The Payments Association
JUNE 16, 2025
It highlights major trade-offs in security, privacy, and policy that must be addressed before offline CBDC payments can scale. If implemented, offline CBDC capability could introduce new consumer behaviours, shift merchant requirements, and alter the economics of digital payment acceptance. Why is it important? What’s next?
The Payments Association
OCTOBER 14, 2024
The Payment Systems Regulator’s decision to lower the cap for APP fraud reimbursements to £85,000. The Payment Systems Regulator (PSR) recently announced a significant change to the cap for authorised push payment (APP) fraud reimbursements. Cath expresses several criticisms of the proposed changes to the APP fraud reimbursement cap.
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Payments Dive
MAY 25, 2022
digital dollar would take $720 billion in deposits out of banks even if the central bank were to cap accounts at $5,000 per "end user," the American Bankers Association wrote in a letter.
PYMNTS
OCTOBER 14, 2020
The central bank of Russia is seeking to place a yearly cap on the amount of cryptocurrency that retail investors can purchase, CoinDesk reported. However, investors who are considered to be qualified would not have to adhere to the cap. Russia’s primary financial regulator has increased its efforts in terms of digital assets lately.
The Payments Association
JUNE 16, 2025
An independent review of the policy’s effectiveness is scheduled for October 2025, which will critically assess its impact, including the liability cap, success in reducing fraud, impact on competition, and operational shortcomings. Reimbursement cap : The current £85,000 per-claim limit was introduced shortly before implementation.
Fintech News
DECEMBER 13, 2024
Operating on Ethereum and other blockchain networks, XSGD boasts a market cap exceeding $18 million. With a market cap of $4.8 Despite its smaller market cap of $124,960, XIDRs integration into Indonesias evolving blockchain infrastructure positions it for future growth.
PYMNTS
NOVEMBER 17, 2020
One approach to steering clear of large outflows would entail placing a cap on how much central bank digital currency (CBDC) one entity can have, according to Hiromi Yamaoka, per the report. The country’s central bank intends to start pilots in 2021 through which it will see if it can release a digital yen.
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