Fintech Finance

DECEMBER 18, 2023

A grant from the Mastercard Center, through the Mastercard Impact Fund, will accelerate the research and development of a global framework for consumer protection and empowerment in new and emerging digital infrastructure to ensure the potential of these platforms is realized.

Consumer Protection 52

Consumer Protection Consumer Visa Economy 52

PYMNTS

SEPTEMBER 30, 2020

“Commercial companies accessing a payments charter would avoid oversight and regulations that protect the financial system and consumers,” the bank industry leaders wrote. The agency first proposed a special banking charter for FinTechs in 2014 that would limit pushback from the Federal Deposit Insurance Corp.

Office of the Comptroller of the Currency 139

Office of the Comptroller of the Currency OCC Non-Bank Regulations 139

The Fintech Times

APRIL 3, 2024

The American Fintech Council (AFC), the industry association representing responsible fintech companies and innovative banks, is joining forces with the Center for Accelerating Financial Equity (CAFE), which has selected the first cohort of companies in its new fintech accelerator programme.

FinTech 64

FinTech Underserved Non-Bank Innovation 64

The Fintech Times

AUGUST 28, 2024

Indonesia’s startup and fintech scene, are also growing and have strong potential. In the same year, the value of e-commerce transactions in Indonesia totalled around $51.9billion, highlighting the promise that fintech can offer the country. How is fintech integrating in Indonesia?

FinTech 69

FinTech Economy Authorization Underserved 69

The Fintech Times

MAY 19, 2024

The American Fintech Council (AFC), the industry association representing fintech firms and innovative BaaS banks, is joining forces with private equity firm Raido Capital Partners. Raido Capital Partners makes strategic investments in fintech and tech-enabled financial services.

FinTech 64

FinTech Underserved Advisors Consumer Protection 64

The Fintech Times

JANUARY 3, 2024

The American Fintech Council (AFC) has submitted its response to the Consumer Financial Protection Bureau (CFPB) on its open banking proposal. AFC and its members seek to ensure a competitive, consumer-protected open banking ecosystem,” concluded Moloney in the AFC submission.

CFPB 69

CFPB Consumer Financial Protection Bureau (CFPB) FinTech Underserved 69

Clearly Payments

MARCH 11, 2024

Focus on Consumer Protection: The government seems more focused on consumer protection and staying informed about the evolving crypto landscape. This means capital gains taxes apply when you sell crypto for a profit. The Proceeds of Crime and Terrorist Financing Act (PCMLTFA) also applies to cryptocurrency transactions.

Cryptocurrency 104

Cryptocurrency Consumer Protection Financial Inclusion Payments 104

The Payments Association

MARCH 18, 2025

Fintech platforms are leveraging consumers full financial footprints to deliver contextual budgeting, automated savings, and bespoke investment strategiesturning transaction data into actionable insights. Mexico has adopted a regulated approach under its Fintech Law, introduced in 2018, laying the groundwork for open banking.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

PYMNTS

MARCH 7, 2017

On Monday (March 6), CFPB Director Richard Cordray presented at the LendIt USA Conference, providing attendees with an overview of where the bureau stands on FinTech innovation. In his keynote speech, Cordray shared how the CFPB is working to help facilitate FinTech innovation in a way that is beneficial for both providers and consumers.

CFPB 49

CFPB FinTech Consumer Protection Underserved 49

The Fintech Times

MARCH 16, 2024

However, the American Fintech Council (AFC), the industry association representing responsible fintech companies and innovative banks, has opposed this potential legislation for fear of removing financial options for rural families, with the potential of further damaging local economies. Moloney in his prepared remarks to the D.C.

Community Banks 59

Community Banks Consumer Protection Regulatory Compliance FinTech 59

Fintech News

DECEMBER 13, 2024

Furthermore, stablecoins enhance financial inclusion by providing an accessible entry point for the unbanked and underserved populations in Asia, effectively digitizing local currencies. This convergence could unlock new opportunities for businesses and consumers, driving greater efficiency and inclusivity in Asias financial systems.

Stablecoins 109

Stablecoins Cross-Border Cross-Border Payments Caps 109

The Fintech Times

MARCH 5, 2024

Yabx has been on this journey to build this credit infrastructure ground up and enable financial access for the underserved. million consumers and MSMEs through the platform. These achievements have impressive real-world implications with individuals in underserved regions. How did you get into the fintech industry?

Financial Literacy 64

Financial Literacy Financial Inclusion Underserved FinTech 64

The Fintech Times

APRIL 23, 2024

Money20/20, one of the world’s leading fintech shows, has arrived in Thailand for the first time, serving up three days of insights into the latest fintech trends. HSBC announced a memorandum of understanding (MoU) with the Thai Fintech Association to help further engage the next generation of Thai tech unicorns.

Payment APIs and Integration 59

Payment APIs and Integration Cross-Border Cross-Border Payments CBDC 59

Fintech Finance

JUNE 7, 2024

“The survey highlighted concerns related to fee variability, cross-border payment capabilities, and the essential need for stronger consumer protections and trust-building measures. Faster Payments Council Releases New Survey Report on Faster Payments and Financial Inclusion appeared first on Fintech Finance.

Financial Inclusion 64

Financial Inclusion Faster Payments FPC Cross-Border Payments 64

Fintech News

FEBRUARY 10, 2025

Expanding financial opportunities to previously underserved populations fosters economic growth and stability. Governments and financial regulators are introducing guidelines to ensure that AI-driven lending practices are transparent, fair, and compliant with consumer protection laws.

AI 79

AI Assessments Mitigation Regulations 79

The Fintech Times

OCTOBER 3, 2024

We take a deep dive into its current financial ecosystem and fintech’s impact on it. According to the Bank of Papua New Guinea, it aims to improve: Financial education and literacy Growth of financial service providers Innovative models of financial service delivery Consumer protection and data Have these efforts paid off?

Financial Inclusion 52

Financial Inclusion Financial Literacy Governance Government 52

Clearly Payments

FEBRUARY 12, 2024

Moreover, Visa and Mastercard have been instrumental in promoting open banking initiatives and fostering partnerships with fintech startups and technology companies. As global payment networks, they must navigate complex regulatory frameworks governing payment processing, AML/CFT , and consumer protection in multiple jurisdictions.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

Faster Payments Council

MARCH 30, 2022

Speakers: Marisa Parella, Federal Reserve; Mark Ranta, Alacriti; Sherri Reagin, North Salem State Bank; Elspeth Bloodgood, Jack Henry & Associates 1:40pm-2:20pmCT: Panel Session – Fin+Tech = Unlocking Limitless Potential (Louisiana Ballroom) Fintech solutions are not a one-size-fits-all approach.

FPC 88

FPC Faster Payments Cross-Border Financial Inclusion 88

Fintech Review

NOVEMBER 12, 2024

Fintech companies and traditional banks are increasingly working together. Historically seen as competitors, fintechs and banks now find common ground to enhance services and reach broader audiences. Why Are Banks and Fintechs Collaborating? Banks and fintechs have different strengths.

FinTech 105

FinTech Financial Inclusion Regulatory Compliance Compliance 105

Fintech News

APRIL 1, 2025

This is part of a proposed asset-backed securities (ABS) issuance aimed at broadening financial access for underserved communities. It plans to share international best practices in responsible finance, digital microcredit, and consumer protection.

Best Practices 81

Best Practices Underserved Consumer Protection Risk Management 81

Fintech Review

JANUARY 14, 2025

The fintech sector is at the forefront of a global revolution, reshaping how financial services are delivered and consumed. Businesses and consumers alike are witnessing a seismic shift in how financial interactions are managed, from digital payments to sophisticated lending platforms.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59

The Fintech Times

JANUARY 18, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. However, becoming a fintech that genuinely does ‘good’ is far more complex than simply deciding to do so.

FinTech 59

FinTech Financial Inclusion Underserved Cybersecurity 59

The Fintech Times

APRIL 5, 2025

Highlighting the important role that bank-fintech partnerships play in improving access to financial services, the American Fintech Council (AFC), the trade association representing fintech companies and banks, has submitted a letter in response.

Community Banks 59

Community Banks Deposit Account Underserved BNPL 59

The Fintech Times

JANUARY 24, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. This highlights an often-overlooked aspect of inclusivity: protecting the access of those who are already banked.

Financial Inclusion 59

Financial Inclusion Due Diligence FinTech Risk Management 59