Stax

MAY 13, 2025

Talk to sales What Are Credit Card Merchant Services? Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards. While all credit card processing companies help you accept credit and debit cards, how they structure fees can vary.

Credit Cards

Stax

MARCH 5, 2025

The payment processor is a financial institution that handles transactions between the two banks. Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. How Can Internet Card Payment Processing Help My Business?

Credit Card Payment Processing

Stax

APRIL 10, 2025

Contact us 10 Top Payment Methods for Small Businesses Credit and debit card payments Card payments (credit cards and debit cards) account for 50% of the total number of small business transactions and remain the primary way customers make purchases on-site and online.

Small Business

EBizCharge

MAY 1, 2025

Credit card processing fees are the costs associated with card transactions that businesses must pay to accept and process credit or debit cards from customers. Knowing how these pricing structures work can help your business make informed decisions and optimize payment processing expenses.

Credit Cards

EBizCharge

MARCH 20, 2025

Here are five reasons to integrate a payment gateway into your Sage system: Streamlined payment processing: Integrated Sage systems can automate payment workflows, reducing manual data entry and minimizing the risk of human error. Consider payment processing costs and ensure the provider complies with industry standards like PCI Compliance.

Payment Gateways

My Payment Savvy

AUGUST 10, 2025

Looking for ways to cut processing costs? Running a subscription service, dealing with high-risk transactions, or just wanting more control over your payment processing? Alternative payment methods (APMs) are any solutions that don’t rely on traditional credit or debit cards.

Alternative Payment Methods

EBizCharge

JUNE 12, 2025

For Canadian businesses navigating the increasingly complex world of payment processing, having a reliable and efficient merchant account is essential. A Canadian merchant account is a type of business bank account specifically designed for companies operating in Canada that need to accept credit and debit card payments.

Process

EBizCharge

JUNE 3, 2025

As a leading provider of integrated payment solutions, EBizCharge offers tailored services that support the complex needs of high-volume businesses, helping them streamline payment processing operations, improve cash flow, and reduce processing costs. What is a high-volume merchant account? Luckily, EBizCharge can help.

Volume

Stax

DECEMBER 20, 2023

Set rate processing Subscription rate processing TL;DR Interchange fees are not collected by your payment processor or bank; they go directly to the card-issuing banks. Interchange fees vary significantly depending on the card issuer, the issuing bank, type of transaction and/or merchant type.

Credit Cards

Payment Savvy

JULY 3, 2024

Understanding debit card processing fees is important for any business that takes card payments. These fees can add up, so knowing how much you’re being charged and how to reduce these costs can help you save money. What Are Debit Card Processing Fees?

Debit Card

The Payments Association

OCTOBER 24, 2024

Chargeback abuse costs billions, but merchants can reduce fraud with proactive strategies like customer engagement and better security Imagine you’re an ecommerce merchant accepting credit and debit cards, diligently following legal and network guidelines. At the time, this was a necessary safeguard.

Disputes

Stax

FEBRUARY 28, 2024

TL;DR Surcharging allows merchants to pass on credit card fees. Customers who want to use their credit card have to pay an additional fee covering the processing costs. For anyone new to the term, surcharging is a payment processing option allowing merchants to pass on credit card fees.

Credit Cards

Stax

APRIL 18, 2024

Accepting credit card transactions is no longer a decision of whether to but rather how to. With cashless now BEING king, credit and debit cards are the primary method for your customers to make payments. of consumer payments came through card payments. Card Network (e.g., Card Network (e.g.,

Credit Cards

Stax

NOVEMBER 15, 2023

They significantly impact the cost of accepting card payments. Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards. They are therefore non-negotiable.

Credit Cards

Stax

SEPTEMBER 12, 2024

Also called a credit card terminal, it’s a device that businesses use to accept non-cash payment methods like credit and debit card transactions, as well as contactless payments through a mobile wallet. Learn More What’s a Payment Terminal?

Online and Mobile Banking

Stax

SEPTEMBER 26, 2024

Surcharge fees vs. other card payment processing fees Misclassifying one type of fee as another can be a costly oversight because each has its own governing rules. Meanwhile, service fees apply to debit and credit card purchases but are waived if customers pay in cash.

Credit Cards

Stax

MAY 7, 2024

Also referred to as swipe fees, these are simply fees that the merchant pays to the credit card company or credit card service providers to accept the payment. Credit card merchant fees are split between multiple key players- merchants, credit card networks, banks, and processors. For example, 2.1% + $0.10

Credit Cards

Stax

SEPTEMBER 24, 2024

TL;DR A cash discount program is when a business offers its customers incentives to pay using cash for a product or service instead of a credit or debit card. It’s meant to incentivize customers to pay using cash and reduce the costs associated with accepting electronic payment methods. They can also taint your business’s image.

Credit Cards

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs.

Credit Cards

Payment Savvy

JULY 12, 2024

A convenience fee is an additional charge added to a customer’s bill when they use a non-standard payment method. Essentially, it’s a way for businesses to offset the cost of processing these alternative payment methods while still providing a convenient option for customers.

Card Network Rules

Stax

AUGUST 29, 2024

The dominance of cashless commerce means only businesses that ensure the seamless processing of in-store and online credit and debit card payments will remain competitive. They set their charges and processing fees based on whether the transaction takes place online or in-person and the type of payment method used.

Payment Service Provider (PSP)

Stax

JANUARY 31, 2024

Visa interchange rates are the fees charged by Visa to process transactions between issuing banks and merchants. These rates are determined by various factors like the type of card used, the industry of the merchant, and how the transaction is processed. Educate yourself on how interchange rates are calculated.

Credit Cards

EBizCharge

JULY 25, 2024

These fees are intended to cover the cost associated with credit card processing fees, which merchants pay to credit card companies such as Visa, MasterCard, or American Express for each transaction. These signs inform customers about the additional charges associated with using credit cards for payments.

Best Practices

EBizCharge

AUGUST 15, 2024

These fees are incurred by merchants for each transaction and are paid to the card-issuing banks as compensation for handling the credit risk and processing the payment. Pass-through fees are essential for merchants since they directly impact overall credit card processing costs.

Credit Cards

EBizCharge

NOVEMBER 12, 2024

A merchant application is a formal document a business owner must complete and submit to a merchant account provider to be able to accept and process customer credit and debit cards and electronic payments. Bank statements: Last month’s statements to verify business cash flow.

Online and Mobile Banking

National Merchants Association

AUGUST 10, 2022

Businesses require merchant accounts to process credit and debit card transactions. For example, a bank or credit card processing service provider might consider a business high-risk due to increased regulations or potential monetary loss. Contrary to how it sounds, “high-risk” isn’t necessarily bad.

Risk

National Merchants Association

AUGUST 10, 2022

Businesses require merchant accounts to process credit and debit card transactions. For example, a bank or credit card processing service provider might consider a business high-risk due to increased regulations or potential monetary loss. Contrary to how it sounds, “high-risk” isn’t necessarily bad.

Risk

National Merchants Association

AUGUST 10, 2022

Businesses require merchant accounts to process credit and debit card transactions. For example, a bank or credit card processing service provider might consider a business high-risk due to increased regulations or potential monetary loss. Contrary to how it sounds, “high-risk” isn’t necessarily bad.

Risk

Cardfellow

MARCH 30, 2025

But if you just want a quick overview, here it is: Interchange is one of the three core components of credit card processing costs. Imagine 100 of them apply to credit cards and 100 apply to debit cards. Of the 50 card-present categories, imagine 10 of them could apply to retailers, determined by MCC.

Visa

EBizCharge

MAY 20, 2024

When a customer initiates a credit card transaction, the gateway securely transmits the payment information from the point-of-sale (POS) terminal to the relevant parties, such as payment processors and banks, for authentication and approval. Payment processor: A NetSuite payment processor handles credit card payment details.

Process

Segpay

MARCH 10, 2025

By integrating a gaming payment gateway, platforms can streamline their payment processes, enhancing the overall gaming experience for users. Moreover, these gateways support various payment methods, including credit and debit cards, e-wallets, and bank transfers, making it convenient for gamers to choose their preferred options.

Payment Gateways

BNG Payments

JANUARY 2, 2022

A bank account allows businesses to accept payments by credit or debit card. The account is set up through a payment processing company, an intermediary between the bank and the business. It is a pricing model used by payment processors in which rates are based on the total monthly sales volume processed through the account.

Credit Cards

Clearly Payments

JULY 4, 2024

Interchange fees , also known as swipe fees, are charges that merchants pay every time a customer uses a credit or debit card to make a purchase. Interchange fees are set by credit card networks such as Visa and Mastercard and are paid to the card-issuing banks. Mastercard : The rates range from 1.55% + $0.10

Visa