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Are Debit Card Surcharges Legal? What Businesses Need to Know

Stax

In the complicated world of payment processing, understanding the nuances of debit card and credit card payments, along with associated processing fees, is essential for businesses. After all, there are many more payment options available than ever before, and each comes with differing costs and technology needs.

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The Price of Convenience: Is There Such a Thing as Free Credit Card Processing?

Stax

In this post, we’ll explore what surcharging entails and how it helps you tap into zero percent credit card processing. TL;DR Surcharging is a method for businesses to offset credit card processing costs by passing them on to customers. Surcharging: Is It Free Credit Card Processing For Small Businesses?

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Want the Cheapest Credit Card Processing? Surcharging May Be the Answer

Stax

TL;DR Credit card processing fees eat into the profits of small businesses. Unfortunately, they’re unavoidable, and most companies can’t afford to refuse credit card payments. Surcharging offers a way to pass credit card processing costs to the customer, letting businesses keep their earnings.

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Credit Card Surcharge Rules by Network: Visa, Mastercard, and More

EBizCharge

If you’re thinking about passing your credit card processing costs onto customers, it’s important to understand how the major card networks—like Visa, Mastercard, Amex, and Discover—handle surcharges. While it might sound simple, credit card surcharge rules can vary depending on who issued the card.

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Surcharge vs. Convenience Fee: What’s the Difference?

EBizCharge

As payment processing costs continue to rise, many businesses are looking for ways to offset these fees. Two popular options—credit card surcharges and convenience fees —can help recover some of these costs. Used by merchants who want to keep prices competitive without absorbing card processing costs.

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Demystifying Credit Card Interchange Fees: What You Need to Know [2024 Rates and Updates]

Stax

Interchange fees are simply a cost of doing business. Understanding the concept of interchange fees is crucial for businesses looking to optimize their payment processing costs. The exact fee structure varies depending on factors like card type, transaction type, industry, and location.

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Credit Card Surcharging for Online vs. In-Person Payments

EBizCharge

Understanding those differences can help you avoid compliance headaches, improve the customer experience, and recover more of what you’re losing to payment processing costs. This guide is here to help you understand how credit card surcharging works in both settings—and what you need to consider before you move forward.