The Payments Association

MARCH 25, 2025

Sends leverages AI to mitigate risks, comply with FCA, PSD2, and PCI DSS, and enhance client experience with secure and innovative services. Strict compliance with FCA, PSD2, and PCI DSS protects consumers and combats financial crime, but implementation demands resources and adaptation.

Regulatory Compliance 136

Regulatory Compliance AML PCI DSS Compliance 136

Fintech Finance

MARCH 12, 2024

ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, and comforte AG, a leading provider of data-centric security solutions, have announced a partnership to help customers meet the new Payment Cards Industry Data Security Standards (PCI DSS) v4.0 Adhering to the new PCI DSS v4.0

PCI DSS 52

PCI DSS Compliance Encryption Real Time Payments 52

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving. Don't, however, let the term "merchants" fool you.

PCI DSS 88

PCI DSS Encryption Compliance Assessments 88

VISTA InfoSec

DECEMBER 19, 2024

Know and Limit Access Prevent compromise of credentials Manage identities and segregate privileges 3.Detect Secure Messaging Practices Encrypt all financial messages transmitted over the SWIFT network. Use multi-factor authentication (MFA) for SWIFT interfaces and applications. Regularly review and update user access privileges.

SWIFT 173

SWIFT Cybersecurity PCI DSS Compliance 173

Stax

MARCH 4, 2024

TL;DR The PCI DSS determines security protocols and sets the standards for payment security. It’s also critical to ensure card information is protected from data breaches with secure encryption and cybersecurity standards in place.

PCI DSS 88

PCI DSS Payment Security Security MFA 88

Payments Source

AUGUST 15, 2019

As the movement to adopt PCI-validated point-to-point encryption as a way to deter POS malware attacks spreads, Bluefin has patented a new process to identify compromised payment devices.

Compromise 67

Compromise Encryption Payments Process 67

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. To put it simply, it’s a matter of compromise. Enter the PCI DSS compliance. It offsets the card processing costs, transferring the financial obligation to the latter.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

VISTA InfoSec

DECEMBER 19, 2024

Know and Limit Access Prevent compromise of credentials Manage identities and segregate privileges 3.Detect Secure Messaging Practices Encrypt all financial messages transmitted over the SWIFT network. Use multi-factor authentication (MFA) for SWIFT interfaces and applications. Regularly review and update user access privileges.

SWIFT 130

SWIFT Cybersecurity PCI DSS Compliance 130

Clearly Payments

JANUARY 8, 2024

A crucial aspect of risk management involves adhering to the Payment Card Industry Data Security Standard (PCI DSS) , which sets stringent guidelines for securing payment transactions and protecting cardholder information. Secure Network Configurations Configuring secure networks is fundamental to PCI DSS compliance.

Risk Management 97

Risk Management Risk PCI DSS Process 97

Stax

NOVEMBER 6, 2023

In 2022, there were 1802 instances of data compromise in America which affected 422 million people. There are various methods of enforcing data security, such as data masking, encryption, authentication, and data tokenization. Today, data is as important as currency and should be safeguarded as such.

Encryption 88

Encryption PCI DSS Data Security Origination 88

PYMNTS

OCTOBER 5, 2020

This month’s Deep Dive examines the challenges sellers face in becoming — and staying — PCI compliant as well as how payment orchestration platforms can simplify this task. Customers’ data is transmitted to various parties when their cards are used at checkout and many hackers seek to compromise these communication flows to steal details.

Data Breach 82

Data Breach Breach PCI DSS Compliance 82

Clearly Payments

JANUARY 12, 2024

Isolate and Secure the Affected System Immediately isolate any compromised systems or payment terminals to prevent further unauthorized access. Inform Cardholders If you have identified specific compromised accounts or transactions, contact the affected cardholders as soon as possible.

Credit Cards 105

Credit Cards Law Enforcement Card Issuer PCI DSS 105

The Fintech Times

SEPTEMBER 5, 2024

The excessive concentration of executive control and the rigidity of their processes can lead to single points of failure that, when compromised, can bring the entire payment process to a halt. So what do we mean by ‘process rigidity’?

Financial Crimes 82

Financial Crimes Mitigation Cybersecurity Crime 82

Clearly Payments

MARCH 22, 2024

At the heart of mobile payment systems are Near Field Communication (NFC), Quick Response (QR) codes, and secure elements such as encryption and tokenization. Encryption ensures that data transmitted during a transaction is scrambled and unreadable to unauthorized parties. Security is a critical component of mobile payment technology.

Contactless Payments 105

Contactless Payments Online and Mobile Banking Mobile Payments Payments 105

Exact Payments

JANUARY 4, 2024

The Payment Card Industry Data Security Standard (PCI DSS) plays a crucial role in protecting cardholder data for businesses that accept credit card payments. As a business owner or professional, it’s essential to understand the importance of PCI compliance and its requirements.

PCI DSS 52

PCI DSS Compliance Audit Encryption 52

EBizCharge

JULY 19, 2024

This article will explore five reasons why using PDF forms for payment collection doesn’t meet PCI DSS requirements, highlighting the risks and security gaps inherent in this method. What is PCI compliance? By understanding these pitfalls, businesses can take proactive steps to adopt more secure payment processing solutions.

PCI DSS 52

PCI DSS Credit Cards Compliance Third-Party Service Provider 52

Fintech Finance

JULY 10, 2024

They can also integrate standalone modules to meet their business needs, all within their own branding, through a single integration, without compromising any regulatory or industry mandates. All transaction routing is via PCI DSS Level 1 encryption, and BR-DGE can provide routing-as-a-service as a standalone module.

Gateways 52

Gateways PCI DSS Acquirers Value Added Service 52

Payment Savvy

JULY 3, 2024

Security Measures in Debit Card Payment Processing Here’s a breakdown of security measures employed in debit card payment processing: Encryption Encryption involves converting sensitive information (debit card numbers and personal details) into a coded format that is unreadable without a unique decryption key.

Debit Card 52

Debit Card Process PCI DSS Processors 52

Stax

JULY 9, 2024

Advanced encryption techniques are used to protect sensitive data during transmission, ensuring that personal and financial information remains confidential. Compliance requires implementing robust security measures, such as encryption and authentication protocols, regularly auditing processes, and staying updated on regulatory changes.

Electronic Fund Transfer Act (EFTA) 88

Electronic Fund Transfer Act (EFTA) ACH Electronic Funds Transfer (EFT) Funds Transfer 88

PayHawk

AUGUST 29, 2023

While we adhere strictly to PCI DSS protocols, marking the gold standard in security, we also believe in going the extra mile. Get Started with Secure Payments Navigating the Complexities of Secure Payment Systems In the intricate dance of business, the rhythm of secure payment systems is a melody that cannot be compromised.

Process 52

Process Security PCI DSS Payments 52

The Fintech Times

JUNE 13, 2024

This encourages the development of new business models without compromising the stability of financial systems. Advanced security measures, such as SSL encryption and tokenisation, along with compliance with regulatory standards like PCI DSS, help protect sensitive transaction data and build consumer trust.

Instant Payments 59

Instant Payments Payment APIs and Integration ISO 20022 Payment Gateways 59

Ikajo

NOVEMBER 22, 2023

At the same time, you won’t compromise on the system’s quality, as PayFac as a Service is provided by experienced vendors with professional expertise in FinTech software development. Look into their payment fraud prevention measures, including data encryption, anti-fraud filters, and adherence to PCI DSS.

Facilitators 52

Facilitators Payment APIs and Integration PCI DSS Payments 52

Nanonets

OCTOBER 9, 2024

These mistakes compromise our verification accuracy and cause many delays in loan decisions. Unlike traditional template-based OCR systems, these modern solutions are designed to handle sudden spikes in volume without compromising speed or accuracy. We have to double-check our work all the time.

Verification 52

Verification AI Reconciliation Payment APIs and Integration 52

Nanonets

APRIL 29, 2024

Security and Complianc e: Credit card reconciliation software prioritises data security and compliance with industry regulations, such as PCI DSS (Payment Card Industry Data Security Standard). It employs encryption, access controls, and audit trails to protect sensitive financial information.

Reconciliation 52

Reconciliation Credit Cards Correspondent PCI DSS 52

EBizCharge

JUNE 3, 2024

Additionally, implementing data encryption for information both in transit and at rest is vital. This can be achieved by using SSL/TLS protocols for data in transit and employing strong encryption standards for data storage.

Process 52

Process Payment APIs and Integration Payments Disputes 52

EBizCharge

JUNE 6, 2024

Look to payment gateways that offer services such as encryption and tokenization for an extra layer of security. Within Microsoft Dynamics 365, several data security measures must be taken to ensure compliance with industry regulations, such as the PCI DSS Standards.

Credit Cards 52

Credit Cards Process Payment Gateways Gateways 52

VISTA InfoSec

MAY 19, 2025

Most people assume they’re covered if they have antivirus software and SSL encryption, but thats only part of the picture. However, with multiple sites sharing the same server, if one site gets compromised, the others can be at risk, too. Think of your hosting environment as the foundation of a house.

Cybersecurity 130

Cybersecurity PCI DSS Breach Security 130