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APP fraud: Mid-year review

The Payments Association

An independent review of the policy’s effectiveness is scheduled for October 2025, which will critically assess its impact, including the liability cap, success in reducing fraud, impact on competition, and operational shortcomings. What’s next? of APP fraud cases by volume and 90% by value.

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100+ Payment Industry Terms Explained in Plain English

Clearly Payments

Next-Day Funding Receiving funds in your account the next business day. Same-Day Funding Receiving funds the same day a transaction is settled. High-Risk & Special Cases High-Risk Merchant A business seen as more likely to have fraud or chargebacks. businesses and freelancers.

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Less Than 1 in 10 Firms Are Fully Prepared for MiCA With 25% Having Made No Preparations

The Fintech Times

“MiCA provides broad guardrails for businesses and while many will know at a high level what they need to do, there are some ambiguities making compliance more challenging. ESMA and other European authorities are in the middle of the process of issuing technical standards and other second order rules that should provide further clarification.

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ACH Payment vs Wire Transfer Similarities and Differences: How to Choose Between ACH vs Wire

Stax

TL;DR ACH is cost-effective and ideal for recurring payments, with transfer times ranging from 1-3 business days. These financial institutions all follow ACH rules and regulations by the National Automated Clearinghouse Association (Nacha). This entire process can take anywhere from a few hours to a couple of days to complete.

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New PYMNTS/Visa Poll: SMBs Want (And Need) Instant Access To Payments

PYMNTS

Those whose current transactions typically settle in four or more business days showed the highest interest levels, with 63 percent being “very” or “extremely” interested in real-time payouts. SMBs that reported the slowest settlement times were also the most interested in real-time capabilities. The Road Ahead. For now, the many U.S.

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Understanding the Maximum ACH Transfer Limit

EBizCharge

The ACH transfer process involves the coordination between originating and receiving financial institutions, and transactions are usually settled in batches at specific times throughout the business day. Business accounts may have the option to request even higher limits depending on their needs and transaction volume.

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The Regulatory Future Of Payday Lending

PYMNTS

There is a broad consensus that clear, reasonable and transparent rules are good for everyone involved. Most recently, Ohio capped off a 10-year regulatory project two weeks ago, with John Kasich’s signature on a new bill that will close loopholes in 2008 legislation to legally rein in short-term lenders. New Rules in Ohio.

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