The Fintech Times

MAY 29, 2025

Technology giant Apple has launched Tap to Pay on iPhone in eight new European countries in a move to enable millions of merchants to use iPhones to accept in-person contactless payments. Using the technology, merchants can use any iPhone model from the iPhone XS onwards running the latest IOS version to accept payments.

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Security Debit Card Compromise Contactless Payments 45

NFCW

JUNE 25, 2024

Apple’s Tap to Pay on iPhone softPOS technology is now live in Germany, Apple has announced , enabling merchants across the country to accept contactless payments on their mobile phone with no additional hardware required. ” Apple brings Tap to Pay on iPhone to Germany was written by Sarah Clark and published by NFCW.

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Debit Card Contactless Payments Encryption Privacy 98

Fintech Finance

NOVEMBER 21, 2024

By partnering with NewStore for the launch, businesses including Lorna Jane and R.M.Williams can now accept contactless payments using only an iPhone and the NewStore Associate iOS app. Apple’s Tap to Pay on iPhone technology uses the built-in features of iPhone to keep the business and customer data private and secure.

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Contactless Payments Debit Card Encryption Transactions 98

EBizCharge

JANUARY 14, 2025

Once approved, the payment gateway sends a confirmation back to the merchant and the customer, completing the transaction. API-hosted gateways API-hosted gateways provide tools to integrate payment processing into your website or app for greater flexibility and customization. Thus, AI-powered fraud detection is on the rise.

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Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Stax

APRIL 8, 2025

Talk to sales How Credit Card Processing Fees Work Whenever customers swipe, tap, or dip their credit or debit cards at a payment terminal, it sets a complex network in motion, resulting in approval or rejection of the payment. Compare the total cost and not just the processor’s advertised rates.

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Credit Cards Process Processors Push-to-Card 88

Clearly Payments

MARCH 18, 2024

Limited Business Acceptance: The decreasing popularity of cash is propogated by a decline in businesses willing to accept it as a form of payment. Data from the Federal Reserve reveals a stark reality—only 60% of businesses in the United States currently accept cash. They still use credit cards too, for about 26% of their transactions.

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Credit Cards Federal Reserve FedNow Online and Mobile Banking 105

Stax

MARCH 14, 2024

Currently, in the United States, most credit cards are chip and signature, while most debit cards are chip and PIN. Like magnetic strip credit cards, you sign for a purchase when using a chip credit card. When using a chip debit card, you enter a PIN just as you did with your magnetic strip debit card.

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Chip Cards CHIPS EMV Debit Card 88

Stax

NOVEMBER 13, 2023

EMV chip card technology had a good two decades or so, beginning in the mid-’90s. And the winner of the 2010s and beyond is the NFC-powered, contactless sensation that is tap-to-pay. Contactless payments became a must-have during COVID. Most modern card readers and payment terminals are NFC-equipped.

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Contactless Payments Push-to-Card Online and Mobile Banking Encryption 88

Fintech Review

DECEMBER 3, 2024

The Emergence of Card Payments The introduction of credit cards in the mid-20th century marked a pivotal moment. Debit cards soon followed, enabling consumers to spend only what they had in their accounts. Over time, card networks such as Visa and Mastercard expanded globally. However, challenges remain.

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Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

Fintech Finance

MAY 24, 2024

Apple launched Tap to Pay on iPhone in Canada, empowering millions of merchants to use iPhone to seamlessly and securely accept in-person, contactless payments. Tap to Pay on iPhone works with contactless credit and debit cards from leading payment networks, including American Express, Interac, Mastercard, and Visa.

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Contactless Payments Debit Card Small Business Encryption 52

Stax

FEBRUARY 26, 2024

Every business operates differently, but the one thing they all have in common is that every business accepts payments. New payment tools like NFC contactless payments that help your business grow and provide a high-quality customer experience are in high demand. What Are the Benefits of Using Stax Contactless Solutions?

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Credit Cards Payment Gateways Gateways Point-of-Sale (POS) 88

Fintech Finance

JUNE 4, 2024

Adyen supports Tap to Pay on iPhone* which enables the Group to accept all forms of contactless payments – including contactless credit and debit cards, Apple Pay, and other digital wallets – with no additional hardware or payment terminal needed. We need to make everything seamless.

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Contactless Payments Payments Push-to-Card Debit Card 52

Stax

APRIL 18, 2024

Accepting credit card transactions is no longer a decision of whether to but rather how to. With cashless now BEING king, credit and debit cards are the primary method for your customers to make payments. of consumer payments came through card payments. Pre-pandemic, 62.3% per transaction.

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Credit Cards Process Online and Mobile Banking Processors 88

Stax

FEBRUARY 28, 2024

TL;DR A payment terminal enables a merchant to take chip card and contactless payments. There are a variety of payment terminal brands on the market, but the place to start is by looking at the payment terminals your payment processing provider supports. Learn More What are payment terminals?

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Payments Credit Cards Non-Bank Contactless Payments 88

Stax

JANUARY 10, 2024

Viewing these costs individually makes it easier to understand what is contributing to your credit card processing costs and where you may be able to save money. So, what types of fees should businesses expect to encounter when accepting credit and debit cards? Different types of credit cards will also involve different fees.

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Credit Cards Processors Debit Card Processing Costs 88

Stax

JUNE 4, 2024

You should avoid payment providers that are overly focused on card-present transactions if your target market is increasingly demanding more convenient payment methods like e-wallets, mobile payments, and cryptocurrency. And the risk of losing your customer data and transaction history is too great to ignore.

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Process PCI DSS Payment APIs and Integration Payments 88

PYMNTS

SEPTEMBER 29, 2020

Consumers are also beginning to adopt new payment methods, eschewing cash for debit cards, credit cards or mobile wallets that can be used for brick-and-mortar as well as online transactions. Doing so successfully will rely on how knowledgeable their payment partners are, Macadam advised.

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Privacy Online and Mobile Banking Push-to-Card Payments 69

PYMNTS

NOVEMBER 6, 2019

Customers are drawn to payment methods that take as little time as possible, which is why many have embraced methods that lack signature, PIN or credit card information requirements, and instead opt for quicker paths that mirror one-click ordering on eCommerce sites. . Rewards And The Future Of QSRs.

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Contactless Payments Data Breach Debit Card Technology 40

FICO

FEBRUARY 17, 2023

All I really think I need is an ID holder for my driver’s license, since I’ve migrated most other payments options like my debit card and credit cards to my digital wallet (AKA my smartphone). I had my phone with me and wondered if contactless payment technology would help me pay for a bucket of driving range balls.

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Online and Mobile Banking Scams Debit Card Risk 52

Stax

MARCH 14, 2024

consumers using two or more types of digital payment methods increased by 8%. Consumers are increasingly gravitating towards quick and convenient payment methods such as contactless payments and mobile wallets when transacting with businesses. Industry data shows that the B2B payments landscape is rather diverse.

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Stax

APRIL 18, 2024

Merchants can accept payments anywhere with mobile credit card processing, eliminating the need for a fixed point-of-sale terminal. Customers enjoy the convenience of paying with their credit or debit cards anywhere and everywhere. Convenience to your customers is another benefit.

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Credit Cards Process Online and Mobile Banking Mobile Payments 88

PYMNTS

DECEMBER 3, 2020

In a world of card-not-present purchases – where consumers often never set foot inside stores – Piatt said that kind of payments data transparency will only get more important for debit providers looking to gain market share in online purchases. The landscape has shifted permanently,” Piatt said.

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Credit Cards Push-to-Card Contactless Payments Returns 84