The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. This increased digital dependency has raised the need for secure access and quick and easy identity verification online.

Security 88

Security Online and Mobile Banking Credential Verification 88

Fintech Finance

JULY 4, 2024

SecurityTech company Giesecke+Devrient (G+D) is making digital payments independent of online connectivity. The token-based payment solution G+D Filia® Unplugged enables consecutive, secure offline payment transactions anytime and anywhere, bridging the gap between seamless online and offline payments without a reliable internet connection.

Digital Payments 98

Digital Payments Online and Mobile Banking Central Bank Financial Inclusion 98

The Fintech Times

MAY 26, 2024

Central bank digital currencies (CBDCs), digital money regulated by a country’s central bank, are currently being tested across the world. Developed and emerging markets alike are considering the possibility of introducing CBDCs. Yet many central banks have already actioned plans to introduce them.

CBDC 98

CBDC Central Bank Privacy Multi-Currency 98

Clearly Payments

AUGUST 24, 2024

According to Visa, tokenized transactions accounted for 85% of all mobile debit transactions in North America in 2023. World Bank data indicates that global remittances reached $794 billion in 2023. World Bank data indicates that global remittances reached $794 billion in 2023.

Debit Card 105

Debit Card P2P Cross-Border Central Bank 105

PYMNTS

SEPTEMBER 11, 2020

Since its foundation, Nubank wanted to offer a full-service financial platform because we see much inefficiency in the banks,” Vélez told Reuters. Vélez explained in a previous PYMNTS feature story how the bank makes safe and easy-to-access digital experiences as well as why COVID-19 is fueling even more dependence on debit payments.

Online and Mobile Banking 86

Online and Mobile Banking FinTech Central Bank CBDC 86

PYMNTS

OCTOBER 16, 2020

Customers now anticipate rewards, mobile integration, spend-management offerings — and that transactions that feel immediate and seamless regardless of marketplace or platform. Revolut Likely To Apply For US Bank Charter. Revolut , the European digital bank, is reportedly near applying for a U.S. banking license.

Instant Payments 95

Instant Payments Card Issuer Online and Mobile Banking Federal Reserve 95

PYMNTS

JULY 21, 2020

Starbucks Now,” a Starbucks app feature that allows customers to order from their mobile phone and pick it up in-store, will now be available on four Alibaba platforms, including local services such as the Koubei app and Alipay, the digital payment app. the global technology company specializing in eCommerce, Reuters reported.

Digital Currency 60

Digital Currency CBDC Central Bank Adjustments 60

The Fintech Times

NOVEMBER 9, 2024

Not all doom and gloom: fintech is on the horizon Despite the outbreak of the pandemic, in 2020 the Central Bank of Sri Lanka (CBSL) launched its regulatory sandbox in an effort to boost its fintech sector and innovation. It was also exploring the idea of public input on the prospect and thoughts on open banking.

Economy 96

Economy Online and Mobile Banking Central Bank Financial Inclusion 96

Clearly Payments

FEBRUARY 19, 2024

It encompasses a wide array of services and technologies designed to securely and efficiently handle payments, including credit and debit card transactions, mobile payments, online payments, and more. The US eCommerce and online payments market witnessed remarkable growth, generating over $1.1 for online shopping.

Process 102

Process Digital Currency Online and Mobile Banking Payments 102

Clearly Payments

JANUARY 25, 2024

In this 2024 report, we’ll explore how payment methods have evolved in the Canadian market, focusing particularly on the shift towards digital, contactless payments , and mobile along with other 2024 trends. Digital banks, sometimes called Neobanks, push consumers into digital banking and digital payments.

Process 105

Process Online and Mobile Banking Electronic Funds Transfer (EFT) Digital Currency 105

The Payments Association

OCTOBER 14, 2024

Traditionally, consumers stuck with familiar banks, but there’s now a growing trend of current account switching. The service was introduced as part of a government initiative to increase competition in the banking sector, aiming to reduce the inertia that had kept 75% of account holders with the same bank for years.

Accounts 88

Accounts Consumer Online and Mobile Banking Multi-Currency 88

Faster Payments Council

MARCH 15, 2023

Some banks may not be able to connect to both. The panel will explore some of these initiatives including the New York Fed's CBDC pilot program with major banks, the recently concluded Boston Fed's Project Hamilton and other global CBDC projects. These projects are taking different implementation approaches.

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

The Fintech Times

OCTOBER 25, 2024

The first event was the introduction of the Unified Payments Interface (UPI) by the National Payments Corporation of India (NPCI), a nonprofit organisation backed by India’s central bank and leading banks. In 2014, only 53 per cent of adults in India had bank accounts, but by 2021, this figure had risen to 78 per cent.

Digital Payments 59

Digital Payments FinTech Online and Mobile Banking Financial Inclusion 59

Neopay

FEBRUARY 27, 2025

A recent European Payment Study by BearingPoint highlights key trends shaping consumer behaviour, shedding light on the growing awareness of central bank digital currencies (CBDCs), particularly the digital euro. This presents an opportunity for the banking sector to solidify its role in the evolving payments landscape.

Online and Mobile Banking 52

Online and Mobile Banking CBDC Digital Currency Central Bank 52

The Fintech Times

JULY 5, 2024

Filia Unplugged ensures consecutive, secure offline digital payment transactions at any time and place and bridges the gap between seamless online and offline payments without reliable internet connectivity. “Offline payments are the missing link in the digital payment sphere.

Digital Payments 52

Digital Payments Transactions Online and Mobile Banking CBDC 52

M2P Fintech

MARCH 28, 2024

Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. without requiring a traditional bank account or debit card. Unlike physical cash or bank deposits, CBDCs are purely electronic.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

PYMNTS

JANUARY 24, 2020

Ex-Wells CEO Fined, Banned From Banking For Life. Former Wells Fargo CEO John Stumpf has been banned from ever working in the banking industry again by the U.S. million for his role in a scandal at Wells Fargo involving millions of fake accounts created to meet the bank’s sales quotas. The Bank App Feature 54.1

Online and Mobile Banking 60

Online and Mobile Banking Office of the Comptroller of the Currency Central Bank OCC 60

The Fintech Times

SEPTEMBER 10, 2024

According to the World Bank , China’s GDP per capita now exceeds $12,700, making it the world’s second-largest economy by nominal GDP, just behind the US. In the financial services sector, major institutions such as China Construction Bank, the Industrial and Commercial Bank of China (ICBC), Bank of China and Ping An Insurance dominate.

FinTech 59

FinTech Online and Mobile Banking Digital Currency Economy 59

Fintech News

OCTOBER 28, 2024

It enables financial institutions, especially those without core banking systems or with systems lacking API integration, to manage bulk transactions. Integrated with bank accounts and digital wallets in Pakistan, Hakeem provides customers with easy disbursement options. ThitsaWorks Pte.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

Wharton Fintech

FEBRUARY 26, 2024

Next big acceleration was mobile, because suddenly you could be online all the time, and being online was always with you. We saw a progressive shift from people interacting physically to first, e-commerce: things coming online, people buying that way. We are not the bank. We are not the merchant.

Visa 130

Visa Technology Payments Encryption 130

The Fintech Times

JANUARY 19, 2025

In 2019, less than 40 per cent of Tunisians aged 15 and over had a bank account, below the Middle East and North Africa (MENA) average, indicating limited access to formal financial services. Cash also remains prevalent in the country, with only eight per cent of the population owning credit cards, lower than the regional average.

FinTech 64

FinTech Innovation CBDC Online and Mobile Banking 64

The Payments Association

APRIL 14, 2025

Key developments include progress on stablecoin regulation with draft legislation anticipated, advancements in open banking and variable recurring payments (VRPs), outcomes from the PSR's review on card fees, and the introduction of buy now pay later (BNPL) legislation in Parliament.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

Fintech News

APRIL 1, 2025

Imagine a world where you never have to step into a physical bank again. With the rapid rise of digital banking, millions are now managing their finances seamlessly from their smartphones. But with so many options available, which digital banks are truly leading the charge in 2025? What is a Digital Bank?

Online and Mobile Banking 126

Online and Mobile Banking Multi-Currency Authorization Regulations 126

PYMNTS

JANUARY 8, 2021

In the concluding weeks of last year, we learned that distribution of COVID-19 vaccines will entail a mass retail mobilization. In a crowded online field of merchants, PYMNTS explores the features that are proving particularly useful in helping merchants turn browsing shoppers into paying customers. Trackers And Reports.

Digital Currency 73

Digital Currency Online and Mobile Banking Central Bank CBDC 73