The Payments Association

JANUARY 15, 2025

Swift drives global interoperability and innovation, aligning with the UK’s National Payments Vision to enhance seamless, secure payments. This is an example of how the scale of the Swift network can be leveraged to interoperate market infrastructures to enhance the user experience.

SWIFT 88

SWIFT ISO 20022 Cross-Border Cross-Border Payments 88

Fintech Finance

JANUARY 23, 2025

Founded by the former management team of the UK Faster Payments scheme, Ordo is an FCA authorised open banking payments innovator and one of the very first to be licensed as such in the UK. Ordo delivers a wide range of payments and data services including variable recurring payments and is an official crown services supplier.

Acquirers 105

Acquirers Interoperability Faster Payments Regulations 105

The Payments Association

APRIL 7, 2025

The industry must focus on technological investments, enhancing security, and addressing regulatory and interoperability challenges to stay competitive. Furthermore, the survey highlights the key challenges faced by the industry, such as cyber-security threats and the need for interoperability between different payment systems.

Financial Crimes 88

Financial Crimes Interoperability Payments Crime 88

The Fintech Times

JANUARY 7, 2025

In recent years, the payments market has been marked by continuous dynamism, driven by disruptive innovations and the emergence of new paradigms based on open models. By doing so, they can create innovative products that enhance user experiences beyond mandatory services.

Value Added Service 105

Value Added Service Finance Cross-Border Payments Payee 105

Fintech Finance

NOVEMBER 27, 2024

Leading on building an open and interoperable future for merchants worldwide, Primer has achieved significant milestones in product innovation and senior team hires in 2024 to meet the evolving needs of global enterprises. Combined with its enhanced Monitors App, merchants can monitor and detect payment issues before they happen.

APACS 90

APACS Interoperability Push-to-Card Payments 90

NFCW

JUNE 26, 2025

“This agreement will initially cover 15 European countries, collectively representing over 382 million inhabitants (84% of the European Union population and Norway), enabling them to continue using their preferred digital payment solutions both locally and across Europe, and provide an approach for markets with no solution so far.

Cross-Border 61

Cross-Border Agreements Mobile Payments Online and Mobile Banking 61

Fintech News

JANUARY 13, 2025

Such a combination of demographic and policy-driven advantages suggests that despite the short-term downturn, the region holds immense potential for future growth and innovation. This demand is expected to fuel fintech innovations even in the face of current economic hurdles. Unicorns in the Drought?

FinTech 117

FinTech Cross-Border On-Demand Innovation 117

Finextra

JULY 1, 2025

He also discusses the drivers of continuous innovation, and in terms of instant payments, points out there are other advantages besides the preoccupation with speed – accessibility, interoperability, transparency, and lower costs.

Instant Payments 52

Instant Payments Cross-Border RTP Interoperability 52

The Fintech Times

NOVEMBER 6, 2024

As expected, innovations and announcements were rife throughout, here’s a roundup of all the news coming out of the global event. “For Visa, this is an opportunity to deliver innovations that enhance payment experiences across Asia Pacific with greater flexibility, security, and convenience.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

Fintech News

DECEMBER 22, 2024

In 2024, Singapore continued to solidify its position as a global fintech leader. Finally, the fintech startup ecosystem continued to diversify, a trend which is evident in the rapid growth of Web 3.0, Finally, the fintech startup ecosystem continued to diversify, a trend which is evident in the rapid growth of Web 3.0,

FinTech 113

FinTech Cross-Border Payments Cross-Border Money Laundering 113

Finextra

JUNE 10, 2025

Now – when all corporate and private customers (and their AI-agents) will be able to exchange verified data with EUDI-interoperable wallets - the next paradigm change for banking - will happen. The future will bring new challenges and opportunities, but if history has taught us anything, it is that Mobey Forum will continue to lead the way.

AI 99

AI Authorization Interoperability Origination 99

Fintech Finance

MAY 27, 2025

This solution demonstrates our commitment to help our Business Banking and NEO BIZ clients improve their cashflows through innovative banking solutions. As demand for seamless, real-time payments continues to rise, Aani offers SMEs a powerful way to transact with greater ease and agility. .”

Instant Payments 85

Instant Payments Real Time Payments IBAN Payments 85

The Payments Association

JANUARY 21, 2025

With in-depth data covering global market penetration, transaction values, and consumer preferences, the insights presented here will empower decision-makers to refine their strategies, enhance operational efficiency, and capitalise on the growing demand for innovative payment solutions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

SEPTEMBER 25, 2024

Checkout.com , a leading digital payments company, today announced several new product innovations at its global enterprise customer event, Thrive, held in Barcelona, Spain. Continued growth and global expansion With the global digital economy estimated to be growing 2.5

Continuity 98

Continuity Product Payment APIs and Integration API 98

Open Banking Excellence

MAY 2, 2024

Today, Georgia is a centre of fintech innovation and home to a pioneering Open Banking ecosystem. In doing so, it bridged Western and Eastern cultures, serving as a conduit for the propagation of innovations and knowledge.” Our banks are agile and innovative. It is a competitive market.

Interoperability 147

Interoperability Payment APIs and Integration Central Bank Cross-Border 147

PYMNTS

AUGUST 1, 2019

In the latest Smarter Payments Tracker , PYMNTS takes a deep dive into the challenge of interoperability in achieving better cross-border payments services and experiences. Adoption of ISO 20022 will continue the transformation of correspondent banking already ongoing,” SWIFT said in its Wednesday (July 31) announcement.

Interoperability 61

Interoperability ISO 20022 Cross-Border Correspondent Bank 61

Fintech News

NOVEMBER 17, 2024

The pressure to stay ahead continues to mount as customers demand more immediate and user-friendly experiences. Enter fintechs, like the Philippines-based Salmon, who leverage agility, talent, and innovation to not only compete and collaborate with banks, but acquire banks and transform into full-fledged financial institutions.

SWIFT 113

SWIFT API Underserved Interoperability 113

The Payments Association

OCTOBER 28, 2024

These newcomers introduced more consumer-centric payment solutions, forcing traditional banks and processors to adapt and innovate to stay competitive. “In Overall, the payments landscape will continue to evolve, driven by further digitalisation, industry-specific specialisation, and the strategic integration of innovative technologies.”

Process 100

Process Payment APIs and Integration Processors Payments 100

Fintech Finance

JUNE 3, 2025

At its core, Onafriq is providing digital interoperability across mobile wallets, bank accounts, cards, and offline payment channels – bringing Africa closer to a seamless and integrated financial future. I’m incredibly proud of what we’ve achieved and even more excited about the road ahead.”

Interoperability 72

Interoperability Cross-Border Cross-Border Payments Use Case 72

Finovate

SEPTEMBER 20, 2024

What is the level of interest in fintech innovation there? However, competition is increasing as the government continues its drive for privatization and other reforms. The level of innovation in the local fintech market is very advanced, thanks to open banking. What does the financial services ecosystem look like in Uzbekistan?

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

The Fintech Times

JANUARY 14, 2025

Tom Voaden , VP commercial at BR-DGE, also added: “At BR-DGE, were really excited about this new partnership with TrueLayer, so we can further advance interoperability in the payments ecosystem with the addition of Pay by Bank. This year will see intense innovation and pricing competition, transforming how transactions are processed.”

Interoperability 59

Interoperability Settlement Process Security 59

Fintech News

JANUARY 7, 2024

Payments innovation in Indonesia holds significant promise for contributing to the nation’s economy and helping bring about a more inclusive, accessible, and equitable financial system. This system is also supporting the country’s digital economy and connecting Indonesians across its large geographically dispersed set of islands.

Financial Inclusion 125

Financial Inclusion Innovation Payments NOV 125

Fintech News

JULY 9, 2024

The company plans to continue rolling out innovative commerce products in partnership with Pine Labs. The company also collaborates with DBS Bank, Google Pay, United Overseas Bank, and Singtel Dash as part of its loyalty program to enable interoperable payments.

Interoperability 110

Interoperability Payments Payments Institute Facilitators 110

Fintech News

FEBRUARY 28, 2025

An important note is that while the BIS Innovation Hub played a key role in developing Nexus, it will not own or operate the Nexus Scheme Organisation. However, BIS will continue providing technical advisory support, facilitating collaboration among members and potential new participants.

Cross-Border Payments 70

Cross-Border Payments Cross-Border ISO 20022 Payment APIs and Integration 70

PYMNTS

MAY 1, 2020

The EU’s PSD2 and GDPR regulations were passed in 2018 and designed with a primary focus on interoperability between open banking systems around the world. The act has been critical to managing digital security, Choi said, and such measures have picked up as open banking development continues in the country. 18, 2019, Choi continued.

Privacy 98

Privacy API Innovation Payment APIs and Integration 98

The Payments Association

MARCH 19, 2025

With digital wallets growing in sophistication, consumers and businesses have fundamentally altered how they interact with payments, forcing banks and payment system providers (PSPs) to innovate. The decline in cash usage has also helped speed up the adoption of digital wallets. Regulatory challenges Regulators are in a race against time.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Finextra

JUNE 11, 2025

Early Electronic Initiatives (late 1980s/early 1990s): Limited electronic fund transfers began to emerge, mainly within banks or for specific corporate clients, but were not widely interoperable. This proved to be a pivotal move in fostering indigenous innovation. Unified Payments Interface (UPI) (2016): The game-changer.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

The Fintech Times

FEBRUARY 28, 2025

This means continuously updating and retraining their AI models to stay ahead of malicious actors. In 2025, I believe well see a period of sustained regulatory activity and adaptation as agencies attempt to strike the right balance between enforcing regulations and encouraging innovation.

AI 97

AI Best Practices Regulations Risk 97

Fintech Finance

JUNE 9, 2025

Mobile-first purchasing also continues to soar, with 67% of Black Friday transactions taking place on smartphones. This drive for growth mirrors Africa’s continued industry collaboration which is enacting positive change across the continent. Consumers and merchants alike are seeking innovative, efficient ways to transact.

PCI DSS 52

PCI DSS Online and Mobile Banking Financial Inclusion Alternative Payment Methods 52

The Fintech Times

FEBRUARY 19, 2025

By partnering with Standard Chartered, StraitsX aims to bolster its mission to enhance cross-border payments by bridging the stability and trust of traditional banking with the innovation of digital assets.

Stablecoins 75

Stablecoins Cross-Border Cash Management Cross-Border Payments 75

Fintech News

JANUARY 15, 2024

Looking ahead, the Monetary Authority of Singapore (MAS) has introduced the SGQR+, an innovative concept aimed at revamping Singapore’s QR payments infrastructure for the future. Building upon SGQR, SGQR+ represents the next generation of interoperable payments for merchants.,

Interoperability 117

Interoperability Cross-Border Payments Financial Inclusion 117

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. HashKey focuses on regulatory compliance, security, and innovation. bolttech Valuation: $2.1 BharatPe Valuation: $2.85

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Fintech Finance

JUNE 20, 2025

With global public transportation systems undergoing significant transformation driven by evolving passenger expectations, rapid technological innovation, tougher sustainability goals and the move towards more flexible work patterns, the report highlights the eight key trends shaping the future of payments.

Payments Trends 59

Payments Trends Mobile Payments Payments Interoperability 59

Fintech News

MARCH 25, 2024

Specifically, in digital trade, the experiments proved the capability for interoperability among diverse digital networks, facilitating atomic trade payments. Tom Zschach “Swift is a community – a convener of and for our industry – and I’m delighted that we’ve been able to facilitate these critical innovation experiments.

CBDC 109

CBDC SWIFT Interoperability Settlement 109

Finextra

JUNE 18, 2025

Interoperability across multiple domestic and international card schemes without cobadging constraints. It supports: Interoperability across multiple payment types and acceptance environments — including in-store, e-commerce, SoftPOS, cards, mobile, and QR codes. Significant simplification of the technical architecture for merchants.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

Fintech Finance

FEBRUARY 18, 2025

As charging infrastructure expands, EFT Corporation is pioneering payment innovation in South Africas electric vehicle (EV) charging space by implementing a cloud-based, open-loop payment system for EV charging stations. The country now has nearly 400 public charging stations, with further expansion planned for 2025.

Payment Solutions 75

Payment Solutions Push-to-Card Payments Credit Cards 75

Fintech News

JUNE 12, 2024

The Bank for International Settlements (BIS) Innovation Hub ‘s Point Zero Forum 2023 roundtable brought together key stakeholders and leaders from both the public and private sectors to discuss opportunities and challenges in cross-border payments.

Cross-Border Payments 122

Cross-Border Payments Cross-Border Interoperability Payments 122