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What to Know About Tokenization

Basis Theory

As a merchant, to understand tokenization for your own benefit, it’s critical to understand: What tokenization is, why it’s important for payments, and how it compares to encryption. Tokens can take any shape, are safe to expose, and are easy to integrate into payment or other workflows with sensitive data.

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ISO20022: The big shift to structured addresses

Finextra

Soon, ISO 20022, a messaging standard designed to improve how payments are processed and communicated, will become the global norm. ISO 20022 was introduced in 2004 and has since been part of a long and complex journey to improve international payment messaging. And unfortunately, more work is ahead for everyone.

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Top 100 Fintech Tools and Platforms for Businesses

Fintech Review

Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical. This guide covers the top 100 fintech tools across key categories including banking APIs, billing, KYC/AML, FX, crypto tools, and open banking.

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ACI Worldwide Expands Technology Partnership Ecosystem to Power ACI Connetic

Fintech Finance

ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, has expanded its global technology partnership ecosystem to help financial institutions across the globe increase operational resiliency and address evolving regulatory requirements to safeguard the stability of the financial system.

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OpenPayd and Circle to offer fiat–stablecoin payment network

The Paypers

The agreement brings together OpenPayd’s API-based payment and banking services with Circle’s infrastructure for USDC, a dollar-denominated stablecoin issued by regulated affiliates of Circle. For more information about OpenPayd, please check out their detailed profile in our dedicated, industry-specific Company Database.

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Zūm Rails partners with Western Union Canada

The Paypers

In addition, the process of integrating Zūm Rails APIs into Western Union’s network is set to enable the company to drive real-time movement of funds for Western Union customers using Interac eTransfer. Free Headlines in your E-mail Every day we send out a free e-mail with the most important headlines of the last 24 hours.

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Qualy embeds TransferMate payments to support global education

The Paypers

The move allows institutions using Qualy to manage incoming and outgoing international transactions directly within the software, including payments from students and remittances to education agents. A central feature of the integration is automated reconciliation.