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RTP® and FedNow Transaction Limit Increases Fuel Instant Payments Surge

Fintech Finance

84% of US banks say the new $10 million RTP® limit boosts its attractiveness, and 84% believe raising FedNow’s $500,000 cap will have the same effect. New research from RedCompass Labs shows that RTP and FedNow’s rising transaction limits are making instant payments significantly more attractive for U.S.

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RedCompass Labs Reveals 8 in 10 US Banks are Happy With RTP and FedNow Instant Payments Limits

The Fintech Times

Instant payments are becoming significantly more attractive for US banks finds RedCompass Labs , the payments experts, as it finds that 84 per cent of US banks say the new $10million Real-Time Payment (RTP) network limit and $500,000 FedNow cap are a good thing.

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Payments regulation roadmap: Q3 2025​

The Payments Association

Following the removal of EU-wide caps after Brexit, issuers raised IFs from 0.2% To remedy this, the PSR proposes a two-stage cap: Stage 1 (interim) : Reintroduce the previous cap of 0.2% (debit) and 0.3% (credit) for a temporary period, allowing time to develop a longer-term methodology. to 1.15% (debit) and 0.3%

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Financial Crime 360 state of the industry report 2025

The Payments Association

The remaining implementation strategies showed remarkably similar adoption rates, with ad valorem fees, customer review processes, and transaction caps each implemented by 11% of responding organisations. Strengthen data collaboration and vendor partnerships: Data sharing emerged as a recurring priority.

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Mastercard, Visa play down stablecoin threat

Payments Dive

Scaling stablecoins will fundamentally be about utility to consumers and businesses, and interoperability between the existing financial system” and stablecoins, Lambert said. By Lynne Marek • Aug.

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Tokenised Stocks: What They Are, What They Aren't, and Why They Matter

Finextra

Interoperability solutions or standard approaches could help unify markets. Industry groups and consortia (like those led by the World Economic Forum or Global Blockchain Business Council) are actively working on standards for tokenised assets to make them safer and more interoperable. This can lead to fragmentation.

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Best Veryfi OCR alternatives for data extraction

Nanonets

While its free mobile app and API integration make it flexible for many users, its limitations, such as a 15-page processing cap and strict API rate limits, can hinder large scale document processing.  Veryfi is a popular OCR tool known for its speed and accuracy in data extraction.