Fintech Finance

NOVEMBER 21, 2024

.” “As we stand on the brink of a digital payments revolution, UDPN’s collaboration with FORUS Digital will play a crucial role in shaping a future where financial services are accessible, efficient, and secure for all Africans. This partnership is a testament to our belief that technology can be a powerful tool for development.

Payment Networks 98

Payment Networks Digital Payments Digital Currency Innovation 98

The Paypers

JUNE 19, 2025

Additionally, the agreement will enable enza to host consumer and merchant accounts, manage integration with Mastercard’s network, and ensure security and system availability. Fintechs will be able to configure pre-paid or post-paid accounts, as well as issue physical or virtual Mastercard cards.

Visa 36

Visa FinTech Financial Inclusion Embedded Payments 36

Finovate

JANUARY 15, 2025

Register today to get a discount and secure your spot! Where you’ll see it: FinovateEurope is sure to be packed with fresh AI use cases and regulatory guidance. Assessing leading use cases, challenges, barriers to adoption and how to navigate the roadblocks.”

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

The Paypers

JUNE 23, 2025

Retailers will be enabled to deliver Floats secure payment solution, which allows customers to pay with their credit card more responsibly.

Credit Cards 36

Credit Cards CBDC Payments Cross-Border 36

Finextra

JUNE 18, 2025

Consumers Faster, consistent, and secure payment experiences across Europe The open, universal, and standardized approach also allowed merchants and acquirers to anticipate regulatory evolutions, notably around interchange fee regulations, brand choice obligations , and the broader European card payments harmonization agenda.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

The Paypers

JUNE 20, 2025

Subscribe now Keywords: partnership , digital payments , subscription payments , financial data , online payments Categories: Payments & Commerce Companies: Spreedly , Visa Countries: World ::: add a comment This article is part of category Payments & Commerce ::: more Spreedly | Visa | Discover all the Company news on Spreedly and other articles related (..)

Credential 36

Credential CBDC Cross-Border Digital Currency 36

The Payments Association

JANUARY 15, 2025

Swift drives global interoperability and innovation, aligning with the UK’s National Payments Vision to enhance seamless, secure payments. This added transparency would bring cross-border functionality to domestic instant payments, aligning with the G20s roadmap and providing end users with a payments experience that is fast and secure.

SWIFT 88

SWIFT ISO 20022 Cross-Border Cross-Border Payments 88

The Paypers

JUNE 20, 2025

Subscribe now Keywords: funding , embedded payments , artificial intelligence , investment Categories: Payments & Commerce Companies: Payabli Countries: United States ::: add a comment This article is part of category Payments & Commerce ::: more Payabli | Discover all the Company news on Payabli and other articles related to Payabli in The Paypers (..)

Embedded Payments 36

Embedded Payments AI Payment APIs and Integration CBDC 36

The Paypers

JUNE 25, 2025

This integration allows banks, fintech companies, and merchants worldwide to access an improved, scalable, and secure payment platform. The platform also ensures compliance with regulatory requirements within a secure, real-time processing environment.

Global Payments 36

Global Payments Process ISO 20022 Payment APIs and Integration 36

The Payments Association

JULY 18, 2025

Critically, firms operating under Money Laundering Regulations (MLRs) must now secure Part 4A FSMA authorisation to continue operating legally once the transitional period ends. Monitor potential regulatory expansion of stablecoins into the payment services perimeter, especially in cross-border or B2B use cases.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

The Paypers

JUNE 25, 2025

Mastercard’s payment technology allows developers to safely test and refine new features and capabilities within a trusted and secure environment, without affecting critical infrastructure. Later in 2025, Mastercard intends to provide access to its A2A instant payments technology via a sandbox.

Visa 59

Visa ISO 20022 Payment APIs and Integration Payments 59

The Paypers

JUNE 20, 2025

Subscribe now Keywords: cryptocurrency , stablecoin , digital assets , neobanks Categories: Banking & Fintech Companies: Revolut Countries: United Kingdom ::: add a comment This article is part of category Banking & Fintech ::: more Revolut | Discover all the Company news on Revolut and other articles related to Revolut in The Paypers News, Reports, (..)

Stablecoins 36

Stablecoins Digital Currency CBDC Cross-Border 36

The Paypers

JUNE 23, 2025

Crypto classified as commodity, not security The legislation classifies cryptocurrencies as commodities rather than securities, thereby excluding payment tokens from being considered investment contracts. This distinction sets the parameters for how such assets will be treated under Nauruan law.

Regulations 59

Regulations Cross-Border CBDC Governance 59

The Paypers

JUNE 25, 2025

In addition, the collaboration with Visa will provide customers who choose to use this solution with the possibility to experience a secure and familiar payment journey, enabling merchants to increase customer loyalty as well as attract new ones. This will allow them to offer optimised financial flexibility.

Embedded Finance 36

Embedded Finance CBDC Cross-Border Database 36

The Paypers

JUNE 25, 2025

However, the firm underscored that stablecoins alone do not offer the same security, acceptance, and infrastructure provided by established card networks, and said its role is to help bridge those gaps.

Stablecoins 41

Stablecoins Visa Multi-Currency Cross-Border 41

The Paypers

JUNE 25, 2025

As part of the alliance, Whalet will utilise TerraPay’s technology to scale its payout capabilities, providing businesses with secure and compliant payment corridors across multiple regions.

Cross-Border 36

Cross-Border Payment APIs and Integration Real Time Payments Cross-Border Payments 36

The Paypers

JUNE 25, 2025

By using Open Banking, brokers can bypass outdated methods such as screen scraping, an approach being phased out by financial institutions over security and compliance concerns, in favour of more secure, direct data access from banks.

Accreditation 36

Accreditation CBDC Cross-Border Embedded Finance 36

The Paypers

JUNE 25, 2025

Subscribe now Keywords: partnership , banking , financial services , financial inclusion Categories: Banking & Fintech Companies: Belvo , Uala Countries: Mexico ::: add a comment This article is part of category Banking & Fintech ::: more Belvo | Uala | Discover all the Company news on Belvo and other articles related to Belvo in The Paypers News, (..)

Facilitators 36

Facilitators Financial Inclusion CBDC Cross-Border 36

The Paypers

JUNE 25, 2025

Subscribe now Keywords: acquisition , payments , expansion , SMEs , partnership Categories: Payments & Commerce Companies: Melio , Xero Countries: United States ::: add a comment This article is part of category Payments & Commerce ::: more Melio | Xero | Discover all the Company news on Melio and other articles related to Melio in The Paypers News, (..)

Acquirers 36

Acquirers CBDC Cross-Border Embedded Finance 36

The Paypers

JUNE 25, 2025

Subscribe now Keywords: AML , terrorism , financial inclusion , financial crime , CFT Categories: Banking & Fintech Companies: Financial Action Task Force Countries: World ::: add a comment This article is part of category Banking & Fintech ::: more Financial Action Task Force | Discover all the Company news on Financial Action Task Force and other (..)

Financial Inclusion 36

Financial Inclusion AML Financial Crimes Underserved 36

The Payments Association

MARCH 28, 2024

Swift's recent collaborative experiments with 38 global institutions demonstrated new use cases for its CBDC interlinking solution across digital trade, securities and foreign exchange. Read more

Use Case 88

Use Case CBDC SWIFT Security 88

Fintech News

MARCH 25, 2024

Swift, the global financial messaging cooperative, revealed that the latest round of experiments conducted within a collaborative Central Bank Digital Currency (CBDC) sandbox has shown promising results for the application of CBDCs and digital tokens. said Tom Zschach, Chief Innovation Officer at Swift.

CBDC 111

CBDC SWIFT Interoperability Settlement 111

Fintech News

DECEMBER 11, 2023

This PoC involved executing real-time cross-border test transactions between various Central Bank Digital Currency (CBDC) systems. The project tested the feasibility of conducting multilateral cross-currency transfers through the UDPN, involving both Distributed Ledger Technology (DLT) and non-DLT-based CBDC technologies.

CBDC 116

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 116

PYMNTS

SEPTEMBER 15, 2020

But as to what a CBDC might look like in the eurozone, ECB executive board member Yves Mersch said a speech earlier this year that retail central bank digital currency (CBDC) is a game-changer and that retail CBDCs would be a “main focus.”

CBDC 91

CBDC Risk Central Bank Digital Currency 91

PYMNTS

NOVEMBER 10, 2020

Treasury Department is researching use cases for a central bank digital currency (CBDC), as well as drafting regulatory proposals for private stablecoins, U.K. Meanwhile, Lebanon Governor Riad Salameh announced that the country will be introducing a CBDC next year, to “restore confidence,” reported Bloomberg.

CBDC 67

CBDC Use Case Privacy Cryptocurrency 67

The Fintech Times

SEPTEMBER 25, 2024

While 134 countries and currency unions, representing 98 per cent of global GDP, are currently exploring a central bank digital currency (CBDC), the Bank of Canada has revealed it is officially putting efforts to introduce a digital version of the Canadian dollar on pause. Could a CBDC still be in Canada’s future?

CBDC 75

CBDC Digital Currency Central Bank Privacy 75

The Fintech Times

AUGUST 28, 2024

On 28 August 2024, HKMA officially launched the Project Ensemble Sandbox, which will test a wide range of tokenisation use cases, including the settlement of tokenised real-world assets (such as green bonds, carbon credits, aircraft, electric vehicle charging stations, and treasury management).

Interbank Settlement 134

Interbank Settlement CBDC Settlement Use Case 134

Finextra

SEPTEMBER 11, 2024

Global banking co-operative Swift is moving forward with plans to offer member banks access to emerging digital asset classes and currencies over its network, covering a range of use cases in payments, securities, FX, trade and beyond

SWIFT 98

SWIFT CBDC Use Case Payment Security 98

PYMNTS

AUGUST 21, 2020

And there’ll be quite a bit of tinkering with the technology (especially the infrastructure) and the use cases to get there. As many as 80 percent of the 66 central banks polled by the Bank of International Settlements said they were at some stage of CBDC development. Digital dollars are a maybe – but if so, not for a while.

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

The Fintech Times

MAY 29, 2024

The idea that digital assets are exclusively some form of currency has been slowly dispelled, as new use cases emerge and are rapidly adopted across the globe. The digital currency landscape in the MEA region is diverse, with a vast number of companies offering services to meet a variety of use cases and needs.

Digital Currency 111

Digital Currency CBDC Cross-Border Payments Cross-Border 111

PYMNTS

SEPTEMBER 17, 2020

But: The bank is keeping an eye on the experiences and progress of other nations, and still is researching its own technological and “policy implications” of wholesale forms of CBDC. Separately, of course, the People’s Bank of China (PBOC) has said that a test of a CBDC rests with small retail transactions — not large-volume transactions.

Central Bank 72

Central Bank CBDC Digital Currency Federal Reserve 72

The Fintech Times

MAY 26, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. The potential use cases and benefits for users are hazy at best. This may mean that, initially, acceptance of the retail CBDC is gradual.

CBDC 98

CBDC Central Bank Multi-Currency Privacy 98

PYMNTS

JANUARY 26, 2020

Some central banks are banding together to form a group that will study ways and means of issuing central bank digital currencies (CBDC), according to a release by the Bank of England on Jan.

Central Bank 100

Central Bank CBDC Digital Currency Cross-Border 100

PYMNTS

OCTOBER 9, 2020

And we’re not talking about the myriad of cryptos that have popped up hither and yon, offered by private companies across what is still a Wild West for issuance (with no real set of security principles, yet) and scattered use cases. Beyond that, national efforts are piecemeal. Fed, the Swiss National Bank and others.

Digital Currency 70

Digital Currency Central Bank CBDC Federal Reserve 70

Fintech Finance

MARCH 26, 2024

Swift’s solution has already been shown to enable cross-border transfers and connect CBDCs on different networks with each other, as well as with fiat currencies. In securities, the lack of interoperability between tokenisation platforms is a barrier to the growth of tokenisation.

Cross-Border 52

Cross-Border Use Case SWIFT CBDC 52

Fintech Finance

JULY 4, 2024

The token-based payment solution G+D Filia® Unplugged enables consecutive, secure offline payment transactions anytime and anywhere, bridging the gap between seamless online and offline payments without a reliable internet connection. For societies that primarily use cash, this new feature offers significant opportunities.

Digital Payments 98

Digital Payments Online and Mobile Banking Central Bank Financial Inclusion 98

PYMNTS

JUNE 23, 2020

According to the announcement, the Bank of Thailand is planning to use central bank digital currency (CBDC) to support funds transfer, with an eye on accelerating supplier payments as an early use-case of the payment system. Federal Reserve Tackles Fraud Across Rails.

Federal Reserve 106

Federal Reserve RTP Payment APIs and Integration Fed 106