PYMNTS

SEPTEMBER 4, 2018

merchants by 75 percent from September 2015 to March 2018 as more storefronts started accepting chip cards — another point in favor of plastic payment cards. Visa said that, as of its latest “Visa Chip Card Update,” as many as 67 percent of storefronts in the United States now accept chip cards.

Chip Cards 44

Chip Cards CHIPS Push-to-Card Payments 44

Stax

MAY 6, 2025

Essentially, swiping, dipping, and tapping are the three ways that customers can make in-person payments with a credit or debit card. Swiping, of course, is the oldest of the three methods and is used with a card that has a magnetic stripe (or magstripe) on it. That adds an extra layer of security.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

PYMNTS

OCTOBER 20, 2016

But don’t get too excited, because although awareness of mobile phone payments increased by 4 percent, which is still nothing to get excited about, regular use of mobile payments were stagnant at 19 percent. Other digital payments, however, are more widespread. Winning in mobile payments is anyone’s game at this point.”.

Payment APIs and Integration 65

Payment APIs and Integration Online and Mobile Banking EMV Chip Cards 65

PYMNTS

JUNE 6, 2019

has been slower to adopt contactless payments than other parts of the world, Europe in particular. According to payment gateway NMI, just 3 percent of payments in the U.S. don’t rely on swiping or chip card readers. cards use chip-and-signature and chip-and-PIN methods. However, the U.S.

Contactless Payments 56

Contactless Payments Chip Cards EMV Card Issuer 56

FICO

DECEMBER 19, 2017

She uses SamsungPay to hold all of her debit and credit cards, and is pretty happy with that. Both of my colleagues’ wallets illustrate yet another facet of the “digital payments wars” that have been raging for the past couple of years: Our smartphones have become the battle ground for market share.

Chip Cards 55

Chip Cards Venmo Payments Credit Cards 55

PYMNTS

AUGUST 7, 2017

A payments solution that requires micromerchants to buy — and then wait for — special hardware isn’t much of a solution if you ask Joe Lynam, chief executive officer and co-founder of payments technology firm xPressTap. The POS is capable of doing business with anyone who has a contactless card or NFC-enabled smartphone.

Point-of-Sale (POS) 40

Point-of-Sale (POS) Chip Cards CHIPS Contactless Payments 40

PYMNTS

JULY 10, 2019

And, in digital innovation news, the automated retail landscape in the U.S. storefronts that currently accept chip cards. tends to fall into smart vending machines and cashierless-type stores. All this, Today in Data. Data: 75 percent: Portion of U.S. billion: Expected value of the mPOS market by 2025.

Chip Cards 46

Chip Cards Contactless Payments CHIPS Automation 46

PYMNTS

NOVEMBER 30, 2018

NMI’s Senior VP of Marketing Ingrid Anusic said contactless payment systems open up new streams of revenue, especially for charities.

Contactless Payments 59

Contactless Payments Chip Cards CHIPS Card Issuer 59

PYMNTS

MARCH 9, 2018

Index, which was backed by former Google CEO Eric Schmidt’s venture capital firm Innovation Endeavors, is well-known for its software for PIN pads that is able to read a chip card in under a second. The integration will allow Stripe to focus on signing on larger companies that also have deep pockets.

Point-of-Sale (POS) 43

Point-of-Sale (POS) Chip Cards CHIPS Credit Cards 43

PYMNTS

NOVEMBER 12, 2020

There’s also the safety of using debit in contactless payments, he said, where issuers had, fortuitously from a timing perspective, accelerated their issuance of contactless cards coming into 2020 and before the age of COVID-19. Before P2P payments, the lesson fee might have been paid with cash or check.

Debit Card 64

Debit Card Point-of-Sale (POS) Issuers P2P 64

PYMNTS

APRIL 18, 2018

Credit and debit cards don’t come in different shapes or sizes — and even in the era of EMV, they still have mag stripes to make them useful at merchants that don’t yet accept chip cards. That’s not the case in the digital world. There isn’t a standard today for how consumers and merchants transact when shopping online.

EMV 46

EMV Interoperability Chip Cards Issuers 46

PYMNTS

JULY 22, 2016

Of course much focus stood on the newly unveiled agreement with PayPal , focused on digital payments where payments can be made to different bank accounts, using the PayPal service with Visa cards. Also, I want to remind people that they had a put [on the transaction].”.

PayPal 40

PayPal Chip Cards Cross-Border APACS 40

PYMNTS

OCTOBER 25, 2017

Those visitors tend to spend $8,000 per trip, which could be a boon to merchants that accept the tourists’ preferred digital payments methods. “As The companies noted projections call for more than 23 million Chinese visitors to the U.S. by 2021, the press release reported.

Chip Cards 40

Chip Cards CHIPS Debit Transaction Debit Card 40

Clearly Payments

FEBRUARY 18, 2025

Number of Users (Global) 640 million Projected Global Users by 2030 Over 750 million Apple Pays Share of Card Transactions 10% of all global card transactions Revenue from Apple Pay $1.9 This anticipated growth positions Apple Pay as a formidable competitor to established payment giants like PayPal, Visa, and MasterCard.

Online and Mobile Banking 59

Online and Mobile Banking PayPal Contactless Payments Credit Cards 59

Stax

APRIL 18, 2024

These fees are charged whenever a credit card or debit card transaction is made, whether they checkout in-person, online or through digital payment. The basis for these fees is the credit risk that these financial institutions take on when handling credit card transactions.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

Fintech Finance

APRIL 17, 2024

Most customers now prefer credit cards and digital payments to cash. Managing multiple payment systems and streams of revenue remains a challenge for many SMBs, however. Merchants can also process ACH transactions and payments by check via the ARISE Payment Platform.

Stop Payment 52

Stop Payment Payment APIs and Integration ISVS Payments 52

PYMNTS

JUNE 20, 2018

The discussion came at a time when small merchants around the world are finally moving past their enduring cash-only policies as they meet consumer demand for digital payments. At the same time, a host of newer POS technology, including touchscreens and Android-based devices, are offering new merchant and customer experiences.

Value Added Service 54

Value Added Service CHIPS Chip Cards Service Provider 54

PYMNTS

OCTOBER 1, 2019

Super-connected consumers prized convenience of contactless payments at more than 73 percent of that group, compared to a bit more than 69 percent of bridge millennials. They also cited contactless payments as being faster than chip cards , an attraction noted by 71.6 percent of super-connected individuals and 65.7

Contactless Payments 56

Contactless Payments Consumer Payments Push-to-Card 56

Stax

NOVEMBER 6, 2023

Request Quote Upgrade Your Legacy Equipment for Mobile Payments The world’s foremost mobile phone manufacturers, Apple and Samsung started to foster the use of mobile payments as early as 2014 and 2015, respectively. What Can You Do to Adopt These Mobile Payments Solutions?

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Payments 88

PYMNTS

MARCH 10, 2016

Mobile point-of-sale technology provider CardFlight announced this week its integration with digital payments and FinTech firm Stripe to enable developers to accept EMV chip card payments within mobile applications.

Online and Mobile Banking 41

Online and Mobile Banking EMV P2P Mobile Deposit 41

PYMNTS

AUGUST 2, 2018

But this certainly is not, and provides the odd satisfaction mentioned above: transit systems built, or still based upon, 19th-century technology could help bring about growth in digital payments. What about low-income consumers who depend on trains and busses but do not have the proper smartphones or chip cards?

Contactless Payments 40

Contactless Payments Chip Cards Push-to-Card CHIPS 40

Stax

JANUARY 3, 2024

Hardware costs Shopify’s Tap & Chip Card Reader ($49) connects to smart devices through Bluetooth and can be used with other peripheral hardware like iPad stands and receipt printers. Processing fees Shopify’s payment processing fees depend on the plan.

Small Business 88

Small Business PayPal CRM Transactions 88

FICO

FEBRUARY 5, 2018

However, we’ve now come full circle and are seeing a global resurgence in identity theft (as well as card not present or CNP fraud). This is primarily driven by the large rise in data breaches and the roll-out of EMV and chip cards in the United States.

Best Practices 60

Best Practices Identity Theft Online and Mobile Banking Risk 60

EBizCharge

JULY 2, 2024

From a business perspective, a streamlined payment process reduces administrative burden, decreasing the chances of errors and delays in cash flow. Electronic invoices are beneficial as they accelerate the payment collection process, reduce paper waste, and often include direct payment links, simplifying the customer experience.

Contactless Payments 52

Contactless Payments Payments Online and Mobile Banking Disputes 52

The Fintech Times

JUNE 11, 2024

I first started working at Visa on chip cards and a lot of predecessors to contactless payments. At PayPal , I gained a deep understanding of the digital payments landscape and its importance for a seamless online customer experience. My previous roles have been instrumental in shaping my career.

Cross-Border Payments 59

Cross-Border Payments Compliance Cross-Border PayPal 59

PYMNTS

JUNE 27, 2016

People who haven’t tried Apple Pay say they’re satisfied with what they’re using today – which in the day and age of EMV chip cards and dipping and waiting, is, frankly, surprising. Nearly 50 percent of those consumers say that they like other things better – cash and/or cards and/or products that offer rewards.

EMV 66

EMV Online and Mobile Banking Checks Consumer 66

PYMNTS

MARCH 30, 2016

On the heels of the survey release, PYMNTS spoke with Rurik Bradbury, Trustev’s CMO (and now VP, Identity Solutions at TransUnion, which recently acquired Trustev), to discuss the ramifications of the shift to EMV and the general state of digital payments fraud. EMV, Bradbury said, offers very strong protection in-store against fraud.

Consumer 44

Consumer EMV Security CHIPS 44