The Payments Association

FEBRUARY 10, 2025

Currently, large enterprises are the primary users, while small businesses and consumers have shown limited adoptionlikely due to unclear policies on customer eligibility and risk exposure. Strengthening KYC procedures is critical, ensuring that verification extends beyond master account holders to individual vIBAN end users.

IBAN

The Fintech Times

APRIL 2, 2025

On 1 April, banks can enable platform partners that have enrolled in a new program to accelerate the use of embedded consumer-like experiences in commercial payments. Additionally, corporate employees increasingly expect the consumer-like payment experiences they are accustomed to when making payments in everyday life.

Visa

The Payments Association

DECEMBER 18, 2024

The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. In my view, organizations that prioritize the end-user experience will be the ones that lift the benchmark on what is possible and will continue to drive growth.

Cross-Border

The Payments Association

NOVEMBER 12, 2024

Given how mission critical fraud is, it’s usually better to spend that budget on improving immediate security and consumer experience than handling ambitious growth projections.” The truth is, most people don’t need a Ferrari on day one and building one would be overkill. Read More »

Financial Crimes

The Fintech Times

DECEMBER 18, 2024

The integration of GPay responds to the needs of consumers and merchants for innovative tools that simplify the payment process, said Jaime Parra , head of product LatAm at PayU. This system allows a payment token to be sent to the user’s device, which is then converted into card information before communicating with the bank.

Online and Mobile Banking

Fintech Finance

JULY 30, 2025

Using open banking rails for payments enables direct payment to verified end users. Loan values are paid into the platform through both card and instant bank transfers, and consumer repayment plans fulfilled exclusively through open banking payment initiation payment schedules.

Payment APIs and Integration

Fintech Finance

JULY 29, 2025

For the first time, any company—fintech or not—can build and launch their own global financial products using the same infrastructure that powers AstroPay’s consumer wallet. Card Issuing and Management: Businesses can issue virtual and physical cards—local or global—to their end users.

Payment APIs and Integration

Fintech Finance

FEBRUARY 20, 2025

The results reflect growing adoption of the FedNow Service and RTP Network and an expanding array of use cases in both consumer and business contexts. Eighty percent of respondents identified faster payments as a must have, with financial institutions leading the charge at 84%, said FPC Executive Director Reed Luhtanen.

Faster Payments

Fintech Finance

FEBRUARY 18, 2025

Though it required complex operational changes, the result is the opposite for the end-user: A considerably simplified experience.

Payment Solutions

Fintech Finance

FEBRUARY 3, 2025

The partnership will give Pay.coms merchants, notably those in the wealthtech, retail and iGaming industries, access to Volts Instant Bank Transfer solution enabling their end users to securely make payments from their bank account in real time.

Real Time Payments

The Fintech Times

FEBRUARY 27, 2025

While teams spend much of their time on manual, error-prone data entry and managing approvals, these tasks are time-consuming and difficult. DEX is not a new idea; it simply describes how end users (either employees or customers) interact with IT devices.

AI

NFCW

MARCH 27, 2025

Device manufacturers will have new opportunities to bring innovative products to the market, improving the user experience for consumers based in Europe.” “The end user can then use the ring or bracelet in a shop to perform payment transactions like with a payment card without the presence of the iPhone.

Interoperability

Fintech Finance

JUNE 17, 2025

It operates as an enabler for banks, fintechs, and corporations, aiming to optimize the end-user experience by making it seamless and personalized. Consumer adoption increased from 2% to 13% between 2022 and 2024, with 14% of consumers and 10% of SMEs already using embedded lending solutions. billion by 2029.

Payment APIs and Integration

Finextra

JULY 29, 2025

For the first time, any company—fintech or not—can build and launch their own global financial products using the same infrastructure that powers AstroPay’s consumer wallet. • Card Issuing and Management: Businesses can issue virtual and physical cards—local or global—to their end users.

Payment APIs and Integration

Fintech Finance

JULY 29, 2025

AstroPay Platform is now open to all businesses, offering the same embedded finance infrastructure that powers its consumer wallet. For the first time, any company—fintech or not—can build and launch their own global financial products using the same infrastructure that powers AstroPay ’s consumer wallet.

Payment APIs and Integration

Fintech Finance

JULY 3, 2025

This partnership is a significant step to reshaping everyday spending, allowing Curve customers to benefit from NFC payment directly in the Curve App for contactless payments in store for all end-users on iOS and Android. At Curve, we’re committed to redefining the digital wallet experience.

Security

Finovate

JUNE 18, 2025

Rising expectations for real-time money movement While consumers already expect many things in real-time, the GENIUS Act adds more pressure for banks and fintechs to deliver faster, more programmable payments. This method of funds transfer won’t rely on traditional rails like ACH, wires, or even FedNow.

Stablecoins

The Payments Association

JUNE 16, 2025

If implemented, offline CBDC capability could introduce new consumer behaviours, shift merchant requirements, and alter the economics of digital payment acceptance. Simultaneously, it would entail trade-offs in security, user experience, and operational design that demand careful scrutiny across the industry.

Settlement

Stax

MAY 23, 2025

Most consumers find it inconvenient to be redirected to an external site to complete their checkout. In the current landscape, SaaS companies that can facilitate a more connected and streamlined experience for their users will always have an edge over others in the market.

ISVS

Fintech Finance

JUNE 12, 2025

Credit Choice empowers financial institutions to deliver a digital-first, branded agent-bank credit card program for consumer and small business cardholders, currently serving more than 100 Fiserv financial institution clients. Users of the new platform will have access to Elan’s trusted suite of agent-issuing capabilities.

Credit Cards

The Fintech Times

APRIL 17, 2025

Volt will power Sumsubs Penny Drop Verification flow, which involves an end user being directed to their banking app after scanning their identity document. Volt , the global real-time payments platform, has announced its new strategic open banking partnership with Sumsub , a global full-cycle verification platform.

FinTech

The Fintech Times

FEBRUARY 26, 2025

. “Organisations are now thinking about how AI specifically applies to them, and they are leveraging these benefits across their operations and customer-facing services to address challenges specific to their workflows, industry and end users not just joining the AI hype because its trending.

AI

The Fintech Times

AUGUST 2, 2025

Using open banking rails for payments enables direct payment to verified end users. Loan values are paid into the platform through both card and instant bank transfers, and consumer repayment plans are fulfilled exclusively through open banking payment initiation payment schedules.

Payment APIs and Integration

Finextra

JULY 31, 2025

Using open banking rails for payments enables direct payment to verified end users. Loan values are paid into the platform through both card and instant bank transfers, and consumer repayment plans fulfilled exclusively through open banking payment initiation payment schedules.

Payment APIs and Integration

The Fintech Times

FEBRUARY 28, 2025

Ultimately, the success of financial innovation depends on a collaborative effort between established players, newcomers, regulators, and end-users, rather than relying solely on the initiatives of any single entity or group.

Embedded Finance

The Fintech Times

JUNE 25, 2025

This licence unlocks new commercial opportunities and enhances our ability to deliver fast, secure, and cost-effective payment solutions for our partners and their end users.” Wearable payments, allow users to make contactless transactions via branded devices such as key fobs, watches, and wristbands.

Visa

Finovate

JUNE 11, 2025

The company’s technology enables firms to build consumer, business, and secured credit cards; prepaid and debit cards; commercial cards and spend controls; multi-currency cards and wallets; virtual accounts and embedded wallets; installments, BNPL, lending features, and more.

Debit Card

The Fintech Times

DECEMBER 24, 2024

With modular connectivity, routing, data analytics and tokenisation solutions, our clients can scale, break into new markets, introduce innovative features, optimise costs, and easily adapt to changing consumer expectations. BR-DGE differs from other orchestrators because it is independent, modular and scaling at a rapid pace.

Payment APIs and Integration

Finovate

FEBRUARY 4, 2025

“As money moves between banks, consumers, businesses, and beyond in a complex cycle, credit and debit cards continue to play a leading role in the payment experience,” said FIS Head of Cards and Money MovementChris Como.

FedNow

The Fintech Times

NOVEMBER 16, 2024

“The existing payment channels have earned the trust of both businesses and consumers through years of reliable service. “Our focus should be on targeted improvements that deliver tangible benefits to end-users while maintaining the stability and reliability that our existing payment infrastructure provides.”

Returns

Finovate

JANUARY 13, 2025

” Traditionally, financial institutions have lacked the resources to analyze customer spending patterns and life events that can hold clues to emerging consumer needs and preferences. Moreover, these institutions often have struggled to act effectively and efficiently on the customer information and data they have been able to analyze.

Credit Union

Stax

JUNE 18, 2025

The most common challenges associated with vertical SaaS are competing for adoption against popular legacy or traditional SaaS solutions, a smaller lead pool that may soon exhaust, and managing the expectations of consumer-like SMB customers. They are almost consumer-like in that they want inexpensive solutions and are a churn risk.

Underserved

The Fintech Times

MAY 14, 2025

.” Connecting financial capitals for global impact The annual London Fintech Summit aims to set a new global benchmark for fintech events, bringing together a unique mix of policymakers, regulators, financial institutions, fintech innovators, and end-users of financial technology to drive meaningful discussions.

FinTech

The Paypers

JUNE 12, 2025

Its infrastructure supports a business-to-business-to-consumer (B2B2C) model that facilitates stablecoin yields, denominated in USD and EUR, for end users through partner platforms. OpenTrade enables fintech platforms, neobanks, and exchanges to integrate stablecoin yield products into their services.

Stablecoins

Fintech Finance

NOVEMBER 19, 2024

State of Credit research from Marqeta , the global modern card issuing platform, reveals that 15% of UK consumers surveyed will use Buy Now, Pay Later (BNPL) this Christmas, aligning with a growing trend towards online shopping where digital and flexible payment options are more readily accessible.

Research

NFCW

APRIL 4, 2024

. “Additionally, when compared to other payment options including contactless cards, QR codes, and cash, consumers rated NFC contactless as the most secure, most convenient, most reliable, and easiest way to pay in-person,” the NFC Forum says.

Consumer