PYMNTS

FEBRUARY 9, 2018

lender is now offering its small business (SMB) borrowers credit insurance policies provided by Euler Hermes to protect themselves against the risk of non-payment of an invoice should their customer become insolvent or fail to pay. Reports Thursday (Feb. 8) said the U.K.

Risk Mitigation 40

Risk Mitigation Non-Bank Risk Underwriting 40

CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

Nanonets

APRIL 5, 2023

Traditional underwriting processes may not assess creditworthiness accurately for a borrower who derives income from non-traditional sources. Filtering customers based on income and savings, in addition to credit scores, can be a stronger predictor of mortgage risk. Verify KYC/AML based on geography.

Automation 52

Automation Process Risk Assessment Assessments 52

PYMNTS

JULY 26, 2017

Treasury’s Office of the Comptroller of the Currency (OCC) has again released its report on top risks facing banks, with its Spring 2017 analysis warning FIs that threats are coming from all angles. The federal banking system is, and should be, a source of strength for the nation and its economy.

OCC 46

OCC Office of the Comptroller of the Currency Money Laundering Non-Bank 46

PYMNTS

JULY 11, 2017

The International Chamber of Commerce Banking Commission recently released a report that found an imbalance between supply and demand of trade finance services. Indeed, banks must tread carefully in the world of trade finance, and with such little room for error and financial losses, risk management is critical.

Finance 43

Finance Risk Mitigation Risk Non-Bank 43

PYMNTS

JUNE 7, 2018

Most business still looked to banks, despite the fact that in the wake of the financial crisis and subsequent credit crunch, lending from banks more or less ground to a halt where SMBs were concerned. BlueVine’s tech was built to continuously underwrite the line of credit it offers to SMBs, said Lifshitz.

Small Business 49

Small Business Underwriting Product Risk 49

PYMNTS

SEPTEMBER 27, 2019

Bank loans exist, of course, but app creators face the same difficulty most small to medium-size businesses (SMBs) face when they walk through a bank’s doors. They are a very low credit risk — if a developer has an invoice from them, Qwil can be confident it is going to get paid.

Faster Payments 65

Faster Payments Economy Non-Bank Product 65

PYMNTS

FEBRUARY 7, 2020

The partnership would apply Goldman’s lending technology to SMB loans on Amazon’s underwriting platform, according to unnamed sources. In 2019, Goldman partners with Apple on the launch of the Apple Card , which the bank’s executives have stated was the “most successful credit card launch ever.”

Push-to-Card 52

Push-to-Card Caps Underwriting Small Business 52

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. In aggregate, these product development and investment decisions reveal that Amazon isn’t building a traditional bank that serves everyone.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

FICO

MARCH 6, 2020

A partnership aimed at helping banks, payment providers and fintechs meet the ever stronger regulatory demands while reducing effort and expense. . We serve corporates, insurance companies, and banks – be it a retail, private, wealth management, automotive or telecom bank, tier 1 or tier 3 bank. What do you do?

Financial Crimes 81

Financial Crimes Crime Compliance Technology 81

FICO

FEBRUARY 6, 2017

Securitization plays a key role in driving increased liquidity in the mortgage market, ensuring that banks can fund more loans, at lower cost. FICO Scores, of course, play an important role in the risk management and transparency that powers the secondary market. This in turn gives consumers greater access to affordable mortgages.

Credit Risk 40

Credit Risk Risk Assessment Risk Payer 40

Electronic Transactions Association

JANUARY 21, 2025

Model Money Transmission Modernization Act ETA supports the enactment of the Conference of State Bank Supervisors Model Money Transmission Modernization Act (Money Transmitter Model Law) across the U.S. states and territories. Taxation ETA opposes the application of new or expanding existing taxes to the payments industry.

BNPL 40

BNPL Financial Inclusion Small Business Privacy 40

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. The Rundown on the Run-up to the Decisions.

P2P 54

P2P Origination Returns Underwriting 54

FICO

SEPTEMBER 18, 2018

Instant access to online banking and therefore easy access to committing fraud due to the safe status of being an ‘existing’ customer. In your opinion, what should come first: an underwriting decision or a fraud decision - and why? Andy: Credit risk is the bigger player in account originations. That need not be the case.

Fraud Detection 51

Fraud Detection Best Practices Checks Push-to-Card 51

PYMNTS

JUNE 6, 2018

Most business still looked to banks – despite the fact that in the wake of the Financial Crisis and subsequent credit crunch lending from banks more or less ground to a halt where SMBs were concerned. Who They Serve. Small business” as phrases go is pretty vague, Lifshitz told Webster.

Small Business 40

Small Business Underwriting Risk Product 40

FICO

SEPTEMBER 20, 2018

Instant access to online banking and therefore easy access to committing fraud due to the safe status of being an ‘existing’ customer. In your opinion, what should come first: an underwriting decision or a fraud decision - and why? Andy: Credit risk is the bigger player in account originations. That need not be the case.

Fraud Detection 45

Fraud Detection Best Practices Checks Push-to-Card 45

M2P Fintech

FEBRUARY 28, 2025

RBI-compliant Cash vs. Bank Disbursement Splits : Maintains regulatory adherence and secures transactions in a compliant manner. The system comprises Key Features Co-lending Value Add-ons facilitate collaborations between banks and NBFCs to offer jointly funded loans, combining resources to provide better terms and wider reach.

Payment APIs and Integration 52

Payment APIs and Integration Assessments Compliance Best Practices 52

PYMNTS

OCTOBER 4, 2019

India’s FinBox landed an undisclosed amount of pre-Series A funding, reports in Inc42 said this week, with investors at Arali Ventures leading the investment in the credit risk management technology startup. Australia’s ANZ Bank led a $1.56 Australia’s ANZ Bank led a $1.56 ForwardLine Financial.

B2B 51

B2B Payment APIs and Integration Small Business Participant 51

Finovate

MAY 15, 2025

Credit risk analytics provider Carrington Labs teamed up with real-time decisioning infrastructure company Oscilar. The partnership will make Carrington Labs’ explainable AI-powered, advanced credit risk and cash flow underwriting models available via Oscilar’s decisioning platform.

Credit Risk 52

Credit Risk Risk Underwriting Assessments 52