Fintech Finance

JULY 28, 2025

TerraPay is now able to directly support the demand for cross-border financial services throughout Oceania, a crucial and rapidly expanding market, through its licenses as an Independent Remittance Provider (IRP) and a Remittance Network Provider (RNP). Australia is home to over 7.7

Cross-Border Payments

Fintech Finance

MAY 1, 2025

The report highlights key milestones, insights, and the organizations transition into an independent foundation, further strengthening its ability to drive financial inclusion across the continent. Key achievements included: Expanding access to IIPS in Cabo Verde, Mauritania, Rwanda, South Sudan, and the CEMAC region.

Financial Inclusion

The Payments Association

FEBRUARY 17, 2025

This presents a significant opportunity for mobile-first financial solutions to bridge the gap in financial inclusion by providing digital banking, payments, and credit access to those traditionally excluded from the formal financial system. trillion business opportunity by 2025.

Innovation

Fintech News

JANUARY 13, 2025

SEAs young, tech-savvy population, a growing consumer base, reliance on informal financial systems, and supportive government initiatives aimed at financial inclusion serve as robust drivers for long-term growth. Yet, optimism abounds. Without cohesive strategies, these hurdles could stifle growth.

FinTech

The Payments Association

JUNE 3, 2025

Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments.

Security

Fintech Finance

JANUARY 2, 2025

The FPC prioritizes inclusion of diverse perspectives in tackling complex topics such as interoperability, identifying real-world solutions that can ease adoption of faster payments, managing security risks and fraud threats, addressing barriers to financial inclusion and cross-border payments, and more, as the organization paves the way toward a future (..)

Faster Payments

The Fintech Times

JUNE 22, 2025

Challenges such as high transaction costs and opaque exchange rates have been prevalent in Africa over the last few years, meaning that establishing strong cross-border payment avenues has been tough. “We are dedicated to making financial services accessible to everyone and are proud to be at the forefront of this transformation.

Cross-Border Payments

Finextra

JUNE 11, 2025

Post-Independence (1947 - 1990s): Building the Foundation After independence, India focused on strengthening its financial infrastructure and extending banking services. Nationalization of Banks (1969, 1980): A major policy shift aimed at increasing financial inclusion and directing credit to priority sectors.

Financial Inclusion

The Fintech Times

JULY 17, 2025

But the real story is in the infrastructure behind it: licensing, interoperability and a deep commitment to making cross-border payments work for everyone – not just the biggest players. This purpose is rooted in facilitating inclusion and interoperability. TerraPay now connects over 155 countries and 3.7

Cross-Border

Fintech Finance

APRIL 15, 2025

This partnership aims to drive economic growth by making cross-border transactions faster, easy to use and more accessible by connecting banks, mobile wallets, and financial institutions. Expanded financial connectivity, empowering millions of customers to transact internationally with ease. billion USD by 2030. .

Cross-Border Payments

Fintech Finance

JULY 10, 2025

Thunes has won the Thunes Best Payment Solution Award at the 2025 Asian Banking & Finance Fintech Awards, making its name as a great place to make payments across borders. This award recognises the transformative impact of our proprietary Direct Global Network as a powerful driver of financial inclusion.

Payment Solutions

The Fintech Times

APRIL 16, 2025

Through a new strategic partnership with TerraPay, PayPal aimsto drive economic growth in the Middle East and Africa by making cross-border transactions faster and more accessible by connecting banks, mobile wallets, and financial institutions. “At PayPal, were committed to changing that.

Funds Transfer

The Payments Association

JANUARY 21, 2025

The report notes how stablecoins, supported by regulatory developments, are driving advancements in digital commerce and cross-border transactions. Payments providers will need to prioritise interoperability and compliance to unlock growth while addressing security and volatility concerns.

Payments Trends

Fintech News

NOVEMBER 12, 2024

These experts covered some of the industry’s hottest trends and most urging issues, including artificial intelligence (AI), quantum computing, digital assets, next-generation transactions, and financial inclusion. However, challenges remain, particularly regarding interoperability.

FinTech

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Each plays a key role in transforming how Indonesians save, spend, invest, and access financial services.

FinTech

The Fintech Times

JULY 16, 2025

While this is a great success, there is still a lot that can be done to further make official financial services more accessible, especially in developing economies. Having explored some of the biggest financial inclusion hurdles in digital banking, we now turn our attention to why it is so important that these challenges are overcome. .”

Underserved

The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. Sending cross-border payments, for example, often comes with heavy processing costs and conversion fees.

FinTech

The Payments Association

JANUARY 13, 2025

These businesses often favour jurisdictions with more aligned and predictable legal standards, which could significantly impact PSPSPs’ cross-borderspirations or operations. This strategic positioning not only reduces friction for clients but also ensures PSPs remain indispensable in cross-border operations.

Legal

Fintech News

DECEMBER 9, 2024

This proactive approach, driven by the Monetary Authority of Singapore (MAS), seeks to enhance the nation’s financial infrastructure. The goal is to attract investment and innovation, maintain Singapore’s competitive edge in the global arena, and expand financial inclusion.

Cryptocurrency

Fintech Finance

NOVEMBER 21, 2024

Over 350 million adults in Africa live on a cash-only basis ( [link] ), without access to financial accounts, credit cards, or lending facilities. Digital currency systems could prove to be key in improving financial inclusion and opening up new opportunities to large underbanked communities in many African countries.

Payment Networks

Fintech News

JULY 29, 2025

The development marks a significant step in TerraPay’s efforts to expand its infrastructure and presence across Australia, Oceania and the Pacific Islands, regions that are strategically important for remittance, trade and financial inclusion. million migrants and serves as an economic and financial hub for the Pacific.

Security

Finextra

JULY 8, 2025

China’s Cross-border Interbank Payment System (CIPS) is rapidly emerging as a central artery in the internationalization of the Renminbi (RMB), offering a robust infrastructure for cross-border settlements and reshaping how global institutions engage with China’s markets. What Is CIPS and Why Does It Matter?

Global Payments

Finextra

JUNE 11, 2025

Consumer Empowerment: With enhanced security, digital wallets are accelerating e-commerce trust—particularly in high-ticket and cross-border segments. Mobile-First Infrastructure: Inclusion, Innovation, and Interoperability The smartphone has become the central node of financial inclusion and fintech innovation.

Consumer

The Payments Association

MARCH 19, 2025

Regions like Africa are seeing digital wallets driving financial inclusion, as seen with M-Pesa, which has connected millions of unbanked individuals to financial services. Technological advancements, including NFC, QR codes, and biometric authentication, have made digital wallets more user-friendly and secure.

Digital Payments

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration.

Finance

The Fintech Times

MARCH 3, 2025

In its new manifesto, ‘ Creating the Conditions to Support Growth and Innovation in Payments ‘, The Payments Association describes the 66 policies recommended by the 216 payments professionals working across financial crime, regulation, open banking, ESG, cross-border payments, digital currencies and financial inclusion.

Governance

The Fintech Times

MARCH 18, 2025

Additionally, the increase in cross-border e-commerce and global companies looking to expand into Brazil presents a significant opportunity for PagBrasils tailored solutions. Interoperability between these instant payment systems is also a key trend that will contribute to more connected global commerce.

Online and Mobile Banking

Finovate

MARCH 7, 2025

Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy. At Boku, we want to be at the heart of this transformation.

Payments

The Fintech Times

MAY 1, 2025

As a result of the latest authorisation from the Central Bank of the UAE, Pay10 is now fully onboarded and operational on the regulators’ Open Finance framework , which enables real-time connectivity to bank accounts, laying the foundation for future innovation in data-driven financial services across the region.

Finance

Finextra

JULY 7, 2025

With this license, Pay10 will deliver mobile-first interoperable infrastructure designed to integrate with Bahrain’s domestic payment rails, ensuring compliance, speed, and reliability across every transaction and directly contributing to the Kingdom’s broader vision for financial inclusion and diversified economic growth.

Security

Finextra

JULY 30, 2025

Conversations highlighted how tokenization could address various inefficiencies within traditional markets, including costly intermediaries and limited market access - not dissimilar to how stablecoins have overhauled and simplified traditional methods of processing cross-border payments, facilitating greater financial inclusion.

Stablecoins

Fintech News

SEPTEMBER 10, 2024

A new report by Deloitte delves into the latest developments in the cross-border payment sector in Asia-Pacific (APAC), identifying four major trends reshaping the landscape and offering significant opportunities for merchants. Public-private collaborations also play a critical role in developing and promoting cross-border payments.

Cross-Border Payments

Fintech Finance

SEPTEMBER 12, 2024

The Interledger Foundation , an organization building and advocating for an open, interoperable payment network, and Chimoney , a fintech company providing multi-currency wallets and infrastructure for cross-border payments, today announced their work to power cross-border payments between more than 130 countries worldwide.

Cross-Border Payments

Fintech Finance

JANUARY 11, 2024

Faster Payments Council (FPC) , a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today published its latest research report, titled The Practicalities of Cross-Border Payments in a Faster Payments World.

Cross-Border Payments

Fintech News

JANUARY 15, 2024

Building upon SGQR, SGQR+ represents the next generation of interoperable payments for merchants., designed to align with the country’s vision of a seamless, accessible, and interoperable payments ecosystem. Here are five interesting takeaways gathered from the interoperable SGQR+ trials.

Interoperability

Fintech News

DECEMBER 11, 2023

This PoC involved executing real-time cross-border test transactions between various Central Bank Digital Currency (CBDC) systems. The project tested the feasibility of conducting multilateral cross-currency transfers through the UDPN, involving both Distributed Ledger Technology (DLT) and non-DLT-based CBDC technologies.

CBDC

Fintech Finance

JUNE 7, 2024

Faster Payments Council (FPC) , a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, has announced the publication of its latest industry resource, the Faster Payments and Financial Inclusion survey report.

Financial Inclusion