Fintech News

MARCH 24, 2025

According to a new report by Sumsub, crypto fraud rates declined by a remarkable 23% between 2023 and 2024, positioning APAC as a leader in combating crypto fraud. This comes as manual and in-house verification struggle to meet the crypto industry’s fast-paced demands. in 2023 to 2% in 2024. in verification times.

APACS

Fintech Finance

NOVEMBER 14, 2024

The survey reveals that 81% of merchants anticipate a surge in digital wallet usage, while 69% expect Open Banking and instant bank transfers to gain popularity as consumer demand for convenient, secure payment options continues to grow.

Payment APIs and Integration

Stax

APRIL 3, 2025

Theyre easy to integrate and set up, with the host taking care of data security measures, including PCI compliance and fraud protection. Like most business owners, your instincts tell you to hop on the bandwagon and launch an online store for your business. Its like a duck floating on water.

Payment Solutions

Fintech Finance

FEBRUARY 17, 2025

Fintech compliance is an increasingly important aspect of the financial industry. As the fintech industry continues to grow and evolve, so do the demands for regulatory compliance. “Compliance is the foundation of trust in global payments.

Compliance

The Payments Association

JANUARY 3, 2025

A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. It highlights the necessity of advanced fraud detection and greater industry collaboration. Improving regulations, using technology for detection, and fostering industry-wide cooperation.

Fraud Detection

Clearly Payments

JANUARY 21, 2025

Compliance Issues: Governments must adhere to strict regulations like PCI DSS, which can be difficult with aging systems. Stronger Security: Advanced encryption, tokenization , and fraud detection protect sensitive data and bolster public trust. Accessibility: Ensure compliance with WCAG guidelines for users with disabilities.

Government Payments

The Payments Association

FEBRUARY 10, 2025

The compliance challenges of virtual IBANs, focusing on AML obligations and regulatory gaps. However, their rapid adoption has raised concerns about regulatory oversight, particularly concerning anti-money laundering (AML) compliance. Why is it important?

IBAN

The Payments Association

FEBRUARY 10, 2025

It highlights new corporate responsibilities, significant penalties for non-compliance, and the businesses need to implement strong fraud prevention measures to protect their financial and reputational standing. The only defence is having "reasonable procedures" in place to prevent fraud. What’s next?

Crime

The Payments Association

JANUARY 8, 2025

Businesses need to stay ahead by adapting to new technologies and delivering the seamless, secure experiences customers now demand. AI is already essential for fraud detection, offering real-time monitoring to prevent issues. It also supports regulatory compliance by automating checks.

Non-Bank

The Payments Association

JUNE 16, 2025

Craig Savage Founder & CEO, FERO "There is growing consumer demand for secure payment solutions such as Pay by Bank, and merchants should be aware of this trend to remain ahead of the curve. Recent market data shows this demand is reaching a tipping point across Europe.

Innovation

Stax

DECEMBER 12, 2024

They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today. Merchant services help small businesses simplify payments, save money with transparent pricing, and secure transactions with fraud protection and PCI compliance. Mobile payment solutions.

Small Business

Stax

MARCH 18, 2025

To address evolving customer demands and accept electronic payments, you need a payment processing system. It authorizes or declines payments based on available funds and fraud checks. According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 billion transactions and $9.76 trillion in value.

Process

The Payments Association

JUNE 11, 2025

Consequently, the cost of fraud prevention now reaches $4.61 for every $1 of actual fraud incurred, intensifying the trade-off between safeguarding the platform and maintaining scale. Fraud is no longer just a technical problem—it’s a product, compliance, and strategic issue embedded in the business model.

Risk

The Payments Association

JULY 23, 2025

Keeping pace with agentic demands Financial infrastructure built for the self-hosted era cannot meet the demands of autonomous agents. As tokenisation expanded to e-commerce and Click to Pay, compliance took precedence over flexibility. Trouble in paradise Yet the tokenisation landscape remains fragmented.

Payment APIs and Integration

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. They can also offer additional services like fraud detection, chargeback management , and analytics.

Process

FloQast

MARCH 19, 2025

AI agents help accounting teams do their work by automating various accounting, compliance, and reporting workflows across their organization. From an efficiency, compliance and scalability standpoint, AI agents offer many benefits, although theyre not all the same. Lets dive in! What are AI Agents?

AI

The Payments Association

JUNE 16, 2025

Simultaneously, it would entail trade-offs in security, user experience, and operational design that demand careful scrutiny across the industry. The findings show that it’s technically possible, but with significant challenges surrounding fraud detection, data sharing, and usability.

Settlement

The Payments Association

JANUARY 13, 2025

Stronger fraud detection and better industry collaboration are needed to protect consumers The Payment Systems Regulator’s (PSR) findings in its December’s Unmasking how fraudsters target UK consumers in the digital age report reveal a stark picture of the growing threat posed by authorised push payment (APP) scams.

Scams

The Payments Association

APRIL 28, 2025

It highlights how industry leaders are prioritising AI, cross-border payments, and digital currencies while grappling with regulatory, technological, and customer demands. 2025 payments outlook: Key findings from industry-wide survey data 28 April 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about?

Cross-Border Payments

Clearly Payments

DECEMBER 19, 2024

This growth is driven by increased consumer demand, lower transaction fees, and enhanced cross-border capabilities. 90% of Consumers Expect a Seamless Omnichannel Payment Experience Todays customers demand consistency across all touchpoints. Common types include card-not-present fraud, phishing attacks, and identity theft.

BNPL

Finextra

JULY 28, 2025

Principal Consultant Oracle Location Edison Followers 2 Opinions 8 Follow Unfollow The global banking sector has made substantial investments in Artificial Intelligence (AI), driven by the promise of enhanced operational efficiencies, sophisticated fraud detection capabilities, and hyper-personalized customer experiences.

AI

Finextra

JUNE 30, 2025

On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization. finance leaders cite fraud and risk management as areas in which they use AI. and UK scale up their generative AI pilots. 2024 has been a pivotal year for AI in U.S.

AI

Fintech Review

MAY 6, 2025

Over time, it expanded into a full-service payment service provider, offering acquiring, processing, gateway, and fraud management services through a single, unified platform. As payment innovation accelerates, Checkout.coms strategy, technology, and positioning offer a clear window into the future of global financial infrastructure.

Payment APIs and Integration

The Payments Association

APRIL 7, 2025

The findings of the Financial Crime 360 survey, focusing on the challenges, prevalent fraud types, and strategic responses across various sectors. Continued investment in innovative fraud detection technologies and adaptive regulatory frameworks is essential to stay ahead of evolving financial crime threats. Why is it important?

Financial Crimes

The Payments Association

DECEMBER 18, 2024

The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. In my view, organizations that prioritize the end-user experience will be the ones that lift the benchmark on what is possible and will continue to drive growth.

Cross-Border

Finextra

JULY 3, 2025

Security, compliance, and transparency Without strong security, you risk user trust. What you must consider Check if the provider offers real-time reporting, fraud detection tools, and regulatory support. You also save money and time during inspections and compliance checks. What is a digital wallet?

eWallet

EBizCharge

JANUARY 14, 2025

Fraud detection and prevention are critical features of a payment gateway. Once youve evaluated your options, you should research emerging trends in the payment space to ensure your payment gateway meets consumer demands. Thus, AI-powered fraud detection is on the rise.

Payment Gateways

Finextra

JULY 21, 2025

Financial institutions that delay transformation risk regulatory non-compliance, competitive disadvantage, and operational inefficiencies that compound exponentially over time. The compliance burden extends beyond implementation to documentation and reporting.

Payment APIs and Integration

The Payments Association

JULY 24, 2025

They’ve validated demand, fine-tuned their offering, and now it’s time to take the next step: accepting payments and scaling the business. Each exemption has its place and helps reduce friction, though merchants do take on the risk if there’s fraud. But for many merchants, this step is more complicated than expected. Workflow Mapping.

Payment APIs and Integration

The Fintech Times

FEBRUARY 11, 2025

Nigeria leads as a top remittance receiver, followed by Kenya and Cameroon, highlighting the growing demand for reliable cross-border money transfer solutions across various corridors on the continent. This demonstrates that Send App prioritises speed, without sacrificing security and compliance. per cent) North America (25.4

Cross-Border

Finextra

JULY 24, 2025

Changing customer expectations and market demands Customers now expect speed, simplicity, and flexibility. Focus on compliance, security, and risk management Payments are sensitive. That’s why you must meet regulatory requirements and protect your customers from fraud. That’s what your customers expect.

Digital Payments

The Payments Association

MAY 3, 2025

To meet this demand, OpenPayd has expanded its licensing infrastructure to include virtual asset service provider (VASP) capabilities. However, the most immediate benefits have come in compliance. Four or five years ago, digital assets were mostly about speculation, she noted.

Payment APIs and Integration

The Fintech Times

MARCH 13, 2025

Expanding into Asia, MENA, and Africa will require tailoring payment solutions to local market dynamics, integrating alternative payment methods, and ensuring regulatory compliance in each region. We also leverage advanced fraud detection and prevention technologies to protect our partners from fraudulent activities.

Cross-Border Payments

Finovate

JANUARY 15, 2025

The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum.

Embedded Finance

The Payments Association

APRIL 8, 2025

A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. It highlights the necessity of advanced fraud detection and greater industry collaboration. Improving regulations, using technology for detection, and fostering industry-wide cooperation.

Fraud Detection

Finextra

AUGUST 1, 2025

From automating compliance processes and customer interactions to enhancing fraud detection, AI’s integration into fintech operations is profound. Yet, ongoing regulatory scrutiny underscores the complexity fintech faces in balancing innovation and compliance.

FinTech

Finextra

JULY 7, 2025

However, rapid growth brings challenges including scaling operations, ensuring regulatory compliance and maintaining robust IT infrastructure. These facilities offer flexible, scalable solutions with high availability, security and built-in regulatory compliance, eliminating the burden of managing an entire data centre.

FinTech