Cardfellow

MAY 19, 2025

The article below will provide plenty of reasons why you shouldn’t lease a credit card machine, and this page from the Attorney General of NY involving a large leasing company is further proof. Credit Card Machine Leases are Nonsense! A lease agreement is typically separate from a processing agreement.

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Credit Cards Processors Agreements ISOs 69

EBizCharge

MARCH 11, 2025

As companies transition to online payment platforms, the complexities of payment processing costs can often lead to unexpected expenses that eat into margins. Understanding these costs empowers businesses to make smarter financial decisions.

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Processing Costs Process Credit Cards Payment Gateways 52

Stax

MARCH 5, 2025

How Can Internet Card Payment Processing Help My Business? From accepting credit cards and debit cards online to setting up your customized web store, there are various eCommerce solutions that can assist when in-person payments arent an option. Payment Gateways vs. Payment Processors: What’s the Difference?

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EBizCharge

MAY 1, 2025

Every swipe or tap of a credit card comes with processing fees that can hinder a businesss profitability if not properly managed. This article will provide helpful strategies for merchants to offset these fees to minimize the costs of accepting credit card payments. These fees typically range from 1.5%

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Basis Theory

NOVEMBER 13, 2023

How Credit and Debit Cards Compare The fundamental difference between a credit and debit card is whose money is being used in the transaction: with a credit card, the consumer is borrowing from the card issuer , while with a debit card they are using their own money, stored with the issuing bank.

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Stax

DECEMBER 20, 2023

Interchange is the fee that credit card companies like Visa and Mastercard charge businesses to accept their cards. In this article, we will break down credit card interchange fees so you will know exactly how much you’re spending when running your business. How much does interchange cost?

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Credit Cards Debit Card Processors Non-Bank 167

EBizCharge

JUNE 3, 2025

As a leading provider of integrated payment solutions, EBizCharge offers tailored services that support the complex needs of high-volume businesses, helping them streamline payment processing operations, improve cash flow, and reduce processing costs. What are high-volume merchant services? Luckily, EBizCharge can help.

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Synapse Payment Systems

NOVEMBER 9, 2022

Profit margins are tight right now, and as operating costs increase, many businesses wonder if they should surcharge credit cards. Here’s why credit card surcharges hurt your business—and what you should do instead to raise revenue and keep customer loyalty. What is a Credit Card Surcharge?

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Stax

MARCH 13, 2025

In 2023, 27% of all point-of-sale (POS) payments were made using credit cards while 23% were made with debit cards. A survey by Forbes Advisor also revealed that 33% of consumers prefer to use credit cards as they’re safer than carrying cash. However, this convenience comes at a cost, mainly for businesses.

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EBizCharge

MAY 5, 2025

As businesses navigate credit card processing fees, zero cost credit card processing has emerged as a valuable alternative. This option focuses on eliminating processing fees for the merchant by passing them onto customers, a practice thats steadily gaining traction.

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Credit Cards Small Business Process ACH 52

Synapse Payment Systems

AUGUST 25, 2022

Almost every business accepts credit card payments these days. However, businesses have to pay processing fees for each transaction. The good news is that it is possible to learn how to lower credit card processing fees. Here’s what you should know about negotiating lower credit card processing fees.

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Credit Cards Transactions Processors Assessments 130

Synapse Payment Systems

AUGUST 25, 2022

If you’re a customer who loves paying for purchases using a credit card, it might be annoying, but for businesses, it makes sense. Accounting is less complicated, and you can keep 100% of your earnings with no processing fees deducted from each transaction. You’ll never hear, “Do you have an ATM?”

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Stax

JANUARY 24, 2024

Credit cards remain a favored way of making payments among customers. Purchase volumes through credit cards jumped 51% between 2015 and 2021. However, the idea of applying a credit card surcharge to offset the processing cost of credit cards has always been a hotly debated topic.

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Stax

JANUARY 24, 2024

Credit cards remain a favored way of making payments among customers. Purchase volumes through credit cards jumped 51% between 2015 and 2021. However, the idea of applying a credit card surcharge to offset the processing cost of credit cards has always been a hotly debated topic.

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Stax

JANUARY 10, 2024

Credit card transactions have quickly become the lifeblood of eCommerce businesses and storefronts alike. According to Capital One, global credit card transactions in 2022 reached an estimated 678 billion —an average of 1.86 However, accepting credit cards does come with a flipside; the ongoing sting of credit card fees.

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Stax

NOVEMBER 15, 2023

Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards. These fees help cover the costs of processing the payment and maintaining the card network.

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Credit Cards Processors Assessments Non-Bank 88

Stax

APRIL 18, 2024

Accepting credit card transactions is no longer a decision of whether to but rather how to. With cashless now BEING king, credit and debit cards are the primary method for your customers to make payments. of consumer payments came through card payments. Card Network (e.g., Pre-pandemic, 62.3%

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Credit Cards Process Online and Mobile Banking Processors 88

Stax

DECEMBER 13, 2023

Did you know that in 2021, merchants ended up paying a whopping $105 billion in credit card processing fees? Even though they’re one of the most popular payment options today, accepting credit cards at your business can turn out to be a significant expense. to their payment processing company.

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Stax

MAY 7, 2024

With credit card transaction volume hitting over $9.5 trillion in the US in 2022, accepting card payments is no longer a question of whether to, but how to. billion in processing fees, which was a 16.7% The transactional procedures are the authorization, clearing, and settlement processes of the funds being transferred.

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Credit Cards Process Processors Online and Mobile Banking 88

EBizCharge

DECEMBER 2, 2024

Dual pricing is a strategy where businesses offer two different prices for a product or service based on the payment method, such as cash or credit cards. Often seen in places like gas stations displaying a cash and credit price, the dual pricing model aims to offset credit card processing fees by encouraging cash payments.

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Stax

SEPTEMBER 26, 2024

Credit card surcharges are increasingly becoming a fact of life. Industry data shows that 9 out of 10 credit card users say they don’t want to pay surcharges but do it anyway. This is good news because it means you won’t have to inflate your base prices to cover payment processing fees.

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Stax

JANUARY 5, 2024

Many merchants face the trouble of sifting through numerous credit card machine options, looking for a terminal that fits with their business. Selecting the right payment processing terminal will not only help reduce your processing costs, but it’ll also increase your profits.

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Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. Learn how to achieve payment processing compliance when surcharging to improve your company’s financial stability and reputation.

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Stax

FEBRUARY 28, 2024

Passing credit card fees onto customers has been hotly debated , but most of the country has agreed: Credit card surcharge should be available to merchants. TL;DR Surcharging allows merchants to pass on credit card fees. What is Credit Card Surcharging? There’s no way around it.

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Credit Cards Debit Card Legal Laws 88

Stax

DECEMBER 20, 2023

Although credit cards have been around since the 1950s, in recent years, they’ve started to dethrone cash from its position as king of payment methods. With a whopping 84% of American adults owning at least one credit card (the average is 3 credit card accounts per person), card payments reached $9.43

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Stax

MAY 23, 2025

These APIs enable your users to accept credit cards, debit cards, ACH, and other payment options without ever leaving your platform. Native packages with integrated payments are a great way to provide an easy, seamless user experience and controlled payment processing to your software users. EMV, NFC, etc).

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Stax

APRIL 2, 2024

Credit card processing fees are expensive. In 2022, industry data shows that credit card companies earned a whopping $126.4 billion in processing fees. At upwards of 3.15% plus ten cents in interchange fees, these extra fees cost a pretty penny. Learn More What is Credit Card Surcharging?

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Credit Cards Best Practices Legal Compliance 88

Paystand

MARCH 20, 2025

Optimize B2B credit card processing with lower fees, faster payments, and better security. Discover cost-saving strategies and modern payment solutions.

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Credit Cards Processing Costs B2B Process 40

Clearly Payments

FEBRUARY 10, 2025

Card Networks Companies like Visa, Mastercard, and American Express ( credit card networks ) that set processing rules and fees. The Costs You Dont See One of the biggest surprises for small businesses is the actual cost of accepting credit and debit cards. While legal in most U.S.

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Paystand

JULY 17, 2024

Table of Contents What is a Typical Credit Card Processing Fee? Understanding Payment Processing Fees Why Are Card Processing Fees so High? How Can I Avoid Card Processing Fees? How to Offset Credit Card Processing Fees? Cut Credit Card Processing Costs Today

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Stax

MARCH 11, 2025

As a business owner, you must have a clear understanding of how online payments processing works to be able to create a hassle-free checkout process that will keep buyers coming back to your eCommerce store. Talk to sales How Online Payment Processing Works On the surface, online credit card processing happens in seconds.

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Stax

APRIL 4, 2024

Credit cards are incredibly popular, and it’s easy to see why: they’re convenient and accepted nearly everywhere. But as great as they are for consumers, merchants know that accepting credit card payments comes with added costs in the form of processing fees. Credit card surcharging is legal in most U.S.

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Credit Cards Legal Laws Rules 68

Clearly Payments

MAY 1, 2025

But they also have a ripple effect that extends to merchants pricing strategies, customer behavior, and yes, even how payments are processed. While credit card processing fees arent directly subject to tariffs, many businesses are seeing indirect impacts that affect their bottom line.

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Credit Cards Process Cross-Border Disputes 66

Clearly Payments

JANUARY 21, 2025

Limited Payment Options: Many government platforms still lack support for modern payment methods like mobile wallets, credit cards, and digital banking. Efficiency Gains: Digital payment systems reduce processing costs by an average of 40%, as reported by the Government Finance Officers Association (GFOA).

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Government Payments Government Governance PCI DSS 59

EBizCharge

AUGUST 30, 2024

Navigating the complexities of credit card processing fees is a significant challenge for merchants in today’s digital economy. What are credit card processing fees? Credit card processing fees are fees merchants must pay to accept credit card payments from their customers.

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Credit Cards Processors Process Card Issuer 52

Cardfellow

APRIL 5, 2025

With its minimal underwriting and fast setup, it lowered the barriers to entry for small businesses seeking credit card processing. Suddenly, business owners could download an app, sign up for an account, and accept credit cards within days or even hours. How do you know when youve outgrown Square?

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Cardfellow

FEBRUARY 26, 2025

Tap on phone (or tap to phone as Visa calls it and tap to mobile for Amex and Discover) is a contactless payment method where customers tap a sellers smartphone instead of a credit card machine to pay. Is contactless the same as a chip card? This is done instead of swiping a magnetic strip or dipping an EMV chip card.

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