Stax

MARCH 18, 2025

Its the underlying infrastructure of digital or electronic payments, ensuring money moves freely and securely via the payers preferred payment method to the merchants bank account. Customer – The person or business paying for goods or services using a credit card, debit card, or digital wallet.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

JUNE 8, 2025

Industry data shows that 70% of consumers say the availability of their preferred payment method is very or extremely influential when choosing an online store. Payment processors are companies or financial institutions that handle credit card and debit card transactions and are used for both brick-and-mortar and online store sales.

Payment Gateways 88

Payment Gateways Processors Gateways Online and Mobile Banking 88

Basis Theory

NOVEMBER 12, 2024

Historically, data security has been treated as featureless and burdensome—but a necessary expense incurred by organizations. Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

Stax

MAY 5, 2025

Set up a merchant account The merchant account required is through your payment processor, the organization that processes your credit/debit card transactions. It is crucial to consider features like recurring billing, multilingual and multi-currency support, scalability, data security compliance, and customer support service.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

EBizCharge

MARCH 11, 2025

Acumatica allows businesses to accept and process credit cards, debit cards, Automated Clearing House (ACH) payments/eChecks, and other transactions seamlessly by integrating with payment gateways. This is because credit cards, debit cards, and digital wallets have different fees.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Stax

JULY 7, 2025

You Can’t Opt Out of Credit Card Payments Opting out of credit card processing altogether is not a viable option. Competitive pricing: Surcharging lets business owners offer competitive pricing to customers who choose to pay with alternative methods, such as cash or debit card transactions.

Credit Cards 88

Credit Cards Process Processors Debit Card 88

EBizCharge

NOVEMBER 27, 2024

An Internet merchant account (IMA) is a type of banking account that allows online businesses to accept credit and debit card payments. Fraud detection and security tools: Merchant accounts often include tools and standards to prevent fraud and enhance security, including Payment Card Industry Data Security Standards (PCI-DSS).

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

EBizCharge

FEBRUARY 24, 2025

Four common payment methods in NetSuite include: Credit and debit cards: Credit and debit cards are popular NetSuite payment methods due to their convenience and speed. Security and compliance are another benefit of integrating payment gateways with NetSuite.

Payment Gateways 52

Payment Gateways Gateways Electronic Funds Transfer (EFT) Wire Transfer 52

Stax

MARCH 5, 2025

How Can Internet Card Payment Processing Help My Business? From accepting credit cards and debit cards online to setting up your customized web store, there are various eCommerce solutions that can assist when in-person payments arent an option. But what’s the difference between these two? How do they work together?

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

My Payment Savvy

JUNE 16, 2025

A payment gateway processes credit card payments for both online and in-person transactions. It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Check Payment Method Compatibility Your customers have preferred payment methods.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. It supports various payment methods, such as credit cards, debit cards, mobile payments, and digital wallets.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

MARCH 7, 2025

Compliance with industry standards: Compliance with Payment Card Industry Data Security Standards (PCI-DSS) is another significant benefit of integrating a payment gateway into Acumatica. When setting up credit card processing, its important to choose a payment gateway that fits your businesss needs.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS). These insights help merchants make smarter business decisions and spot potential issues or opportunities early.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

APRIL 10, 2025

Contact us 10 Top Payment Methods for Small Businesses Credit and debit card payments Card payments (credit cards and debit cards) account for 50% of the total number of small business transactions and remain the primary way customers make purchases on-site and online.

Small Business 88

Small Business Wire Transfer ACH BNPL 88

EBizCharge

FEBRUARY 26, 2025

Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS). This integration reduces the chances of errors and saves valuable time.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Stax

NOVEMBER 14, 2024

Interchange rates vary based on the type of card you are running. The more expensive it is for the credit card company to maintain the card–rewards, cashback, perks–the more expensive the interchange. In other words, debit cards are more economical while business credit cards are typically the most expensive.

Credit Cards 88

Credit Cards Process Online and Mobile Banking EMV 88

EBizCharge

MARCH 31, 2025

Merchant accounts: Merchant accounts are business bank accounts that allow companies to accept and process credit and debit cards and other electronic payments. Security and PCI compliance Since payment processing involves handling sensitive financial data, security should be a top priority.

Service Provider 52

Service Provider MSPS Payment Gateways Online and Mobile Banking 52

Stax

JANUARY 28, 2025

Enhanced securitytokenization and two-factor authentication reduces the risk of data breaches As we mentioned earlier, Click to Pay uses a data security approach called tokenization to protect sensitive financial data from malevolent actors.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Stax

APRIL 8, 2025

Talk to sales How Credit Card Processing Fees Work Whenever customers swipe, tap, or dip their credit or debit cards at a payment terminal, it sets a complex network in motion, resulting in approval or rejection of the payment. Chargeback fee – A merchant has to pay this fee if a customer disputes a charge and wins.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

EBizCharge

MAY 27, 2025

Payment analytics can include the following: Payment preferences: Payment analytics can track which payment methods customers use most frequently, such as credit and debit cards, Automated Clearing House (ACH)/eChecks, mobile wallets, and more. Its important to choose tools and providers that prioritize data privacy and cybersecurity.

PCI DSS 52

PCI DSS Payments Payments Trends Transactions 52

EBizCharge

DECEMBER 18, 2024

Card payment clearing: Facilitates credit and debit card transactions by ensuring funds are transferred from the payers bank to the payees account. Payment clearinghouses consist of: Automated clearinghouse (ACH): Handles electronic payments such as direct deposits, bill payments, and money transfers.

Facilitators 52

Facilitators Transactions Settlement Mitigation 52

EBizCharge

JUNE 12, 2025

Whether handling credit card transactions and mobile payments or ensuring compliance with banking regulations and data security standards, the right merchant account can streamline operations and reduce costs. This gateway allows you to begin securely accepting credit and debit card payments right away.

Process 52

Process Accounts Payment Gateways Gateways 52

Stax

JANUARY 21, 2025

Thats because the payment processor and POS system will exchange all needed data automatically. If you dont have a system with payment processing, you have to enter customer debit card and credit card information manually. PCI compliance Payment security is a must-have feature.

Point-of-Sale (POS) 88

Point-of-Sale (POS) Small Business Credit Cards Process 88

EBizCharge

APRIL 22, 2025

PCI compliance and security Integrated payment gateways typically come with built-in security features such as full compliance with Payment Card Industry Data Security Standards (PCI DSS) , tokenization, and encrypted data transmission.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

EBizCharge

MARCH 27, 2025

Businesses use billing portals to accept various payment methods, including credit cards, debit cards, and Automated Clearing House (ACH) or eChecks, for a flexible and convenient payment experience. This enhanced visibility also allows for better financial planning and decision-making.

Payments 52

Payments PCI DSS Processors Debit Card 52

EBizCharge

MAY 22, 2025

Providing various options, such as credit and debit cards, Automated Clearing House (ACH) /eChecks, digital wallets, and more, can encourage timely payments. Regulatory compliance: Invoicing and billing compliance means adhering to legal and financial regulations.

Process 52

Process Best Practices Reconciliation Automation 52

Stax

FEBRUARY 19, 2025

Customers dont expect anything less than instant support these days (especially for debit card and credit card payments) and your team may not have the time and resources to offer that level of service as quickly as they need it. (Plus a stronger cash flow.)

Payments 88

Payments PCI DSS Compliance Risk 88

Clearly Payments

OCTOBER 22, 2024

As a merchant, understanding how a PIN (Personal Identification Number) works with credit and debit card transactions is essential for running a secure and efficient payment process. This guide explains how a PIN functions in credit and debit card payments and its importance for merchants. What is a PIN?

Debit Card 105

Debit Card Credit Cards Point-of-Sale (POS) Encryption 105

PYMNTS

JANUARY 28, 2021

One of the more notable differences is their tendency to favor credit cards online and other options such as digital wallets over debit cards. Thirty-five percent of credit card users believe they offer protection against theft of funds — twice the share of debit card users with this same view of the payment method.

Debit Card 84

Debit Card Credit Cards Security Card Issuer 84

Payments Dive

JUNE 19, 2017

Have advances in security provided reassurance to consumers that sensitive payment card data is being protected? This infographic looks at the results of a survey of US, UK and Australian adults which found 67% are concerned about the security of their credit/debit card data.

Data Security 74

Data Security Payments Data Security Debit Card 74

Payment Savvy

JULY 3, 2024

Understanding debit card processing fees is important for any business that takes card payments. What Are Debit Card Processing Fees? Debit card processing fees are charges that businesses must pay every time they accept a debit card payment.

Debit Card 52

Debit Card Process Debit Transaction Processors 52

PYMNTS

FEBRUARY 3, 2020

Fraudsters have grown adept at finding debit cards’ weak points, and merchants are struggling to keep up. Losses due to false credit and debit card declines — in which merchants reject legitimate orders on the mistaken belief that they are fraudulent — grew to $118 billion last year and are projected to reach $443 billion by 2021.

Debit Card 52

Debit Card Assessments Data Breach Online and Mobile Banking 52

VISTA InfoSec

FEBRUARY 25, 2024

User Account Details Usernames, passwords, security questions, login timestamps, failed login attempt logs, password reset tokens, multifactor authentication details, and session IDs. Your company’s trustworthiness and future competitiveness depend on getting data security right—now’s the time to start.

Data Breach 272

Data Breach Breach Multifactor Authentication Cybersecurity 272

Payment Savvy

JULY 3, 2024

Debit cards have become an indispensable part of our financial lives, with the majority of American adults, spanning all demographics, now possessing at least one debit card. Every merchant should prioritize taking the time to understand debit card processing to streamline operations and enhance customer satisfaction.

Debit Card 52

Debit Card Process PCI DSS Processors 52

PYMNTS

NOVEMBER 30, 2020

Other major reasons holiday shoppers gave for doing their shopping online this year included being able to access lower prices, it takes too long to get in and out of stores and believing that data security was stronger online. More consumers used debit cards and PayPal to shop on Black Friday this year.

Debit Card 128

Debit Card PayPal Credit Cards Consumer 128

Clearly Payments

APRIL 16, 2024

The two countries also have some big differences on how payment processing fees work across debit cards and credit cards. An Overview of Interchange Rates Interchange rates are often referred to as swipe fees or credit card fees. Interchange rates also exist for debit cards in the USA, but not in Canada.

Debit Card 105

Debit Card Credit Cards Payments CHIPS 105

Fintech Finance

FEBRUARY 1, 2024

However, when it comes to small business satisfaction with those services, scores are lowest among merchants for processing widely accepted payment types such as credit and debit card transactions and are highest for processing less widely accepted payment types like BNPL. The study was fielded from September through November 2023.

Debit Card 52

Debit Card Small Business Service Provider BNPL 52