Clearly Payments

JANUARY 21, 2025

Efficiency Gains: Digital payment systems reduce processing costs by an average of 40%, as reported by the Government Finance Officers Association (GFOA). Key Statistics on Government Payments Citizen Expectations: According to a 2024, 78% of citizens prefer paying government fees online when given the option.

Government Payments

EBizCharge

JUNE 18, 2025

But with rising credit card processing fees, B2B businesses are caught between convenience and margin protection. That’s where credit card surcharging comes in: a legal and innovative way to offset processing costs. Next Step: Ready to lower your processing costs?

Best Practices

Stax

JANUARY 21, 2025

Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. Opt for gateways that support diverse payment options like credit/debit cards, digital wallets, and international payments to accommodate customer preferences. According to Forrester, 69% of adults in the U.S.

Payment Gateways

Clearly Payments

FEBRUARY 10, 2025

Card Networks Companies like Visa, Mastercard, and American Express ( credit card networks ) that set processing rules and fees. The Costs You Dont See One of the biggest surprises for small businesses is the actual cost of accepting credit and debit cards. per transaction. While legal in most U.S.

Small Business

Stax

MAY 13, 2025

Talk to sales What Are Credit Card Merchant Services? Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards. While all credit card processing companies help you accept credit and debit cards, how they structure fees can vary.

Credit Cards

Stax

APRIL 8, 2025

Choosing a credit card processor that offers transparent pricing, strong customer support, and top-tier security is the key to lowering processing costs. So, if a customer uses a Mastercard payment card issued by Chase, Mastercard sets the interchange fee but its Chase that collects it.

Credit Cards

EBizCharge

DECEMBER 2, 2024

Understanding dual pricing is crucial for merchants and consumers, as it can offer cost savings and valuable financial insights. For businesses, it provides a legal way to manage the hefty credit card processing costs and maintain competitive pricing for cash-paying customers.

Process

EBizCharge

JUNE 19, 2025

But with rising credit card processing fees , B2B businesses are caught between convenience and margin protection. That’s where credit card surcharging comes in: a legal and innovative way to offset processing costs. B2B Credit Card Surcharging Takeaways Surcharging is legal in most states if done right.

Best Practices

Stax

MAY 6, 2025

Mobile solutions are becoming increasingly popular with popups, service professionals, and doorstep delivery services, as they enable easy payment methods such as tap-to-pay and contactless in addition to more traditional methods like swiping and dipping the card. Q: What are the costs of credit card processing?

Credit Cards

EBizCharge

JUNE 18, 2025

If you’re thinking about passing your credit card processing costs onto customers, it’s important to understand how the major card networks—like Visa, Mastercard, Amex, and Discover—handle surcharges. While it might sound simple, credit card surcharge rules can vary depending on who issued the card.

Credit Cards

EBizCharge

JUNE 19, 2025

If you’re a business owner looking for ways to cut down on credit card processing costs, adding a surcharge might be one option worth considering. A credit card surcharge is a small fee passed along to the customer when they choose to pay with a credit card. This fee does not apply to debit cards.”

Credit Cards

Stax

MARCH 27, 2025

For businesses, a fast and seamless payment process means happy customersand the statistics show it. Digital wallets accounted for 50% of eCommerce purchases , while debit cards raked up 12% of total transactions last year. Debit card transactions have an average interchange fee of $0.22 No cash or checks needed.

ACH

EBizCharge

FEBRUARY 24, 2025

Four common payment methods in NetSuite include: Credit and debit cards: Credit and debit cards are popular NetSuite payment methods due to their convenience and speed. Customers can make payments quickly, and businesses can process these transactions without hassle.

Payment Gateways

Stax

MARCH 5, 2025

How Can Internet Card Payment Processing Help My Business? From accepting credit cards and debit cards online to setting up your customized web store, there are various eCommerce solutions that can assist when in-person payments arent an option. But what’s the difference between these two?

Credit Card Payment Processing

Stax

JUNE 24, 2025

TL;DR Credit card processing fees eat into the profits of small businesses. Unfortunately, they’re unavoidable, and most companies can’t afford to refuse credit card payments. Surcharging offers a way to pass credit card processing costs to the customer, letting businesses keep their earnings.

Credit Cards

EBizCharge

MAY 1, 2025

Credit card processing fees are the costs associated with card transactions that businesses must pay to accept and process credit or debit cards from customers. Cash discount programs incentivize customers to choose a lower-cost payment method that’s financially advantageous for your business.

Credit Cards

EBizCharge

JUNE 17, 2025

As payment processing costs continue to rise, many businesses are looking for ways to offset these fees. Two popular options—credit card surcharges and convenience fees —can help recover some of these costs. Used by merchants who want to keep prices competitive without absorbing card processing costs.

Credit Cards

Stax

APRIL 10, 2025

Contact us 10 Top Payment Methods for Small Businesses Credit and debit card payments Card payments (credit cards and debit cards) account for 50% of the total number of small business transactions and remain the primary way customers make purchases on-site and online.

Small Business

EBizCharge

MARCH 20, 2025

Here are five reasons to integrate a payment gateway into your Sage system: Streamlined payment processing: Integrated Sage systems can automate payment workflows, reducing manual data entry and minimizing the risk of human error. Consider payment processing costs and ensure the provider complies with industry standards like PCI Compliance.

Payment Gateways

Stax

NOVEMBER 14, 2024

Interchange rates vary based on the type of card you are running. The more expensive it is for the credit card company to maintain the card–rewards, cashback, perks–the more expensive the interchange. In other words, debit cards are more economical while business credit cards are typically the most expensive.

Credit Cards

My Payment Savvy

AUGUST 10, 2025

Looking for ways to cut processing costs? Running a subscription service, dealing with high-risk transactions, or just wanting more control over your payment processing? Running a subscription service, dealing with high-risk transactions, or just wanting more control over your payment processing?

Alternative Payment Methods

Stax

MAY 23, 2025

These APIs enable your users to accept credit cards, debit cards, ACH, and other payment options without ever leaving your platform. enrollment status, credit card processing activity, payment processing costs, etc.) to be able to resolve customers’ payment processing issues.

ISVS

EBizCharge

JUNE 30, 2025

These surcharges are credit cards only, which means they generally can’t be applied to debit or prepaid cards. The purpose behind surcharging is simple: offset the fees businesses pay to process credit cards. Done right, it’s a straightforward way to manage costs.

Credit Cards

Cardfellow

JULY 21, 2025

All plans let you accept credit and debit cards (magstripe, EMV chip, and NFC contactless transactions), take cash or checks, provide basic reporting and sales tracking, and give you the option of using Rapid Deposit. Other Clover Fees The Clover monthly fees for a software plan are not the only costs involved.

Database

EBizCharge

JULY 7, 2025

Credit card processing fees are one of those line items that quietly eat away at margins. As these payment processing costs continue to rise, companies are looking for practical ways to offset them without overhauling their pricing models. One increasingly popular tactic is surcharging. But it’s not a free-for-all.

B2B

EBizCharge

JUNE 24, 2025

Understanding those differences can help you avoid compliance headaches, improve the customer experience, and recover more of what you’re losing to payment processing costs. This guide is here to help you understand how credit card surcharging works in both settings—and what you need to consider before you move forward.

Credit Cards

Cardfellow

JULY 31, 2025

Equipment If you’re selling in person, you’ll need to think about how you’ll physically take credit and debit cards. Credit Card Processing Costs for Seasonal Businesses As with everything in credit card processing, your specific costs will vary.

Accounts

Clearly Payments

JULY 22, 2025

Even a partial slice of these industries using credit and debit card payments accounts for an estimated $15–$20 billion in annual payment volume processed through high-risk or specialized payment providers in Canada. Multi-level marketing (MLM) have an e stimated $1.1 billion in annual sales in Canada.

Risk

EBizCharge

JUNE 23, 2025

Even where it’s allowed, card networks like Visa and MasterCard require you to register and clearly disclose the fee. Handled properly, surcharging can be a smart, compliant way to manage processing costs. It won’t warn you if you exceed the card brand’s 4% cap either. And if they switch to a debit card or ACH?

Credit Cards

EBizCharge

JUNE 12, 2025

A Canadian merchant account is a type of business bank account specifically designed for companies operating in Canada that need to accept credit and debit card payments. While merchant accounts can offer numerous benefits, Canadian businesses may still face some obstacles when processing payments.

Process

Stax

JUNE 23, 2025

Businesses use ACH API integration to lower payment processing costs, streamline high-volume or recurring payments, and improve payment status visibility. An ACH API is a type of application programming interface that enables businesses to initiate, process, and track ACH payments electronically through the ACH network.

ACH

EBizCharge

JUNE 30, 2025

What “free” credit card processing really means Despite what the headline might suggest, free credit card payment processing doesn’t mean no one is paying. In most cases, “free” means the payment processing cost is shifted from the business to the customer. to the bill.

Credit Cards

EBizCharge

JUNE 26, 2025

Adding a surcharge to credit card transactions can be a great way for businesses to offset processing costs but doing it right matters. Charging debit cards. Know the difference between debit and credit. That’s where a clear, legally sound surcharge notice comes in. Many places don’t allow this.

Credit Cards

EBizCharge

JUNE 24, 2025

How to Add a Surcharge to Credit Card Transactions Once you understand the rules and decide that surcharging makes sense for your business, the next step is setting it up correctly. For example: “A 3% surcharge is applied to credit card purchases to help offset credit card processing costs.” Not usually.

Credit Cards

EBizCharge

JUNE 26, 2025

We do not surcharge debit cards.” Set Your Surcharge Rate Find a solution that will automatically calculate and apply the correct legal surcharge rate, such as EBizCharge Ensure the system adjusts for varying card processing costs and stays within the 4% cap 5.

Best Practices

EBizCharge

JULY 1, 2025

That’s why businesses looking to pass on processing costs need a system that’s not only flexible but also helps keep them on the right side of the law. It won’t apply a surcharge to debit cards, for example (which isn’t allowed under current regulations). Another key benefit is integration.

Process

Cardfellow

JUNE 14, 2025

Digital Wallet Definition For a quick reminder, a digital wallet refers to an electronic system that allows customers to pay for purchases without presenting a physical credit or debit card. Customers load their card details into the digital wallet app of their choice. Related Article: Interchange Downgrades.

Credit Cards