Remove CRM Remove Disputes Remove Encryption
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What 500 Businesses Told Us About Their Payment Preferences

Clearly Payments

Chargebacks when customers dispute a paymentcan also be expensive and time-consuming. Technology Integration Many businesses use multiple systems like eCommerce platforms, accounting software, and CRM tools to run their operations. Tools like tokenization , encryption, and secure customer data storage can build trust.

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What is a Payment Processing System and How Does It Work?

Stax

Payment gateway – The service that encrypts and securely sends payment details from the customer to the payment processor and back to the merchant. Payment information is encrypted and sent for authorization – The payment gateway encrypts and sends the payment details to the payment processor.

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The Anatomy of a Credit Card Transaction

Clearly Payments

Merchant Sends Transaction Request : The merchant’s POS system or online payment gateway encrypts and transmits the transaction data to the acquiring bank or payment processor. The merchant is notified and can provide evidence to refute the dispute. Chargeback Reports : Track disputed transactions and their resolution status.

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The Ultimate Guide to Ecommerce Payment Solutions

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Key features to look for in an eCommerce payment solution include security and fraud protection, payment method variety, integration capabilities, chargeback protection and dispute resolution, and global payment support. The details are then encrypted and transmitted to a third-party payment gateway for authorization.

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Credit Card Merchant Services: What to Look for (and What Most Businesses Miss)

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Payment gateway – A secure system that transmits encrypted transaction data between your website or terminal and your processor. inventory, CRM, ERP) The best merchant services providers dont operate in a silo, they seamlessly connect with your broader tech stack. The right provider should feel like a partner, not just a vendor.

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Looking for the Best Payment Gateway? Here’s How to Choose the Right One

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Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. The payment gateway collects and encrypts sensitive customer payment details and then securely sends them to the payment processor. You can also dispute chargebacks from your account.

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Choosing the Right Payment Gateway for Your Specific Business Needs

My Payment Savvy

Data is Encrypted & Tokenized Immediately after submission, the payment gateway encrypts the card data and replaces it with a token—a random, one-time-use ID. Your online payment gateway applies encryption, address verification, and fraud screening—all within seconds. Any hiccups risk abandoned carts and lost sales.