The Fintech Times

JUNE 26, 2024

According to a new report Global Fintech 2024: Prudence, Profits, and Growth , by Boston Consulting Group (BCG) and QED Investors , fintechs are putting a greater focus on unit economics and profitability. Nonetheless, the industry remains resilient as between 2021 and 2023, fintech revenues grew by 14 per cent.

Embedded Finance

Clearly Payments

JANUARY 10, 2024

It encompasses various elements, including the target customer segment, value proposition, distribution channels, revenue streams, key resources, and cost structure. This generally follows a consulting business model where you charge by hour of work or project-based.

Processors

Clearly Payments

SEPTEMBER 13, 2024

Whether businesses choose an off-the-shelf solution or require custom development, the cost of integrating the orchestrator with existing systems (e.g., This includes the cost of developers, consultants, or third-party vendors who specialize in payment integrations. ERP, e-commerce platforms) can be significant.

Payment APIs and Integration

PYMNTS

DECEMBER 30, 2020

Businesses procuring complex services like tax advisory, labor law, system integration and management consulting services were forced to rethink and redesign their workflows at a time when the need for many of these services was immediate.

B2B

PYMNTS

MARCH 29, 2017

They also require skills to configure and consultants to implement, Amazon said in the release. Amazon said there are no up-front payments or long-term commitments and no infrastructure to manage with Amazon Connect; customers pay by the minute for Amazon Connect usage plus any associated telephony services.

Cost Structure

The Payments Association

MAY 16, 2025

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Prepare financial models for potential savings or compliance costs post-ruling. Monitor PSR publications and respond to consultations via trade bodies. Why is it important? What’s next?

Regulations

FICO

SEPTEMBER 27, 2022

This is especially true for many standardized business transactions that do not require much consultation and do not serve conflict resolution. Artificial intelligence and digitalization promise to significantly improve the cost structure in retail banking. Handling such cases requires more experience and higher qualification.

AI

Stax

NOVEMBER 29, 2023

When regularly reviewed, P&L statements are like a consultant in a spreadsheet, identifying trends in revenue, expenses, and profitability over time. It’s a consultant in a spreadsheet, identifying trends in revenue, expenses, and profitability over time.

Small Business

The Fintech Times

DECEMBER 22, 2024

These changes, aimed at addressing evolving cost structures, sparked widespread backlash from advisors. One standout moment in 2024 was the significant shift in pricing strategies by major wealthtech providers, Glassell explains.

Advisors

The Payments Association

APRIL 14, 2025

Immediate focus areas include fraud prevention, ISO 20022 readiness, and stablecoin regulationbut longer-term success depends on active engagement with consultations, operational resilience, and global alignment. The regulator is currently engaged in stakeholder consultations, with final rules anticipated in late 2025.

Regulations

The Fintech Times

DECEMBER 5, 2024

Greg Francis, CEO of tech policy consultancy Access Partnership, highlights how recent regulatory changes are poised to reshape how data is shared and utilised in financial services.

FinTech

EBizCharge

FEBRUARY 4, 2025

Regularly calculating these rates can improve operational efficiency and financial decisions, enhancing a companys overall cost structure. This metric provides a clearer picture of how quickly your cash reserves are depleting, considering both expenses and income. Avoid over-hiring too soon: Be strategic with hiring decisions.

Payroll