The Fintech Times

DECEMBER 18, 2024

Therefore, the adoption of solutions like Google Pay is a must for organisations to stay competitive and meet market demands. This system allows a payment token to be sent to the user’s device, which is then converted into card information before communicating with the bank.

Online and Mobile Banking 59

Online and Mobile Banking Payment Gateways Payments Encryption 59

PYMNTS

JUNE 30, 2020

One thing is certain: The seismic shifts have shone a spotlight on the fact that cash (and even plastic cards) has seen – and will continue to see – dwindling use. To get there, according to some of the executives we queried, agility is key, and responding to end users’ demands will be paramount.

End User 107

End User On-Demand Commercial Card Instant Payments 107

Fintech Finance

JULY 9, 2024

By enabling Fedwire transfers, Galileo is helping fintechs capitalize on this growth, with a scalable solution that caters to the increasing demand for rapid financial transactions. ” Enabling wire capabilities benefit end users in several ways: Fast Transactions: Recipients receive their funds on the same day they’re sent.

Wire Transfer 97

Wire Transfer Wire Wires FedWire 97

The Fintech Times

APRIL 2, 2025

To realise the true potential of virtual cards, payment giant Mastercard is launching a new programme that will help banks, platform partners, and mutual end corporate customers transform their commercial payment offerings , powered by Mastercard’s Virtual Card Number (VCN) technology.

Visa 52

Visa Embedded Payments Payments Participant 52

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Among corporates, there is an increasing demand that their global payment activity is able to keep up with the pace of doing business.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

PYMNTS

JANUARY 14, 2020

In financial services, demand for ease of use and security are sky-high, even for business customers. Regulatory mandates “seem to update every year,” he added, meaning service providers will continue to have to stay on their toes to keep security and compliance at the center of their cloud migration and digitization initiatives.

Security 101

Security PCI DSS Compromise Service Provider 101

PYMNTS

JANUARY 27, 2021

The concept of embedded banking has opened up a new frontier for financial service providers to drive holistic, elevated experiences for end-users. What we’ve seen is an increasing demand from corporates to not have to do it themselves.”. Such functionality can drive retention for a firm’s own end-users, she said.

Payment APIs and Integration 115

Payment APIs and Integration On-Demand End User Treasury 115

PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade. Connectivity Is Key.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

Fintech Finance

OCTOBER 23, 2024

The global nature of its business required G2A.COM to scale its fraud prevention and payments program to meet growing demand. Forter’s technology uses the speed and sophistication of AI to detect patterns across vast datasets and the savvy of fraud experts to continuously update its models.

Blocks 98

Blocks Payments Fraud Prevention APACS 98

PYMNTS

APRIL 10, 2020

While this strategy can yield results, it can also create silos, hampering a bank’s ability to achieve one of the most vital goals of DX: seamless integration of operations that boost efficiency and improve the end-user experience. “Banks are technology companies,” Rio Tinto recently told PYMNTS.

Technology 144

Technology End User Cross-Border On-Demand 144

NFCW

APRIL 4, 2024

Daily use of mobile payment platforms is becoming increasingly common, with users citing the security, reliability and convenience of digital solutions as core driving factors. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 122

Consumer Contactless Payments Use Case Research 122

Fintech Finance

JULY 2, 2024

This is part of Swiss4’s recently launched application that combines financial services and high-end lifestyle management, the first of its kind in Switzerland. With Marqeta’s platform, Swiss4 can swiftly design and introduce novel payment features, continually enhancing the end user experience.

Embedded Finance 97

Embedded Finance Non-Bank SWIFT End User 97

The Payments Association

NOVEMBER 12, 2024

Ongoing Maintenance: Continuous updates and support require dedicated resources. He says: “A lot of smaller companies can end up overspending by thinking they need enterprise-scale solutions. This urgency often leads organisations to choose vendors who claim to deploy solutions swiftly to meet compliance demands.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

The Fintech Times

JANUARY 10, 2024

Devices and end-user computing emerged as the second most important investment priority for the finance sector, with over a third (36 per cent) of respondents planning to invest in this area in 2024.

Cybersecurity 120

Cybersecurity AI Risk End User 120

PYMNTS

JANUARY 20, 2021

Consumers keep demanding a better, more convenient, seamless, secure user experience that makes their lives better. Instant payments are critical to fully delivering on that end user experience, she noted. The Road Ahead. have disappeared from public life.

Instant Payments 110

Instant Payments Visa Payments On-Demand 110

PYMNTS

DECEMBER 16, 2019

Service providers are increasingly understanding that, like consumers, businesses demand a better and more seamless end-user experience. The higher the level of anti-fraud risk you build into your transaction monitoring rules and into your platform, the more clunky the system becomes for end users,” he continued.

Compliance 81

Compliance B2B Payment APIs and Integration End User 81

PYMNTS

FEBRUARY 14, 2020

These exceptions can be linked to changes in weather, customer demand, and other logistical risks that impact where and when deliveries occur. Continuous Data. Supply chain management has always presented a challenge for global corporates, with digitization and automation technology aiming to reduce friction and enhance visibility.

Addressing 99

Addressing On-Demand Volume Continuity 99

Fintech News

JUNE 12, 2024

Rapid globalisation and available technological advancements have spurred the demand for more efficient, transparent, and accessible cross-border payment systems. Balancing incentives between sending and receiving jurisdictions is crucial, and costs should not be passed solely to the end-user.

Cross-Border Payments 122

Cross-Border Payments Cross-Border Interoperability Payments 122

PYMNTS

JANUARY 12, 2021

That includes Payments-as-a-Service (PaaS) in which providers help enterprises accept a range of transactions from their end customers — whether those end users (the ones actually paying and getting paid) are consumers or corporates. Flexibility Is Key. Technology brings the concept of flexible payments into reality.

Payment APIs and Integration 104

Payment APIs and Integration Payments B2B Money Laundering 104

Stax

FEBRUARY 19, 2025

Companies can capitalize on: Subscription-based integrations , where users pay extra for advanced functionalities. Through Stax Connect , the API enables the software company the ability to offer their users a more complete, all-in-one solution. And it goes even further as the API can integrate with other solutions.

ISVS 88

ISVS Payment APIs and Integration API Best Practices 88

PYMNTS

DECEMBER 1, 2019

Effective next month, joint customers who continue to use Gusto for payroll will need to manually enter information the API does not support, such as banking and tax details.” ” Gusto, on the other hand, said its decision to request changes on Zenefits’ end stems from security issues.

Disputes 81

Disputes API Security Payroll 81

PYMNTS

SEPTEMBER 16, 2020

To that end, in an interview with PYMNTS, Vincent Caldeira , chief technologist, Financial Services, APAC at Red Hat , said that moving to the digital age will require banks to renovate their suite of core banking functions (checking and savings, for example) by moving to the cloud — and to microservices in particular.

APACS 117

APACS End User On-Demand Technology 117

Stax

APRIL 18, 2024

SaaS companies deliver software applications over the internet on a subscription basis, simplifying access and management for users. ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. Primarily through direct-to-user subscriptions and third-party distributors.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

PYMNTS

APRIL 16, 2018

According to the publication, Foursquare has the data of more than 12 billion user check-ins on its platform that it extends to 125,000 businesses that use that location information. Foursquare began strengthening its B2B services in 2015 following partnerships with Twitter and Microsoft as demand for Big Data increased.

API 74

API On-Demand End User B2B 74

Fintech Finance

JUNE 12, 2024

These legacy methods falter under high demand and diverse consumer preferences, leading to an 8% churn due to card expirations and insufficient funds, with an additional 12% of setups failing from manual entry errors. Trustly’s new solution taps into the growing subscription market, projected to reach $1.5

Economy 98

Economy AI Payment APIs and Integration Fraud Prevention 98

The Fintech Times

APRIL 17, 2025

Volt will power Sumsubs Penny Drop Verification flow, which involves an end user being directed to their banking app after scanning their identity document. Rozenfeld will drive AlphaSense’s continued growth as am AI-first engineering organisation and will report to CEO and founder, Jack Kokko.

FinTech 59

FinTech Embedded Finance AI Verification 59

PYMNTS

APRIL 2, 2018

Consumers demand easy, digital banking, but this pressure for banks to deliver is also coming from corporate clients. Take mobile banking, which has propelled the introduction of mobile-only banks to meet demand for better services on smaller screens. Analysts say the tangible benefits of digitization and a happier end user are clear.

Blockchain 68

Blockchain Online and Mobile Banking End User Non-Bank 68

PYMNTS

FEBRUARY 5, 2020

And he said the opportunity surrounding cross-border real-time payments (RTP) will have the most significant impact on end-users due to the “potential implications” for changing how the FinTech conducts business. And Praeger says veteran players in the FinTech space will continue to grow this year. Blockchain.

B2B 95

B2B FinTech Cross-Border Innovation 95

PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first. So far, corporate banking users are always left out in the cold.” They’re out there; they just have to be used.”.

End User 89

End User API Credit Union Value Added Service 89

PYMNTS

NOVEMBER 14, 2016

Small and medium-sized businesses can be fickle when it comes to adopting new technologies, for instance, or SMEs can feel hesitant to adopt emerging solutions, like on-demand services. Though, according to experts, it’s not the cloud service that’s usually to blame for data breaches; it’s the end user.

On-Demand 75

On-Demand Data Breach Data Security Small Business 75

Stax

MAY 23, 2025

Here are six practical ways to optimize the experience, boost adoption, and drive more valuefor both your users and your business. Native packages with integrated payments are a great way to provide an easy, seamless user experience and controlled payment processing to your software users. Heres how to select the best provider.

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

PYMNTS

AUGUST 20, 2020

The fallout from the global pandemic occurred almost overnight for organizations, which were suddenly struggling to ensure business continuity as professionals worked from home. And we’ve seen incredible demand for integrated receivables and more advanced receivables automation as a result of this.” A Gradual Process.

Payment APIs and Integration 104

Payment APIs and Integration Automation B2B API 104

PYMNTS

SEPTEMBER 14, 2020

Brands and their manufacturers today continue to rely on legacy technologies and manual processes to sell products online, said King. Today, paper checks continue to be the dominant form of B2B payment. "The core difference between B2B and B2C is that in B2B, the individual researching and buying has a job to do,” King said.

B2B 107

B2B B2C Checks Commercial Card 107

PYMNTS

MARCH 9, 2020

” At the same time, ongoing shifts in customer expectations and demands mean that addressing the underbanked does not necessarily mean having to build more physical bank locations. He added that open banking appears to be an “inevitability” as the broader financial services market continues to innovate worldwide.

Credit Union 75

Credit Union Community Banks Small Business Online and Mobile Banking 75

The Finance Weekly

JUNE 5, 2024

We'll give an overview of its features, AI integrations, and user feedback on how effective it is. It allows users to contextualize real-time performance data and predict future outcomes, facilitating quicker and more confident decision-making. Pros and Cons Based on Users’ Reviews Pros Gaining 4.6 Let's get started.

AI 130

AI Audit API Use Case 130

The Fintech Times

APRIL 3, 2024

“This trend suggests that the coming months may serve as a wakeup call for many payment intermediaries, as embedded finance threatens to disrupt traditional roles, potentially leading to the obsolescence of third-party intermediaries and consequent cost reductions for end users.

Embedded Finance 126

Embedded Finance Finance Non-Bank Online and Mobile Banking 126