockchain Small Business 73

PYMNTS

NOVEMBER 2, 2016

Today’s consumers increasingly expect payments to be processed quicker than ever before, and insurance companies are turning to newly introduced faster payment initiatives, such as Same Day ACH, to accommodate the demand. Around the Faster Payments world.

Faster Payments 74

Faster Payments Same Day ACH NACHA Payments 74

PYMNTS

NOVEMBER 27, 2019

It’s a FinTech-to-FinTech-to-bank connection in which CreDec connects a small business’s bank account to its Virtual Account solution, which is integrated into Xero for imbedded payment initiation capabilities. In a statement, CreDec CEO Alex Meynell said the connection “effectively turns Xero into a bank front-end.”. “We’ve

Payment APIs and Integration 90

Payment APIs and Integration FinTech Small Business API 90

PYMNTS

MARCH 7, 2019

There’s particular interest in using real-time payments for peer-to-peer transactions, he added. Blockchain, Too. Within the real-time payments space, one option among the faster payment initiatives gaining traction around the globe centers on blockchain , of course.

ATM 77

ATM Innovation Real Time Payments Blockchain 77

PYMNTS

JANUARY 2, 2019

American Express Bets On Blockchain In B2B. Visa eyed cross-border corporate payments and value-added financial services for corporates, and Mastercard tackled friction in buyer-supplier connectivity within the supply chain. American Express, meanwhile, staked its bets on blockchain with its B2B payments initiatives this year.

B2B 75

B2B Visa Distributed Ledger Technology (DLT) Commercial Card 75

PYMNTS

FEBRUARY 7, 2020

As noted in this space in 2019, Ripple Labs , which has been developing and deploying the XRP cryptocurrency, invested $50 million in MoneyGram, in an effort to develop cross-border payments functionality underpinned by blockchain. and longer term payments initiatives.”.

Cross-Border 100

Cross-Border Cross-Border Payments Cash Management ATM 100

PYMNTS

JANUARY 4, 2019

In a statement, UCPB Vice President and Head of Marketing Group Charina Balanquit said, “The fund transfer service is geared more for retail payments, such as domestic remittances, payments to service providers, eCommerce and peer-to-peer payments.”. The list of banks signing on to the standard now stands at about 300.

Instant Payments 67

Instant Payments Funds Transfer Online and Mobile Banking Payments 67

Fintech News

AUGUST 21, 2024

This trend is persisting beyond the pandemic, solidifying digital payments’ position as the preferred mode of transaction in the post-COVID era. Trends impacting the Asian payments ecosystem Asia is witnessing a significant transformation, mainly driven by the Instant Payment trend.

Payments Trends 109

Payments Trends Digital Payments Payments Instant Payments 109

Finextra

JUNE 2, 2025

In decentralized finance, services like lending, payments, trading, and investing are delivered through smart contracts on public blockchains, rather than through centralized companies. In open banking, this is explicit – you grant a third-party app permission to retrieve your banking data or make payments on your behalf.

Finance 52

Finance Payment APIs and Integration API Regulations 52

PYMNTS

MARCH 5, 2019

As reported in FinTech Futures , Payments NZ has debuted the first application programming interface (API) standards tied to account data and payment initiations. Late last year, Signature Bank was authorized by the New York State Department of Financial Services to offer a blockchain-based platform.

Blockchain 65

Blockchain API Authorization Regulations 65

PYMNTS

OCTOBER 17, 2018

Last year, Sberbank agreed to invest more than $500 million in the Yandex.Market eCommerce solution to develop a payment solution and introduce new features on the platform. Other B2B payment initiatives in Russia have come from Visa , which announced earlier this year that it would be expanding its corporate payment services in the country.

B2B 57

B2B SWIFT Payments Instant Payments 57

PYMNTS

SEPTEMBER 25, 2018

Today’s coverage includes a possible P2P payments offering from Google, along with virtual reality becoming airplane entertainment. Whole Foods gets cozy with robots, Sears tries again to stay alive and banks fight back on blockchain. Go ogle P2P Payments Via QR Codes in the Offing?

P2P 51

P2P Blockchain Payment Initiation Payments 51

PYMNTS

FEBRUARY 21, 2018

Governments may not be too keen on bitcoin, but blockchain is another story. In fact, government authorities have begun to help fuel the proliferation of blockchain across the world. Local officials are hoping to use blockchain to improve public services and boost transparency.

Governance 52

Governance Government Blockchain Central Bank 52

PYMNTS

FEBRUARY 28, 2019

Wirex, a cryptocurrency and fiat (real money) payments platform, is releasing a beta version of a regulated crypto-oriented business account, according to reports. The account will support both crypto and fiat payments, and users will be able to transfer funds using over the counter rates or using blockchain, SEPA or Swift.

Accounts 64

Accounts Cryptocurrency Bitcoin Blockchain 64

PYMNTS

FEBRUARY 26, 2019

. “We really want to roll out the red carpet, and welcome all sorts of blockchain companies to Ohio — not just in the cryptocurrency space, but in a variety of different use cases,” he said. As a result, businesses have begun to accept crypto as a form of payment from their consumers.

Cryptocurrency 58

Cryptocurrency Bitcoin Use Case Blockchain 58

PYMNTS

JANUARY 30, 2019

Payments messaging company SWIFT said it will test gpi Link, “a gateway to interlink eCommerce and trading platforms with the SWIFT gpi payment service.”. SWIFT said the first part of this proof-of-concept effort will involve Corda , an R3 blockchain platform.

SWIFT 60

SWIFT Distributed Ledger Technology (DLT) Payment APIs and Integration Message Standards 60

PYMNTS

MARCH 8, 2017

From innovations like the data-sharing of B2B APIs to the Same Day ACH Network to blockchain innovations, the space is positioned to go in multiple directions as regulations and faster payments initiatives offer new opportunities in speed and efficiency. Enter the new PYMNTS.com B2B API Tracker™.

B2B 76

B2B Same Day ACH API ACH Network 76

PYMNTS

AUGUST 10, 2016

Banks across the globe have invested resources into exploring blockchain technology, and that includes in Canada. The payment was completed with help from the technologies behind the SAP HANA Cloud Platform and blockchain FinTech company Ripple. “It’ll be more of an instant payment.

ACH 49

ACH Cross-Border Payments Blockchain Cross-Border 49

PYMNTS

JANUARY 10, 2017

India’s Axis Bank spent much of its time last year exploring how to streamline cross-border payments, and reports Monday (Jan. 9) suggest the priority will continue into the new year — with a focus on blockchain. Reports noted that the move means Axis Bank can provide real-time settlement of those payments.

Cross-Border 44

Cross-Border Cross-Border Payments Blockchain Payments 44

PYMNTS

DECEMBER 7, 2016

Same Day ACH, the faster payments initiative for banks and other financial institutions in the United States, seems to be popular. still has a long way to go and plenty of faster payment lessons to learn. Canada and Europe found 90 percent of respondents are mulling blockchain technology for payments. But the U.S.

Faster Payments 76

Faster Payments NACHA Secure Payments Task Force Same Day ACH 76

PYMNTS

DECEMBER 4, 2019

Recent analysis from Juniper Research found that blockchain-powered cross-border B2B payments are expected to reach a $4.4 This week’s examination of payments rail modernization looks at a range of service providers embracing new rails rather than relying on technology to improve existing ones. HSBC Loops Into RTP.

B2B 52

B2B RTP Cross-Border FPC 52

PYMNTS

AUGUST 21, 2020

The hardest part of gaining scale in digital offerings, whether through CBDC, blockchain or, say Libra, Webster observed, is getting people to change their behavior in the first place. The platforms underpinning CBDCs must be adaptable to address those concerns, he said.

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

The Fintech Times

JANUARY 28, 2025

Secure, consent-based data-sharing and real-time account-to-account payment initiation redefine the art of the possible. For example, take a small merchant in Latin America who might deal in cash almost exclusively because card payments are expensive and settlement takes too long.

Service Provider 59

Service Provider FinTech Underserved Innovation 59

PYMNTS

JANUARY 26, 2017

B2B payments have a reputation for being slow to innovate , though the last couple years has challenged that notoriety. Faster payments initiatives, blockchain and other disruptions all show promise to make major changes in the B2B payments space.

B2B 54

B2B Innovation B2C Faster Payments 54

Fintech Review

MAY 4, 2025

Companies dealing with digital assets, whether for treasury management, payments, or custody, need robust and compliant solutions. The best fintech tools for crypto enable safe, scalable engagement with blockchain-based finance. Best for : Exchanges, fintechs, and payment providers entering crypto.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

PYMNTS

APRIL 1, 2019

As noted, SWIFT has rolled out its gpi (short for global payments initiative). Ripple has xRapid, its cross-border payments solution. That comes as SWIFT is working with R3’s blockchain platform, Corda.

Cross-Border 61

Cross-Border Distributed Ledger Technology (DLT) Cross-Border Payments Transactions 61

PYMNTS

OCTOBER 27, 2016

Between the rise of blockchain technology, the market debuts of faster payments initiatives and the advancements in virtual card capabilities, small businesses have more choice and power when it comes to their payments needs.

Cash Management 75

Cash Management Small Business B2B Finance 75

PYMNTS

JANUARY 30, 2019

Payments messaging company SWIFT said it will test gpi Link, “a gateway to interlink ecommerce and trading platforms with the SWIFT gpi payment service.”. SWIFT said the first part of this proof-of-concept effort will involve Corda, an R3 blockchain platform.

SWIFT 46

SWIFT Distributed Ledger Technology (DLT) Payment APIs and Integration Message Standards 46

PYMNTS

MARCH 21, 2017

And according to Nordea analysts, three trends will have the most immediate impact on the evolving shape of corporate banking: real-time domestic payments, cross-border payments initiatives likes SWIFT’s gpi and APIs that enable open banking. Only 5 percent said they are very familiar with open banking via API.

ISO 20022 77

ISO 20022 ISOs B2B Message Standards 77

Finovate

JULY 15, 2024

The two agreed to work together on four projects to help BNP Paribas foster its digital payment initiatives. For the first collaboration, BNP Paribas will work with Ant International’s Alipay+ , a cross-border mobile payment solution.

Cross-Border 59

Cross-Border Cross-Border Payments Treasury Management Online and Mobile Banking 59

PYMNTS

JANUARY 17, 2017

“Significant amounts of investment are going into the banking and payments areas, and there is a lot of competition, a lot of innovation. Faster payments initiatives are just one example of how a changing payments landscape means institutions need to alter their testing approaches, Gilde said.

ISO 8583 49

ISO 8583 ISO 20022 ISOs Faster Payments 49